Loans & Credit

Partly Sunny with Showers 17° London Hi 17°C / Lo 9°C

Loans & Credit

10 ways out of the credit crisis

Slash? Spend? Guarantee? We analyse the options for Gordon Brown as he heads for US talks on the credit crunch

Inside Loans & Credit

Plastic loses out due to credit crunch

Monday, 21 April 2008

Shoppers spent £5bn more in notes and coins last year, according to research that challenges the long-held view that Britain is becoming a cashless society.

As economic clouds follow him to the US, what can Brown do?

Wednesday, 16 April 2008

Gordon Brown vowed not to be diverted from taking the "right long-term decisions for the country" as he flew to the US today for talks in Wall Street on the global credit crunch.

Darling embarrassed as Northern Rock fails to pass on rate cut

Tuesday, 15 April 2008

Gordon Brown sought yesterday to convince voters he is not out of touch and that he understands their anxiety about the gathering economic gloom.

As chill winds blow through the City, it's springtime for savers

Sunday, 13 April 2008

The credit crunch may be tightening its grip on the nation's finances but that doesn't mean there aren't ways to benefit from the squeeze.

As lenders prepare for the worst, will prices tumble down like a house of cards?

Sunday, 6 April 2008

British mortgage lenders are planning for a slump in UK house prices of up to 20 per cent over the next couple of years.

New banking code aims to win back public trust

Monday, 31 March 2008

Banks have agreed a "new deal" with the public after a series of attacks on their behaviour, ranging from reckless lending to the closure of the accounts of people who make complaints.

Banks strive to show that they're not the bad guys

Sunday, 30 March 2008

From the continuing furore over unfair overdraft charges to growing unease about what many consider to be irresponsible lending, the way in which banks treat their customers is under intense scrutiny. On Monday, though, our financial institutions will try to improve their tarnished reputation with a makeover of the UK Banking Code, which sets out how banks should treat their customers, is being given a makeover.

Absolute return funds: Is this the best of all possible worlds?

Saturday, 29 March 2008

For most of us, talk of economic downturns and recession means a flight to financial safety. We batten down the hatches while the storm rages around us. For investors, while this strategy means that they don't lose anything, they don't make anything either. So the possibility of making money in a falling market with little risk can be intoxicating.

Borrowing: You don't owe a penny but they're after you

Sunday, 16 March 2008

You open the post and there among the bills and the junk mail is a letter from a debt-recovery firm claiming you owe them money. After the initial panic, you realise it's not you they want – but your problems may not be over. With collection agencies currently chasing £21bn of debt, being contacted about someone else's borrowing is becoming more common.

Borrowing: Rates pause for breath

Sunday, 9 March 2008

The Bank of England has left interest rates on hold at 5.25 per cent. The decision, widely expected, is seen simply as a pause for breath, prior to a fresh round of rate cuts this summer.

More loans & credit: