Health Insurance Resources
Everything You Need for Health Insurance
Your health is important; so is not paying too much for health insurance. If you're looking for affordable health insurance but don't know where to begin, look no further. You've come to the right place.
Bills.com is your one-stop source for affordable health insurance quotes and information. Using the Bills.com Savings Center, you can find and compare quotes on health insurance and get the best coverage possible. If you're looking to educate yourself on the types of health insurance available, browse through the Bills.com health insurance articles, FAQs, and resources, and get familiar with the types of health coverage that are available to you. If you're looking for health insurance, look no further than Bills.com
Bill's Expert Advice
Health Insurance Success Stories
Read a personal story about health insurance and gain a better understanding of how it works.
Health insurance success story
Health Insurance FAQs
- What is health insurance?
Health insurance is essentially medical risk prevention/protection mediated through a contract between the service provider and the user for a predetermined premium. - What is the difference between a group health plan and an individual plan?
Any plan with two or more people where the employer (sponsor) pays at least 50% is usually considered a group plan. Unlike individual plans, group plans are open to a wider variety of people, including those with expensive preexisting medical conditions. - What types of health policies are available?
There about four types of health policies available to consumers: health maintenance (HMOs), the point of service plan, the preferred provider organization, and the traditional individual health indemnity plan. These plans vary in their respective prices and available services.
Today's Insurance News
Senate Passes Mental Health Parity Legislation
The Senate on Tuesday night by unanimous consent passed legislation (S 558) that would require health insurers to provide the same level of coverage for treatment of mental illnesses as they do for...
medicalnewstoday.com
Editorials, Opinion Pieces Examine Presidential Candidate Clinton's Health Plan
Summaries of editorials and opinion pieces that address a proposal to expand health insurance to all U.S. residents announced on Monday by presidential candidate Sen. Hillary Rodham Clinton...
medicalnewstoday.com
Glossary of Health Insurance Terms
Health Maintenance Organizations (HMOs): an insurance plan wherein individuals and/or employers pay a monthly premium for medical services. Typically, this payment does not increase with the types of services provided to the user due to their maladies. These services are provided by doctors who themselves have contracts with the HMOs.
Preferred Provider Organizations (PPOs): a pre-selected set of physicians preferred by the insurance provider.
Benefit: when the insured suffers a loss covered by the insurance company, compensation is paid to the claimant, assignee, or beneficiary.
Health Insurance Articles and Advice
Health Insurance Basics
Gain a better understanding of health insurance and the fundamentals you need to know about health care.
Health insurance basics
Family and Individual Health Insurance Plans
Deciding which individual and family health insurance plan is just right for you and your family can seem as challenging as judging which apple is the very best out of an entire barrel at the supermarket. The apples are all different sizes, shapes and colors, and the health insurance plans all offer different fees, types of benefits, and levels of coverage.
Family and individual health insurance plans
All About Indemnity Health Insurance
At first glance, an indemnity health insurance plan may seem to hand policy holders the short end of the stick. After all, this type of insurance tends to pay less toward health care claims than a managed-care plan. Additionally, the policy holder generally pays more out-of-pocket and has to deal with more paperwork when it comes time to file a claim
Indemnity health insurance
HMO - Health Maintenance Organization Basics
Do you know what a Health Maintenance Organization is? A Health Maintenance Organization (also called an HMO) is one of three managed care health insurance systems in the United States. An HMO is designed to offer financial support and medical treatment to plan members.
Health maintenance organization
PPO - Preferred Provider Organization Basics
Preferred Provider Organization (also known as a PPO) is a managed care system that offers members health benefits and medical coverage based on a specific structure and network of medical professionals and facilities. PPOs are commonly sponsored by employers or insurance companies and help subsidize member medical costs.
Preferred provider organization
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