-Indian Wells real estate, La Quinta real estate and Palm Springs real estate and homes for sale in Riverside County, California, Luxury Desert Golf Communities and Homes for Sale in the Palm Springs Area and luxury homes for sale in Southern California, - Barry Lotz, J.D.,Ph.D., REALTOR® Barry Lotz, J.D.,Ph.D. REALTOR(r) for Indian Wells, La Quinta and Palm Springs California real estate, Luxury Golf Communities and Unique Homes for Sale in the Palm Springs Area - NUMBER1EXPERT™ Barry Lotz, J.D.,Ph.D. NUMBER1EXPERT(tm) for Indian Wells, La Quinta and Palm Springs California real estate, Luxury Golf Communities and Unique Homes for Sale in the Palm Springs Area
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Barry Lotz, J.D.,Ph.D., REALTOR®, real estate agent and broker for Indian Wells, La Quinta and Palm Springs California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 760.574.7676.


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You Made Us Feel Like a Million Dollars!
Alan and myself are eternally grateful and appreciative of the extra time and effort you put into our purchase.
Alene & Alan McCarthy – Arcata, CA
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Barry Lotz, J.D.,Ph.D. is one of The Top Selling Real Estate Experts™
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Barry Lotz, J.D.,Ph.D., REALTOR®, real estate agent and broker for Indian Wells, La Quinta and Palm Springs California home listings, property and land for sale - NUMBER1EXPERT(tm) Barry Lotz, J.D.,Ph.D., REALTOR®, real estate agent and broker for Indian Wells, La Quinta and Palm Springs California home listings, property and land for sale - NUMBER1EXPERT(tm)
Barry Lotz, J.D.,Ph.D., REALTOR®, real estate agent and broker for Indian Wells, La Quinta and Palm Springs California home listings, property and land for sale - NUMBER1EXPERT(tm)

Prime Real Estate Listings in The Reserve, Bighorn, The Quarry, The Vintage, Rancho La Quinta, Toscana, The Tradition, The Citrus, PGA West, Mountain View Country Club, The Hideaway, Mirada, The Enclave, Clancy Lane, La Quinta Polo Estates, Desert Springs, La Quinta, Palm Desert, Palm Springs and Indian Wells 

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. 

Need local real estate information? I've summarized much of what is important about the La Quinta, Palm Desert, Palm Springs, Rancho Mirage and Indian Wells real estate market in this site. You also now have the opportunity to have your desired home's criteria sent to you FREE AUTOMATICALLY EACH DAY via email, simply by signing up here

Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTOR®. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top La Quinta, Palm Desert, Palm Springs, Rancho Mirage and Indian Wells REALTOR®, I have the experience and track record you are looking for. Please let me help. 


- Barry Lotz, J.D.,Ph.D. 

 



School Reports in Indian Wells, La Quinta and Palm Springs, California
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Indian Wells, La Quinta and Palm Springs 



Real Estate Tips
Buyers (First-Time) > Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

See All Tips In The "Buyers (First-Time)" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q  What does "contingency" mean in real estate?
A  A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
See More Real Estate Trivia >

FEATURED PROPERTY
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Unique, Elegant And Never Been Lived In!

Location: 80981 Bellerive, La Quinta
Price: $1,295,000 
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School Reports
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McCormicks Golf Center
The Desert's Finest Golf Shop
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Barry Lotz, J.D.,Ph.D., REALTOR®, real estate agent and broker for Indian Wells, La Quinta and Palm Springs California home listings, property and land for sale - NUMBER1EXPERT(tm)

Barry Lotz, J.D.,Ph.D.
HomeSeller Agents

80505 Via Terracina
La Quinta, CA. 92253
Direct: 760-574-7676
888-992-4368
Fax: 760-777-1925
Email: barry@luxurydeserthomes.com

De gustibus non est disputandum - There's no excuse for good taste.

Living Well Begins At Home. As the broker of choice for countless celebrity clients and Fortune 500 CEOs, I take pride in a level of service, experience, and discretion that is without peer in the communities of La Quinta, Rancho Mirage, Indian Wells and Palm Springs.

