CHIPS is the #1 bank-owned, privately operated real-time, final settlement payments system for business-to-business transactions. For 32 years, we’ve been clearing and settling U.S. dollar payments processing for many of today’s largest banks in the U.S. and abroad.

• The premier U.S. dollar payments system
• Real-time settlement of transactions
• Business-to-business and inter-bank payments  
• Private-sector alternative to Fedwire

You may know CHIPS already as the international standard for clearing and settling transactions in US dollars. Now, CHIPS makes sense for all large value payment transactions - both international and domestic. New enhancements make it a strong alternative to Fedwire.

With our highly sophisticated system, we’ll clear and settle all your inter-bank business-to-business transactions quickly and accurately. We’ll even help you increase operating efficiency, minimize risk, and more effectively respond to your corporate customers’ needs.