Rancho Santa Fe real estate, Encinitas real estate and Carlsbad real estate and homes for sale in California - Eileen Drutman, REALTOR® Eileen Drutman REALTOR(r) for Rancho Santa Fe real estate, Encinitas real estate and Carlsbad real estate listings and homes for sale in Carlsbad California CA - NUMBER1EXPERT™ Eileen Drutman NUMBER1EXPERT(tm) for Rancho Santa Fe real estate, Encinitas real estate and Carlsbad real estate listings and homes for sale in Carlsbad California CA
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Eileen Drutman, REALTOR®, real estate agent and broker for Rancho Santa Fe, Encinitas and Carlsbad California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 760-635-4242.


Get Free Presentation On My Home Marketing.
Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed.
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Attention to detail
You remained in constant contact, so we never worried.
John and Lee Jordan
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I Am An Expert At 1031's
Investments and Tax Exchanges can seem mysterious and intimidating, but I am an expert in this area. Find out all about them on this web site.
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Eileen Drutman is one of The Top Selling Real Estate Experts™
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Eileen Drutman, REALTOR®, real estate agent and broker for Rancho Santa Fe, Encinitas and Carlsbad California home listings, property and land for sale - NUMBER1EXPERT(tm) Eileen Drutman, REALTOR®, real estate agent and broker for Rancho Santa Fe, Encinitas and Carlsbad California home listings, property and land for sale - NUMBER1EXPERT(tm)
Eileen Drutman, REALTOR®, real estate agent and broker for Rancho Santa Fe, Encinitas and Carlsbad California home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Carlsbad, Rancho Santa Fe and Encinitas, California Real Estate
 






Automated Home Search

Buyers will know about homes new to the market even before most Realtors! Sellers can stay updated on their neighborhood trends, activities and prices, all from the privacy of their own home!...More Info


Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. 

Need local real estate information? I've summarized much of what is important about the Carlsbad, Rancho Santa Fe and Encinitas real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top Carlsbad, Rancho Santa Fe and Encinitas Realtor, I have the experience and track record you are looking for. Please let me help. 

- Eileen Drutman 

If you are interested in Del Mar, Carlsbad or Carmel Valley, I serve those areas too. Visit my web site at DelMarHomeSearch.com.




School Reports in Carlsbad, Rancho Santa Fe and Encinitas, California
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Carlsbad, Rancho Santa Fe and Encinitas 

Real Estate Tips
Financing Your Home > Home Free

Conventional wisdom says, "Don't pay off your mortgage early.".; Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q  What house is considered to be the first house with running water in America?
A  John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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School Reports
See the Nation's Top Rated: School Reports - Public, Private & Charter >



I Handle Both Well-Established Homes and New Construction
If you are primarily interested in New Home Construction, I have a web page devoted exclusively to your needs.
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Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Eileen Drutman, REALTOR®, real estate agent and broker for Rancho Santa Fe, Encinitas and Carlsbad California home listings, property and land for sale - NUMBER1EXPERT(tm)

Eileen Drutman
Coldwell Banker

740 Garden View Ct. #100
Encinitas, CA 92024
760-635-4242
800-435-5616 Ext. 342
760-845-5001
Fax: 760-943-1709
Email: isell-sandiego-homes@NUMBER1EXPERT.com

Eileen Drutman is your top selling San Diego, Rancho Santa Fe and Encinitas expert As a licensed realtor since 1983 and a resident of Southern California for 32 years Eileen has the experience and skill to provide superior service to both buyers and sellers. Eileen has over 25 years as a Top Producer and Marketing professional winning many national and international awards. As a Relocation Specialist, Eileen puts her extensive international background and technology skills to work to match buyers and sellers. She has experience with beachfront, golf & horse properties through San Diego County. Although she has a strong business focus her approach to home sales is very much from the people side. “My job is to use all my talents and resources to accomplish your dreams and objectives. I purposely limit the number of listings and buyers I take on at one time so I can focus on each client’s transaction completely. I believe in quality not quantity. Ask my past clients and they will attest I am with them all they way to a successful sales transaction.

Equal Housing


Coldwell Banker real estate and homes for sale in Rancho Santa Fe, Encinitas and Carlsbad California

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USA and Canada Real Estate - NUMBER1EXPERT
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Some real estate agents outsell others 10 to 1. NUMBER1EXPERTS average a staggering 73 properties sold per year. How good is YOUR real estate agent?
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This Rancho Santa Fe, Encinitas and Carlsbad California web site is brought to you by Eileen Drutman, REALTOR®
















Welcome: Carlsbad real estate Return to welcome/home page for Carlsbad real estate and homes for sale in CA, also serving Rancho Santa Fe homes and Encinitas homes in San Diego County California

