Home > Special Advertising Section
Small Business Loans: A Merchant Cash Advance Is An Alternative To A Business Loan
If you are a small business owner, you know small business loans are hard to come by. Banks can decline as many as 90% of small business loan applications that they receive. Most banks require you also to be in business several years and require you to have physical assets to secure to receive working capital.
Did you know there is a new alternative way to receive working capital for your business? Most businesses don't realize they have a hidden asset they can receive funds against, their future Visa and Mastercard sales from their customers. Unlike a bank, a business cash advance program has a 90% approval rate for qualified applicants. And with a business cash advance, you only need to be in business for 60 days to qualify. Visit AmeriMerchant to request more information on how your business can receive up to $175,000 in working capital against its future Visa/Mastercard sales from its customers in as little as 7 business days.
Business Loan and Business Cash Advance Comparison
Below is a comparison chart that will highlight the differences between the two:
|
|
A 90%
approval rate on working capital cash advance
requests
|
Reject
most small business loan or restaurant loan credit
requests
|
Approval
on average of 24-72 hours once all paperwork is submitted
|
Approval
of a business loan is on average 1-4 weeks once all paperwork is
submitted
|
Funding
typically available in 7 days or less
|
Funding
typically available in 4-8 weeks
|
No fixed
monthly payment to worry about. We take a % of your future credit card
sales until we are paid back. We only get paid when you get paid by your
customers. Therefore, if you have a slow month, your payback to us slows
down.
|
Business
loans typically have a fixed monthly payment. Failure to make this payment
can result in a default of a bank loan. Payments DO NOT slow down if you
have a slow month.
|
To learn how your business can get up to $175,000 in working capital against its future Visa/Mastercard sales from your customers, visit AmeriMerchant!
Business Loan and Business Cash Advance Comparison
AmeriMerchant can provide your business up to $175,000 in working capital against its future Visa/Mastercard sales from your customers. We have a 90% approval rate and funds are typically available in 7 days or less.
* Note: This is a business cash advance and not a loan product