CORUS BANK INTEREST RATES         MEMBER FDIC
Annual Percentage Yield (APY) in effect from Oct-07-03 through Oct-14-03
Please contact our Telephone Banking Center at 800-555-5710 for additional information.
Submit an electronic request for more information. Minimum Annual
Balance Percentage Interest
to Obtain APY Yield Rate
CHECKING AND SAVINGS ACCOUNTS (minimum deposit to open is $50.00)    
Low Minimum Interest Checking $0.01 and over 0.25% 0.25%
No Minimum Interest Checking $0.01 and over 0.25% 0.25%
Economy Interest Checking $0.01 and over 0.25% 0.25%
50 Plus Free Interest Checking $0.01 and over 0.25% 0.25%
Direct Deposit Interest Checking $0.01 and over 0.25% 0.25%
Tiered Interest Checking $0.01 - $2,499.99 0.25% 0.25%
$2,500.00 and over 0.50% 0.50%
Ultimate Interest Checking $0.01 - $99,999.99 0.50% 0.50%
$100,000.00 - $499,999.99 2.01% 2.00%
$150,000.00 - $249,999.99 2.01% 2.00%
$500,000.00 and over 2.27% 2.25%
Interest Business Checking $0.01 and over 0.25% 0.25%
Savings Account (Statement and Passbook) $0.01 and over 0.50% 0.50%
$25,000.00 and over 2.01% 2.00%
PERSONAL AND BUSINESS MONEY MARKET ACCOUNTS (minimum deposit to open is $100.00)
Managed Money Market Account $0.01 - $99,999.99 0.92% 0.92%
    Balances below $100,000 $100,000.00 - $499,999.99 2.01% 2.00%
      earn the 91-Day Treasury Bill Discount Rate $500,000.00 and over 2.27% 2.25%
Ultimate Money Market Account $0.01 and over 0.92% 0.92%
Indexed to the 91-Day Treasury Bill Discount Rate
Classic Money Market Account $0.01 and over 0.50% 0.50%
Products No Longer Offered            
   
NOW Account (Personal) $0.01 - $24,999.99 0.25% 0.25%
  $25,000.00 and over 0.50% 0.50%
   
Ultimate NOW Checking $0.01 - $24,999.99 0.25% 0.25%
  $25,000.00 and over 0.50% 0.50%
   
Business NOW Account $0.01 and over 0.25% 0.25%
               
                 
FIXED RATE CERTIFICATES OF DEPOSIT (minimum deposit to open $1,000.00)
Balances from Balances from Balances from Balances from
$0.01 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $99,999.99 $100,000.00 and over
Annual Annual Annual Annual
Percentage Interest Percentage Interest Percentage Interest Percentage Interest
TERM Yield Rate Yield Rate Yield Rate Yield Rate
5 years 2.77% 2.75% 3.03% 3.00% 3.13% 3.10% 3.13% 3.10%
4 years 1.76% 1.75% 2.01% 2.00% 2.11% 2.10% 2.11% 2.10%
3 years 1.76% 1.75% 2.01% 2.00% 2.11% 2.10% 2.11% 2.10%
30 months 1.25% 1.25% 1.50% 1.50% 1.60% 1.60% 1.60% 1.60%
2 years 1.15% 1.15% 1.40% 1.40% 1.50% 1.50% 1.50% 1.50%
18 months 0.95% 0.95% 1.20% 1.20% 1.30% 1.30% 1.30% 1.30%
1 year 0.80% 0.80% 1.05% 1.05% 1.15% 1.15% 1.15% 1.15%
6 months 0.75% 0.75% 1.00% 1.00% 1.10% 1.10% 1.10% 1.10%
3 months 0.57% 0.57% 0.82% 0.82% 0.92% 0.92% 0.92% 0.92%
                 
VARIABLE RATE IRA CERTIFICATES OF DEPOSIT (minimum deposit to open is $250.00)
Balances from Balances from Balances from Balances from
$0.01 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $99,999.99 $100,000.00 and over
Annual Annual Annual Annual
Percentage Interest Percentage Interest Percentage Interest Percentage Interest
TERM Yield Rate Yield Rate Yield Rate Yield Rate
2 years 1.63% 1.63% 1.63% 1.63% 1.74% 1.73% 1.79% 1.78%
1 year 1.21% 1.21% 1.21% 1.21% 1.31% 1.31% 1.36% 1.36%
                 
Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account,
based on the interest rate and the frequency of compounding for a 365-day period (366-day period for leap year).
We use the daily balance method to calculate the interest on your account and determine the minimum balance
to obtain the APY.  This method applies a daily periodic rate to the principal in the account each day.
Accrued interest will not be credited on accounts that are closed prior to their statement cycle date.
Fees could reduce earnings on accounts.
All accounts are variable rate accounts, with the exception of Fixed Rate Certificates of Deposit.  As such,
the interest rate and APY on all accounts, with the exception of Fixed Rate Certificates of Deposit,
may change daily at our discretion.
Interest begins to accrue on the day of deposit.  The APY assumes that interest will remain on deposit until maturity.
If interest is withdrawn prior to maturity, earnings will be reduced.  Interest does not accrue on amounts withdrawn
on the date of withdrawal.  For Regular and Jumbo CDs with maturities of less than one year, APYs are based on
compounding and payment of interest at maturity.  For Regular and Jumbo CDs with maturities of one year or longer,
APYs are based on compounding and payment of interest on a quarterly basis and at maturity.
A penalty will be imposed on withdrawals made prior to maturity.
MEMBER FDIC