Health Insurance

Request free health insurance quotes from affordable health insurance companies. Compare rates from our major medical insurance providers to find low cost medical plans on group or individual health insurance.

Health Insurance Quotes

HealthInsuranceFinders is one of the largest sources of online health insurance quotes. We do not sell insurance directly because our mission is to help consumers find the lowest-cost medical insurance available, and that requires the forces of market competition. Our free service makes it simple for you to find agents in your state and request quotes. By requesting medical insurance quotes from multiple competing agents, you are creating incentive for agents to give you the best deal and you gain the ability to compare options side-by-side. This sets us apart from other major online medical insurance sites that allow you to compare and buy cheap health insurance from them directly. Those sites may offer medical insurance from multiple carriers and allow you to compare plans, but they are earning money no matter what plan you choose, so there is more of an incentive to offer you more than you need. What sets HealthInsuranceFinders.com apart is the fact that we are NOT a direct provider. Our only focus is to provide our customers with as much information and resources as possible, so that they can easily find the most affordable health insurance plans available. These resources extend far beyond just a health insurance quote or price comparison--you will also find hundreds of informative health insurance articles that cover all different types of medical insurance coverage, such as individual, family, group, business, private, short-term, dental, travel, international, and student health insurance. Or if you prefer, you can browse by state to find entire pages dedicated to all plan types available to a certain area (e.g. all California health insurance plans or all Florida health insurance plans).

Individual Health Insurance

If you are unable to obtain medical insurance through your employer, you should seek coverage under an individual health insurance plan. Also called private health insurance, this type of coverage is ideal for the self-employed and anyone looking for a wide variety of options and pricing structures from which to choose. After group health plans, private individual health insurance is the most widely available form of medical coverage. In most states, individuals can be denied coverage for any number of reasons, so it is wise to request and compare more than one individual health insurance quote. The extra short-term effort that's required to apply for individual health insurance plans is easily worth the long-term savings you'll enjoy.

Family Health Insurance

Family health insurance is no different than individual health insurance plans and usually they are sold under the same name. If you are insuring your family, as opposed to just yourself, there are some additional considerations to take into account. Even if you do receive coverage through an employer-sponsored health plan, you should consider the cost-saving benefits of switching to a family health insurance policy or moving some of your family members off of your group policy into a family plan. When adding more people to the application, the chances of denial increase, so you should request multiple family health insurance quotes and be prepared to apply to several family health plans.

Group Health Insurance

Most Americans receive their health coverage through some type of group health insurance. Although large corporations with hundreds or even thousands of employees have the bargaining power to negotiate with health insurance companies for custom health plans for their workers, the small business owner must still research options and compare prices from multiple providers. Since small business health insurance offers guaranteed coverage to all employees in a given company, it can be difficult and time consuming for a small business owner to find the best policy. Our group health insurance resources help cut down on the time it takes to get a health insurance quote, making the processing quicker and simpler.

Short-Term Health Insurance

Short-term health insurance is more of a stopgap measure for preventing an insurance coverage gap. Such gaps occur when switching jobs, moving to a new state, or graduating from college among other things. During these times an individual is temporarily without credible medical coverage and therefore open to the financial burden that can result from a major medical expense caused by an accident. Short-term health insurance has an expiration date and can be purchased for periods varying from 30 days to 1 year. It is typically a very affordable health plan designed only to cover major medical expenses. If you are going to be without medical insurance, protect yourself and request a short-term health insurance quote today.

Medical insurance is state regulated, so a large portion of our site is organized around the individual states so that you can find information and request quotes quicker.

California Health Insurance

As the most populous state in the nation, with nearly 20% of its citizens uninsured, California is the most trafficked state on our site. Because California regulation does not allow for exclusionary riders, insurance companies tend to be stricter than other states in accepting applicants. With a higher percentage of denied applications, Californians often have to search multiple carriers to find a plan that will accept them and that they can afford. We offer extensive coverage of California health insurance issues and provide access to California health insurance quote providers for all types of insurance.

Florida Health Insurance

Florida has a large population of early retirees that are no longer covered under their group health plan and are not yet eligible for Medicare benefits. This makes Florida health insurance one of the top points of interest on our site. Read about the laws governing Florida individual health insurance, research additional opportunities, and request a Florida health insurance quote.

Texas Health Insurance

Texas health insurance regulations allow for medical underwriting, so insurance companies are allowed to review your medical history and base their decision on past health. They are given a 60-month look-back period and a 24-month exclusionary period, making Texas a difficult state to get medical insurance in fast, especially if you have poor medical history or a pre-existing condition. Use our Texas section to research the insurance market and then request quotes from multiple providers.

Student Health Insurance

Most major colleges and universities require their full-time students to have medical insurance. While many of these same schools also offer their own student health plan, it is wise to explore your options. Typically the school will provide the minimum requirements that a health policy must meet in order to waive coverage under the school's policy. By choosing a private student health insurance plan, you have more choices about the doctors and hospitals you use. If you choose a plan that meets only the minimum requirements, then you can also often find a cheaper plan.

Supplemental Health Insurance

As a senior over 65, you are likely covered under some combination of Medicare plans. Changes in recent years to the federal government's medical insurance program for seniors has created a complex system with rigid enrollment timelines. Medicare supplemental insurance is designed for people on Medicare who wish to have more comprehensive coverage. These supplemental plans may include Managed Care HMO plans or Medigap PPO plans that provide you with greater access to participating physicians.

Dental Insurance

Individual dental insurance is probably one of the most widely adopted private insurance types. It is common for both group and private health insurance to exclude any sort of dental insurance. Since obtaining an individual dental insurance plan is very affordable, many people choose to take responsibility for that coverage either as a stand-alone policy or as a supplement to their group dental coverage.

Travel Health Insurance

Any traveler should consider getting medical insurance for travel to international destinations. If you already have private health insurance, then you are probably covered within the U.S. for major, unexpected medical costs. However, a typical individual and group health plan will not provide coverage when traveling outside of the country. Travel health insurance is very inexpensive and it provides you with the sense of security you need enjoy your travels alone or with your family. Policies can be quickly quoted and purchased online.

International Health Insurance

If you are planning on being outside of the country for more than a year, then you need to consider international health insurance. It is a heftier policy, more like a private insurance policy, designed to provide comprehensive coverage while traveling or living outside the country for longer periods of time. Since most major U.S. insurance carriers do not maintain provider networks in foreign countries, an international health insurance policy is need to ensure proper coverage and access to affordable health care abroad.

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