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About AmSouth Overview

AmSouth Bancorporation (AmSouth) is a regional bank holding company which was organized in 1970 as a corporation under the laws of Delaware and commenced doing business in 1972. AmSouth offers a broad range of bank and bank-related services through its subsidiaries. AmSouth's principal subsidiary is AmSouth Bank (the Bank). For AmSouth's current credit ratings, click here.

The Bank is a banking corporation organized under the laws of the State of Alabama and a wholly-owned subsidiary of AmSouth. As of December 31, 2004, the Bank had total consolidated assets of $49.5 billion, total consolidated deposits of $34.2 billion and total consolidated equity capital of $3.6 billion. As of December 31, 2004, the assets of the Bank constituted virtually all of the assets of AmSouth. For AmSouth's 2004 Financial Highlights, click here.

The Bank offers a complete range of consumer and commercial banking and trust services to businesses and individuals through approximately 600 branch banking offices located in Alabama, Florida, Tennessee, Mississippi, Louisiana and Georgia. The Consumer Banking Group of the Bank provides a wide variety of transaction, credit and financial services to meet the needs of its retail and small business customer base. The Bank's Commercial Banking Group offers a variety of products and services, including commercial lending, international banking and cash management sales and operations. The Bank operates a network of over 1,200 automated teller machines that are linked with shared automated tellers in all 50 states. The Wealth Management Group of the Bank offers a complete array of trust services, including estate and trust planning, investment management for individuals and corporations, land and natural resources management, and employee benefit administration.

The Bank's subsidiaries include AmSouth Leasing Corporation, a specialized lender providing equipment leasing, AmSouth Investment Services, Inc., a registered broker-dealer that provides securities brokerage services, and AmSouth Capital Corporation, which originates asset-based and secured cash-flow loans.

For answers to specific questions or concerns,
email us or call us at 1-800-AMSOUTH (1-800-267-6884).