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MORTGAGE

Borrowers, insurers would save with new mortgage insurance

The vulnerability of the system could be reduced by extending the reserving principle to cover both collateral risk and cash-flow risk.

Rates dips slightly

Mortgage rates finally have calmed down, after swinging wildly up and down in the first few months of the year.

DISCUSSION FORUMS

Median prices fall in most places

Twenty-eight metro areas saw double-digit drops in median house prices in the 12 months ending in March, according to the National Association of Realtors. Three areas had double-digit price increases. (Bankrate.com)
Penny wise and dollar foolish
I began seeing this about three years ago. Now I see it much more frequently: Sellers who cut corners when they market their homes for...
TOP TEN LIST

Highest homeowner equity

A look at towns in Massachusetts with the highest median equity in the 1st quarter of 2008.
More Top Tens

BUYING

Buying to flip not smart in today's market

There are deals to be made in the current real estate market. Home buyers in many areas finally have the upper hand. Ironically, buyers tend to pull back when the market is soft and buy when the market is high.
Globe home of the week
A modern touch

A modern touch

This renovated carriage house in Dorchester retains its old-fashioned charm.
COMMUNITY SNAPSHOT

Milton

The first chocolate factory in the nation - now the Walter Baker apartment/condo complex in Lower Mills - was built here.
More

HOME DESIGN AND IMPROVEMENT

dream home

Inside the Dream Home

The Boston Design Center's second annual Dream Home, on view through July 31, has fanciful touches yet still feels down to earth.
From the Globe A room of their own
Photo gallery
Open and airy

Open and airy

This East Cambridge condo was designed to be wide-open.
HANDYMAN ON CALL

Dump that old malfunctioning toilet

Falling in love with a toilet is no excuse. Dump it and get a new one to replace it.
Cordless drill a great gift
There are certain tools that every homeowner should have.
Handyman On Call

Peter Hotton columns

Peter Hotton on home repair.
Gardening

Carol Stocker columns

Tending to your garden.

SELLING

Unpermitted upgrades put seller in pickle

When you sell a home with nonpermitted alterations, you have two choices: You can sell it "as is," but with full disclosure of nonpermitted work, or you can get an as-built permit and, hopefully, make everything legal.
Video
Open House Crashers

Open House Crashers

In our new video series, we explore the art of the open house with professional stagers.