The Scam Of "Deferred" Rebates
It's a misnomer to even call these "rebates" -- because no one's getting their money back.
'Croak & Choke' Insurance
Consumer protection expert Clark Howard warns us in this "Get Wise Gotcha" about insurance policies for your credit.
How To Fight Auto Dealers Over Secret Warranties
Phil Edmonston is the world's authority on secret auto warranties on all kinds of vehicles.  Dealers like to call them "warranty extensions," and dealers like to keep them quiet.  We have  the link to Edmonston's Lemon Aid to help you find secret warranties and fight the dealers who hide them.
Choosing A Cell Phone Plan
These 7 web sites are where you should shop and compare all the legitimate cell phone plans.  Andy also recommends you avoid contracts (or accept only one-year contracts) and ask the company for a 14 to 30-day free trial to test the service.  (Source:  www.clarkhoward.com)
College 529 Plans
Consumer guru Clark Howard has information for picking the right state 529 plan.
To Picking The Right Real Estate Agent/Broker
These are the questions you should ask to audition a real estate agent or broker, according to the Federal Trade Commission.
The 'Pump & Dump'
A hot stock tip comes out of nowhere on your answering machine, e-mail or cell phone. It could be a bait for a scam.
Insurance Policies You Should NOT Buy
Consumer Reports' warnings about insurance policies that are really a waste of your money.
Your Car's Re-sale Value
There's a little known "extra" you may have coming in an auto insurance claim:  your vehicle's re-sale value. 
Put An End To Predatory Lending NOW
Tennessee has a tough new law on predatory lending and an excellent website to get state investigators "On Your Side" and stop a high-interest loan scam. 
5 Ways To Cut Your Phone Bills
The tricks to phone savings as recommended by Consumer Reports.
Reporting Identity Theft
Step-by-step instructions for reporting identity theft.
R.I.S.E Up & Save $!
"Responsibility, Initiative, Solutions, Empowerment (RISE)," a Memphis non-profit, has launched an incentive program to get people in public housing saving money to move on up!  Click here for the "Save Up" program's details and eligibility requirements.
Posted by April Thompson
Consider the Costs of Pay Day Loans
It's quick money, but at what cost? Pay day loans can have you paying more than you ever imagined. Congress is cracking down on the lending industry targeting soldiers, but they are not the only ones who have become victims. Others may also want to take notice.
What's In Your ID-Theft Prevention Kit?
Not only are cyber crooks becoming ever more organized and sophisticated, but old-fashioned thievery still is in play, so you're vulnerable even if you never make an online transaction. Here's how to protect your identity.
Tax Guide
Featured: Last-Minute Advice for Filing, Payments

*Daily tax tips
*Forms and rules
*FAQs

College Loan Programs Squeezed by the Credit Crunch
More States Consider Paid Family Leave
Understanding New Gov't.-Backed Mortgage Options
The Credit Center
Order Your Credit Report Now!
If you're looking to buy a home or apply for a loan, or are simply worried about identity theft, this is the best time to order your credit report.
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