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Small Business Loans: A Merchant Cash Advance Is An Alternative To A Business Loan

If you are a small business owner, you know small business loans are hard to come by. Banks can decline as many as 90% of small business loan applications that they receive. Most banks require you also to be in business several years and require you to have physical assets to secure to receive working capital.

Did you know there is a new alternative way to receive working capital for your business? Most businesses don't realize they have a hidden asset they can receive funds against, their future Visa and Mastercard sales from their customers. Unlike a bank, a business cash advance program has a 90% approval rate for qualified applicants. And with a business cash advance, you only need to be in business for 60 days to qualify. Visit AmeriMerchant to request more information on how your business can receive up to $175,000 in working capital against its future Visa/Mastercard sales from its customers in as little as 7 business days.

Business Loan and Business Cash Advance Comparison

Below is a comparison chart that will highlight the differences between the two:


Business Cash Advance


Business Loan

A 90% approval rate on working capital cash advance requests

Reject most small business loan or restaurant loan credit requests

Approval on average of 24-72 hours once all paperwork is submitted

Approval of a business loan is on average 1-4 weeks once all paperwork is submitted

Funding typically available in 7 days or less

Funding typically available in 4-8 weeks

No fixed monthly payment to worry about. We take a % of your future credit card sales until we are paid back. We only get paid when you get paid by your customers. Therefore, if you have a slow month, your payback to us slows down.

Business loans typically have a fixed monthly payment. Failure to make this payment can result in a default of a bank loan. Payments DO NOT slow down if you have a slow month.

To learn how your business can get up to $175,000 in working capital against its future Visa/Mastercard sales from your customers, visit AmeriMerchant!

Business Loan and Business Cash Advance Comparison

AmeriMerchant can provide your business up to $175,000 in working capital against its future Visa/Mastercard sales from your customers. We have a 90% approval rate and funds are typically available in 7 days or less.

* Note: This is a business cash advance and not a loan product

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