1. Cash savings probably will not significantly outpace inflation.
2. The risks of investing decline over time.
3. Bonds have traditionally been considered income-producing investments.
4. When interest rates are rising, the stock market isn't usually as strong as it is when rates are falling.
5. Buying a bond for less than par and selling it for more than par can result in a substantial profit.
6. Stocks are investments designed to help your money grow.
7. Laddering bonds is a strategy designed to protect yourself against the risk that interest rates will decline.
8. High rated municipal bonds usually have lower yields than corporate bonds because they have a tax advantage.
9. The key difference among U.S. Treasury bonds, bills and notes is their term.
10. Because investors consider the U.S. government the most creditworthy
borrower in the world, they refer to the latest 30 year Treasury bond as the benchmark against which all other bonds are measured.