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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 760-458-0797.
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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"Crista is patient, knowledgable, personable"
"Crista has a very sound knowledge of not only market prices/trends, but also the details of what it will take to work the entire process."
Karen and Charlie Panten
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Crista McClure-Swan is one of The
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Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... "Crista zero’s in on my needs"
"Crista zero’s in on my needs as a home buyer and respects my choices without adding her own preferences."
Bonnie Klotzly
"Crista's very easy to work with"
"Crista worked hard, is honest, kept our best interests as a top priority, is not pushy and she’s very easy to work with"
Robert and Teri Thornbury
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Buyers (First-Time) > Affording A Home
It is important to know how much you can afford before you begin looking at homes to purchase. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not be more than 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?
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| A |
The Georg Muller House in Milbach, PA, built in 1752. |
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- NUMBER1EXPERT™ 
