Our Results (Updated Oct 2007)

Each quarter, we send our subscribers our new Model Portfolio recommendations. We have been doing this since Jan. 2000.

Then, starting one year after each quarter's recommendations are made, we show how you would have done if you had held a similar portfolio.

As you will see below, our Stock Fund category recommendations have consistently beaten the S&P; 500 Index for holding periods of 1, 3, and 5 years. For one year holding periods, the outperformance has averaged over 4%. For those holding our recommendations for 3 or 5 years, the outperformance has proven even greater - approaching 5% or greater for EACH YEAR the portfolio is held.

Thus, if you had invested following our recommendations, after 3 years, your holdings typically would have grown over 14% more than the gains in the S&P; 500 (i.e. close to 5% per year for each of the 3 years). After 5 years, the recommendations have gained more than 25% more than the gains in the S&P; 500.

For example, as of Sept 30, 2007, the S&P; 500 returned 15.5% per year over the prior 5 years, for a cumulative return of 77.5%. Over the same period, our stock fund portfolio recommendations made 5 years earlier (2002 4th qtr.) returned 6.8% more per year, as shown below in bold, for an average return of 22.3% per year. This is a cumulative return of 111.5% vs. the Index's 77.5%

Yearly Outperformance of Stock Fund Portfolio Over S&P; 500 Index

Year (Qtr.)

1 yr later

3 yrs. later

5 yrs. later

2000 1

+4.68%

+4.04%

+4.63%

2000 2

+6.22%

+2.70%

+4.27%

2000 3

+6.67%

+3.65%

+4.41%

2000 4

+7.01%

+5.35%

+5.43%

2001 1

+6.29%

+6.03%

+5.85%

2001 2

+4.73%

+5.17%

+5.43%

2001 3

+9.43%

+4.54%

+5.26%

2001 4

+8.10%

+4.96%

+4.05%

2002 1

+4.18%

+4.87%

+4.53%

2002 2

+1.98%

+5.30%

+5.60%

2002 3

-3.34%

+2.91%

+5.10%

2002 4

+0.30%

+8.90%

+6.80%

2003 1

+8.22%

+6.49%

 

2003 2

+8.26%

+8.25%

 

2003 3

+4.87%

+5.22%

 

2003 4

+2.90%

+3.61%

 

2004 1

+3.09%

+2.45%

 

2004 2

+1.83%

+2.73%

 

2004 3

+3.15%

+3.57%

 

2004 4

+5.76%

+3.12%

 

2005 1

+3.64%

 

 

2005 2

+5.96%

 

 

2005 3

+5.45%

 

 

2005 4

+0.60%

 

 

2006 1

-0.34%

 

 

2006 2

-0.80%

 

 

2006 3

+1.96%

 

 

2006 4

+2.50%

 

 

Average
Outperform-
ance Per Year
During the
Period

1 year
+4.05%

3 year
+4.69%

5 year
+5.11%

Similar outperformance results have been shown for our Bond fund category recommendations.

Although I can't guarantee we will be able to continue outperforming by such large amounts every year, the trend of our results over the last nearly 8 years is overwhelmingly strong.

Interested in Getting Even Better Returns?

Several of our best recent recommendations were made approximately a year and a half ago. At that time, we suggested considering several no-load funds which might turn out to provide super returns compared to most other funds. Click to see which SUPER FUNDS these were and how well they have subsequently rewarded their investors!

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