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COLLEGE Finance
 TIPS:

COLLEGE STUDENTS : Make an effort to not borrow too much money while in college earning a degree. Learn the student loan rates and terms and conditions before filling out an application as each application for credit goes on your credit report as an inquiry. Be a responsible borrower and educate yourself.

No credit student loans are often known as a Federal Stafford loan. They are not fast student loans or quick cash, but they do come with low interest rates. A private student loan is in fact based on one's credit history and needs to be taken seriously as it must be paid back. Not doing so will harm one's credit score.

If an applicant has no credit they should apply with a co-signer for private student loans. People without credit are much more likely to get approved for a private college loan if the applicant will apply with a cosigner who a has good or established credit history. More tips are on our news and financial blog pages.


Alternative Student Loans for College Financial Aid

Private student loans, Private Loan Consolidation

Welcome to our guide of private student loans of  lenders offering alternative financing for college financial aid, as well as federal and private loan consolidation. We index what we feel are the best student loan companies providing excellent customer service at a competitive interest rate for fast private college loans.

Chase Private Student Loans
College Loans from $1,000 to $40,000 per academic year for education expenses not covered by Federal loans.
Defer payment until after you graduate.



As you determine the best way to finance your college education, you should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not enough to cover the full cost of education.


Alternative student loans | Basic Information and tutorial.

Our free guide makes the process of finding personal school loans quick, fast, secure and responsible. Private student loans fill a gap between your total college expenses and your awarded financial aid, also known as your Financial Aid Award Letter, from filing the FAFSA, Free Application for Federal Student Aid. Many students and parents take out an alternative student loan to pay for most all college expenses. Tuition loans don't cover every day college expenses like: off campus housing, a new computer, school supplies, student car loans, transportation, student travel and other personal school related expenses; while Personal loans do cover these college expenses.

PRIVATE LOAN CONSOLIDATION

StudentLoan Consolidation HQ is a refinancing service allowing you to consolidate federal and private college loans in to a new potential fixed low interest rate. Details for this are located on our consolidation page.


Fixed Interest rate Loan, Loan Repayment Info

Repayment is deferred until graduation with Astrive Student Loans for example, and also the private Chase Student Loans, as long as you maintain half time status in college. Personal lenders do vary so be sure and double check directly with your specific lender. You also have the option to repay while still in school, depending on the school loan company. You are required to begin making payments after graduating. Deferments are available thereafter, but only Federal programs quality to be deferred loans at that stage. The total number of deferments is limited to four.

 

How do I apply for a private college loan?

Apply online by clicking on your desired lender, reviewing the loan rates, terms and conditions then filling out one of their secured loan applications. Applying online is the quickest way for you to receive money for college fast. Funding is sent direct to the student, not the college or university. You may also apply over the telephone, just call the number provided next to your desired personal loans lender.

Bank : College Funding
A school loans company is being considered for addition to our college student loan guide. Banks and Student Finance Lenders please contact us below for consideration.
Living expenses
Student Loans for living expenses cover most costs you incur while attending college. No credit loans are known as Stafford. We list direct, quick fast student loans from only trusted, private lenders and established college loan companies. We also list some credit unions and local bank contacts by state.
All collegiate loans, lenders and consolidators are approved before the publishing of our guide to alternative student loans for parents and students. If you receive poor customer service please let us know. Note: for Federal student loan rate info visit Department of Education's Student Financial Aid website at studentaid.ed.gov

Revised April 8, 2008, Alternative and Private student loans for college financial aid. Find quick college loans fast. contact us | privacy policy

Student Loans .Net
Editor's corner

Best Private loan lender customer services, April 2008

1. Chase Student Loans private college funding details for a Chase private student loan.

2. Astrive Student Loans - Borrow the Money You Need for Your Tuition, Room/Board & Much More.

 



Click above to visit the Chase website.


Financial note: Alternative financing is based largely on an individual and/or cosigner's FICO score. Generally speaking, the higher the FICO score the lower the interest rate will likely be. Bank (s) do vary so it it recommended students and parents evaluate and compare each lending company carefully before submitting an application.