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Life Insurance Calculator
How much life insurance do you need? A reasonable goal is to replace your annual income (or the annual economic value of a stay-at-home spouse who runs the house and provides child care). If you expect to earn significantly more in a few years than you do now, or if you want to account for inflation, enter an income amount higher than your current salary.This calculator assumes your survivors will invest your insurance proceeds and then draw down the account gradually, leaving a zero balance at the end of the period you specify. Enter the income you'd need, the number of years you'd need it and how much investment return you think you'd earn.

Amount of Income desired: $
Number of years survivors will need this income $
Assumed rate of return on insurance proceeds: %