Searching for a residence of uncommon distinction and grace? Share your wishes with me and reap the benefits of an insiders’ knowledge of the upscale desert communities. And if you are planning to place your home on the market, no one is more skilled at providing exposure and finding qualified buyers across the nation and the world. I specialize in luxury homes and fine golf properties within the Coachella Valley.

Equal HousingMLSREALTOR


Dyson & Dyson real estate and homes for sale in Indian Wells, La Quinta and Palm Springs California

www.LuxuryDesertHomes.com is brought to you by Barry Lotz, J.D.,Ph.D.
NUMBER1EXPERT™ for Indian Wells real estate, La Quinta real estate and Palm Springs California real estate, Luxury Golf Communities and Unique Homes for Sale in the Palm Springs Area. Southern California real estate agent serving luxury desert golf communities, in Riverside County, CA, including PGA West, Santa Rosa Cove, the Tradition, the Citrus, The Hideaway, Painted Cove, Palmilla, Fiore, Talante, Mountainview Country Club, Althea, Montage, Desert River, Lennar Homes, Toll Brothers, La Quinta Spa and Resort, La Cantera, Watermark Villas, Estacio, Stone Creek, Indian Wells Country Club, Villagio, Big Horn Golf Club, The Quarry, Rancho La Quinta, La Toscana, Cypress Pointe, Serrano, Watermark, Indian Ridge, Palm Desert, Rancho Mirage, Artisan, Clancy Lane, Rancho Mirage Estate Properties, Desert Horizons Country Club, Andalusia at Coral Mountain, The Palms, The Estancias at Rancho La Quinta, La Terraza, Mira Vista, Old Las palmas, Little Tuscany, Southridge, Palm Springs Movie Colony and Coachella Valley

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Who Am I?: Who is Barry Lotz, J.D.,Ph.D. of Indian Wells, La Quinta and Palm Springs California?
Testimonials: What Barry Lotz, J.D.,Ph.D.'s clients are saying about this top Realtors real estate marketing
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No Obligation Guarantee: Barry Lotz, J.D.,Ph.D.'s real estate help by email is free & without obligation for Indian Wells, La Quinta and Palm Springs home owners in California
For Realtors: Let Barry Lotz, J.D.,Ph.D. help you with your professional real estate broker and agent needs in the Indian Wells, La Quinta and Palm Springs area
About NUMBER1EXPERTS: NUMBER1EXPERTS are top real estate professionals, find out more
Contact Information: How to contact Barry Lotz, J.D.,Ph.D., Indian Wells, La Quinta and Palm Springs real estate agent

Feature Homes: Homes, properties, & other real estate in Indian Wells, La Quinta and Palm Springs and California with virtual tours, photos, and more. Serving Riverside County Real Estate.
Search All Local Listings: Search all Indian Wells, La Quinta and Palm Springs area MLS listings in California from real estate brokers
National Listings Databases: Homes for sale in national American USA web site listings databases of properties
New Construction: New homes for sale, new construction and newly built properties and real estate subdivisions
Unique & Luxury Homes: Home buyers, find luxury homes, real estate, beach front properties, mansions, & acreage/land for sale on these top national & international listings web sites
International Properties: Find international homes for sale on these international/global real estate web sites from Canada, Europe, France, Germany, UK, Great Britain, Spain, Italy, Asia, Africa, and beyond
Search ALL the Experts' Homes: Search the best local homes for sale from all the real estate experts, agents, Realtors, and brokers
New Developments: Get a jump on everybody else as many of these developments cannot be found in the local MLS . . .