About Rancho Santa Fe, Encinitas and San Diego: Moving to Rancho Santa Fe, Encinitas and San Diego, California? Get info here...
La Costa Valley Real Estate: La Costa Valley Real Estate Information
San Diego Relocating?: Free real estate information & relocation package if you're relocating to Rancho Santa Fe, Encinitas and San Diego, CA
Exciting Projects in San Diego: Downtown Redevelopment Projects, Interactive Projects Map
School Information: Rancho Santa Fe, Encinitas and San Diego schools and the education system in California: kindergarten, elementary, high schools, colleges & universities
Things To Do: Things to do in Rancho Santa Fe, Encinitas and San Diego: entertainment, dining, the arts, cultural events, major league sports & sporting events, shopping malls, tourist attractions, historic places, natural landmarks, and more
Local Maps & Links: Rancho Santa Fe, Encinitas and San Diego maps & local/California web site links for news & media, TV stations, radio stations, daily Rancho Santa Fe, Encinitas and San Diego newspapers, transportation, airports & bus terminals, California & local government, and more
Local Weather: Weather in Rancho Santa Fe, Encinitas and San Diego, California: spring, summer, winter, and fall climate changes
Rancho Santa Fe, Encinitas and San Diego Photo Gallery: Tour California in pictures

Who Am I?: Who is Eileen Drutman Realtor for Rancho Santa Fe, Encinitas and San Diego, California?
My Professional Resume: Eileen Drutman's Rancho Santa Fe, Encinitas and Carlsbad real estate career in home buying & selling in California
Testimonials: What Eileen Drutman's clients are saying about this top Realtors real estate marketing
Personal Guarantee: Eileen Drutman's personal guarantee as a top Rancho Santa Fe, Encinitas and San Diego, California Realtor
Quick Response Guarantee: Eileen Drutman guarantees a quick response to your email request for more California home buying & property selling information
Privacy Guarantee: Eileen Drutman guarantees this Rancho Santa Fe, Encinitas and Carlsbad real estate web site will respect your privacy
No Obligation Guarantee: Eileen Drutman's real estate help by email is free & without obligation for Rancho Santa Fe, Encinitas and San Diego home owners in California
For Realtors: Let Eileen Drutman help you with your professional real estate broker and agent needs in the Rancho Santa Fe, Encinitas and San Diego area
About NUMBER1EXPERTS: NUMBER1EXPERTS are top real estate professionals, find out more
Contact Information: How to contact Eileen Drutman, Rancho Santa Fe, Encinitas and Carlsbad real estate agent

Special Offers: Special offers for Rancho Santa Fe, Encinitas and San Diego homeowners from Eileen Drutman, top Realtor
Free Brocures: Eileen Drutman's Real Estate Information Center
Investment & Tax Exchanges: I Am An Expert At 1031 Investments & Tax Exchanges
eNewsletter: Eileen Drutman's Rancho Santa Fe, Encinitas and San Diego newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, California, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Rancho Santa Fe, Encinitas and Carlsbad California mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in California or buy your own Rancho Santa Fe, Encinitas and San Diego house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Rancho Santa Fe, Encinitas and San Diego mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
Experts: Real estate, homes for sale, and other properties: links in California, United States and Canada
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other California real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Direct Links: Direct real estate links to web sites mentioned in this Rancho Santa Fe, Encinitas and San Diego, California site
Ask Anything: Ask Eileen Drutman anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Eileen Drutman's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Eileen Drutman's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Rancho Santa Fe, Encinitas and San Diego property in California, including legal terms definitions, and more

Why San Diego Buyers Choose Me: Why homebuyers in the Rancho Santa Fe, Encinitas and San Diego area choose Eileen Drutman as their Realtor
Latest San Diego Listings: Get Eileen Drutman's latest Rancho Santa Fe, Encinitas and San Diego listings of homes for sale first!
MLSTrac: Buyers and Sellers can now gain an edge on their competition... .
San Diego New Construction: Eileen Drutman's overview of constructing a new home.
Find Your Perfect San Diego Home: Eileen Drutman will search for your ideal home and email you the newest Rancho Santa Fe, Encinitas and San Diego MLS listings of properties
First Time San Diego Homebuyers: Are you a first time homebuyer in Rancho Santa Fe, Encinitas and San Diego, CA? As a top Realtor, Eileen Drutman can guide your home buying search
San Diego Mortgage Prequalification: Pre-qualify for a mortgage or loan for your Rancho Santa Fe, Encinitas and San Diego house or other real estate or property

Why San Diego Sellers Choose Eileen Drutman: Why home sellers in Rancho Santa Fe, Encinitas and San Diego choose Eileen Drutman
Free Presentation: Free in-home listings presentation on marketing your Rancho Santa Fe, Encinitas and San Diego, California property
San Diego Property Valuation: How much is your Rancho Santa Fe, Encinitas and San Diego home worth?
What Did That San Diego Home Sell For?: What did that Rancho Santa Fe, Encinitas and San Diego, California property or other real estate sell for?
FSBO: Selling your Rancho Santa Fe, Encinitas and Carlsbad real estate on your own?

Search Local Listings: Search all Del Mar, Carlsbad and Carmel Valley area MLS listings in California from real estate brokers
Search All Local San Diego Listings: Search all Rancho Santa Fe, Encinitas and San Diego area MLS listings in California from real estate brokers
San Diego Feature Homes: Homes, properties, & other real estate in Rancho Santa Fe, Encinitas and San Diego and California with virtual tours, photos, and more
National Listings Databases: Homes for sale in national American USA web site listings databases of properties
Unique & Luxury Homes: Home buyers, find luxury homes, real estate, beach front properties, mansions, & acreage/land for sale on these top national & international listings web sites
International Properties: Find international homes for sale on these international/global real estate web sites from Canada, Europe, France, Germany, UK, Great Britain, Spain, Italy, Asia, Africa, and beyond

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