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   May 04, 2004 1:26 PM ET

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  Investment Products:    Not FDIC Insured     No Bank Guarantee     May Lose Value  

Securities products and services offered by E*TRADE Securities LLC (Member NASD/SIPC) are not insured by the FDIC, are not guaranteed deposits or obligations of E*TRADE Bank, and are subject to investment risk, including possible loss of the principal invested.

System response and account access times may vary due to a variety of factors, including trading volumes,
market conditions, system performance, and other factors.

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© 2004 E*TRADE FINANCIAL Corp. All rights reserved. Version 1.0. 27w22m3