About Indian Wells, La Quinta and Palm Springs: Moving to Indian Wells, La Quinta and Palm Springs California? Get info here...
The Desert's Best Communities: The best communities in Indian Wells, La Quinta and Palm Springs California.
Premier Luxury Homes: Great information on Premier Luxury Homes throughout Indian Wells, La Quinta, and Palm Springs.
News Articles: Stay informed with the latest real estate news
News Articles: Stay informed with the latest real estate news
Best Local Restaurants: Moving to Indian Wells, La Quinta and Palm Springs California? Get info on local restaurants here...
Things To Do: What to do in Indian Wells, La Quinta and Palm Springs California? Get info here...
All About Golf: Moving to Indian Wells, La Quinta and Palm Springs California? Get golf course info here...
School Reports: Reports for Indian Wells, La Quinta and Palm Springs schools kindergarten, elementary, and high schools
Relocating?: Free real estate information & relocation package if you're relocating to Indian Wells, La Quinta and Palm Springs in Riverside County CA
Barry's Resource List: Local resources for Indian Wells, La Quinta and Palm Springs

Special Offers: Special offers for Indian Wells, La Quinta and Palm Springs homeowners from Barry Lotz, J.D.,Ph.D., top Realtor
Affiliates: Barry Lotz, J.D.,Ph.D.'s real estate web site affiliates
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Indian Wells, La Quinta and Palm Springs California mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in California or buy your own Indian Wells, La Quinta and Palm Springs house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Indian Wells, La Quinta and Palm Springs mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
Experts: Real estate, homes for sale, and other properties: links in California, United States and Canada
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other California real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Direct Links: Direct real estate links to web sites mentioned in this Indian Wells, La Quinta and Palm Springs California site
Ask Anything: Ask Barry Lotz, J.D.,Ph.D. anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Barry Lotz, J.D.,Ph.D.'s realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Barry Lotz, J.D.,Ph.D.'s collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Indian Wells, La Quinta and Palm Springs property in California, including legal terms definitions, and more
Barry's Resource List: Local resources for Indian Wells, La Quinta and Palm Springs

Why Buyers Choose Me: Why homebuyers in the Indian Wells, La Quinta and Palm Springs area choose Barry Lotz, J.D.,Ph.D. as their Realtor
Special Offer for Buyers: Special Offer for Buyers in Indian Wells, La Quinta and Palm Springs
Latest Listings: Get Barry Lotz, J.D.,Ph.D.'s latest Indian Wells, La Quinta and Palm Springs listings of homes for sale first!
Find Your Perfect Home: Barry Lotz, J.D.,Ph.D. will search for your ideal home and email you the newest Indian Wells, La Quinta and Palm Springs MLS listings of properties in Riverside County CA
First Time Homebuyers: Are you a first time homebuyer in Indian Wells, La Quinta and Palm Springs CA? As a top Realtor, Barry Lotz, J.D.,Ph.D. can guide your home buying search
Mortgage Prequalification: Pre-qualify for a mortgage or loan for your Indian Wells, La Quinta and Palm Springs house or other real estate or property
Relocation: Moving to Indian Wells, La Quinta and Palm Springs? See how Barry Lotz, J.D.,Ph.D. can help...
Buyers Info: Buyers Info for your Indian Wells, La Quinta and Palm Springs house or other real estate or property
New Developments: Get a jump on everybody else as many of these developments cannot be found in the local MLS . . .
Barry's Resource List: Local resources for Indian Wells, La Quinta and Palm Springs
News Articles: Stay informed with the latest real estate news

Why Sellers Choose Barry Lotz, J.D.,Ph.D.: Why home sellers in Indian Wells, La Quinta and Palm Springs choose Barry Lotz, J.D.,Ph.D.
Barry's Marketing Plan: Offering the highest standards of professional service
Special Offer for Sellers: Special Offer for Sellers in Indian Wells, La Quinta and Palm Springs
Free Presentation: Free in-home listings presentation on marketing your Indian Wells, La Quinta and Palm Springs in Riverside County California property
Property Valuation: How much is your Indian Wells, La Quinta and Palm Springs home worth?
What Did That Home Sell For?: What did that Indian Wells, La Quinta and Palm Springs California property or other real estate sell for?
FSBO: Selling your Indian Wells, La Quinta and Palm Springs real estate on your own?

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