skip to main navigation skip to secondary navigation skip to content
Board of Governors of the Federal Reserve System
skip to content
Community Development

Features

Image of a home Home Mortgage Disclosure Act Data
Data on home mortgage lending submitted annually by metropolitan-area lenders. The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975 and implemented by the Federal Reserve Board's Regulation C, requires lending institutions to report public loan data.
Image of a house Hearings under the Home Ownership and Equity Protection Act (HOEPA)
A transcript and agenda from the June 15, 2007, public hearing held to gather information about how the Board might use its rulemaking authority to curb abusive lending practices in the home mortgage market, including the subprime sector, in a way that preserves incentives for responsible lenders to provide credit to borrowers. 
Image of conference logo Financing Community Development: Learning from the Past, Looking to the Future
The Federal Reserve System's Fifth Community Affairs Research Conference, Washington, D.C., in March 2007.  Topics examined include subprime lending remedies and penalties, foreclosure, bankruptcy, consumer education, small business lending, payday lending, and prepaid cards.

Recent Consumer Affairs Letters

CA 07-8 Consumer Compliance Examination Procedures for the Unfair or Deceptive Acts or Practices Provisions of Section 5 of the Federal Trade Commission Act, CA 07-8
CA 07-7 Updated Examination Procedures for Regulation DD, CA 07-7
CA 07-6 Federal Reserve Address Change for Complaints - Affecting Regulations AA, B, and the Fair Housing Act, CA 07-6
 
Last update: February 22, 2008