The focal point for the Reformation Martin Luther (1486-1546) posted Ninety-Five Theses on 31 October 1517 on the church door of Wittenberg, Germany. This was the accepted and traditional form of disputation in the academic world. Luther's actions were prompted by the sale of indulgences, which he saw as having no Biblical basis. He was particularly angerd by a Dominican preacher, Johann Tetzel. "As soon as the coin in the cofer rings, the soul of purgatory springs," was the phrase associated with Tetzel.
Source: Scala, Florence. In The European Emergence.TimeFrame AD 1500-1600. (Time-Life Books, Alexandria, VA; 1989), p 11.
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