Insurers to go easy on gay questioning

Life assurers will no longer be able to ask male applicants questions about their sexuality under new guidelines, designed to modernise the industry’s underwriting of HIV risk. Sep 30 2005 | Read Changing industry enters fresh era Lloyd's biggest insurers head for £1bn excess Lloyd's of London is on Georgia's mind

FSA attacked for not fining critical illness scaremongers
The City regulator has come under fire over its failure to fine firms breaking new rules for insurance promotions, including those using scaremongering tactics to sell critical illness policies. Sep 2 2005 | Read

• FSA warns over credit-risk lending
• FSA wins 'partial victory' in market abuse court case
• FSA threatens lenders over new rules

Spreading the cost of your car insurance could result in huge credit charges
With average premiums for comprehensive insurance ranging between £500-£700, spreading your payments over the year through monthly direct debits can seem like a sensible idea, but this can often be a more costly course of action to take. Sep 2 2005 | Read

A dose of reality for critical illness cover
The insurance industry held out the prospect of cheaper critical illness policies as it presented its prescription to revive the product, itself suffering a bad dose of malaise. Aug 19 2005 | Read

Counting the cost of protection payments
Mortgage lenders are continuing to push loan payment protection insurance , including mortgage payment cover, despite an on-going investigation probe into allegations of hard selling practices and profiteering in the industry. Jul 29 2005 | Read

Seeking peace of mind in a time of terror
When you become anxious about worst-case scenarios, you usually turn to insurance for peace of mind. That way, if something awful were to happen, at least your investments or belongings would be covered. Jul 29 2005 | Read

There’s more than one day of reckoning
Many things in life can be like a lottery. But not many people know that the game of chance can often extend to quotes they are given for their motor insurance. Jul 15 2005 | Read

The cold and costly reality of climate change
World leaders have promised to take urgent steps to meet the challenge of climate change, but as carbon emissions rise, so do natural disasters and the price of insuring against them. Jul 8 2005 | Read

Insurers make ‘major progress’ in boosting assets
Embattled with-profits policyholders were given some cheer this week when the City watchdog delivered its first official health check on the financial strength of the insurers holding billions of pounds of their investments. Jul 8 2005 | Read

Don’t get pranged by the policy shunt
Motorists who don’t check the small print of their insurance policies could be in for a nasty shock as insurers take away key elements of their cover, potentially leaving them unwittingly uninsured. Jun 24 2005 | Read

More insurance stories Tax relief gives life cover lifeline  Jun 24 2005 Abbey reopens rejected cases  Jun 3 2005 Lloyd’s in the market for new ‘names’  Jun 3 2005 Standard Life caves in to pressure on final bonus payments  May 20 2005 Don’t trip up on your trip abroad  May 13 2005 A dream home, but an insurance nightmare  May 6 2005