Invest & Save

Rain (AM and PM) 14° London Hi 14°C / Lo 6°C

Invest & Save

Motoring: How to get out of paying for fines

A speeding or parking ticket needn't cost the earth. It's always worth appealing, finds James Daley

Inside Invest & Save

James Daley: Sorry, Gordon, still not good enough

Saturday, 17 May 2008

Seven years ago, when I voted Labour for the first time, I truly believed that Gordon Brown and Tony Blair stood for the same things I did. The UK economy was being managed to reap the benefits of the thriving capitalist society that I lived in, while the fruits of this prosperity were being redistributed to help the poorest members of our communities out of poverty and back on to their feet. That was the theory, anyway.

Questions Of Cash: I've been fleeced by my local phone shop

Saturday, 17 May 2008

Q. In September 2006, I signed a 12-month contract with T-Mobile, through Mobile Connections, which provided me with two handsets, with 500 free minutes for each handset. I had to pay £35 monthly by direct debit. This was to be refunded to me each month, providing I presented a paid bill to their Birmingham shop, within 28 days of the date of billing. Three months later, I took a friend to Mobile Connections, but his account application was declined. Mobile Connections suggested I process his application using my bank account, with the staff pointing out that my money was not at risk as the money would be refunded to my account. He took up an 18-month contract with T-Mobile, with £35 taken from my account each month, to be refunded on the same conditions as with my account.

Wealth Check: 'I want to halve the amount of time I work – and enjoy life more'

Saturday, 17 May 2008

Sarah Canet, 38, from London, returned to the UK from Australia with a debt of £20,000 five years ago. Since then she has paid off her loans, built up £100,000 in savings, cleared the mortgage on her flat and built up a restaurant PR company. After working hard for her money, she's now keen to get her money working for her, while she enjoys life a little more.

Thrifty living: What I've learnt from 30 months of living thriftily

Saturday, 17 May 2008

How to wind this up? I know, the credit crunch continues apace, but what have I learnt after a programme of almost 30 months in a strict financial harness?

No Pain, No Gain: Nighthawk swoops to conquer in difficult times

Saturday, 17 May 2008

The No Pain, No Gain portfolio has suffered a number of uncomfortable reverses since the bottom fell out of the small-cap end of the stock market. So perhaps I can be forgiven for singing the praise of Nighthawk Energy, an AIM-traded group recruited last summer.

Private Investor: Seduced by the romance of black gold

Saturday, 17 May 2008

Let's face it, there is something magnificently romantic about oil and the search for it. You can see that in the recent film There Will Be Blood, and you can sense it in the excitement that greets the price pushing through successive landmarks. At the beginning of the year $100 was breached – wow! But almost as soon as we had got used to that disconcerting notion, along comes the $120 and $125 barrel. The president of Opec says he sees it hitting $200 before long. Even as it stands now, oil has quadrupled in four years. It is difficult to believe that it was worth $10 a barrel only 10 years ago.

The Analyst: Smaller companies, bigger returns

Saturday, 17 May 2008

This week, I shall revisit a fund I featured in November last year – Standard Life UK Smaller Companies. Back then, I said that it could make an excellent core holding for the smaller-companies proportion of a UK portfolio – and this is still very much my view.

Funds: Keep an open mind over closed funds

Saturday, 17 May 2008

Investment trusts have been making money for investors for almost a century and a half. Yet, in recent times, they have struggled to contend with the larger and faster-growing unit trust and open-ended investment company (Oeic) markets, which now offer investors much more choice. If you want to invest in a straightforward UK growth fund, for example, there are now more than 300 unit trusts and Oeics to choose from. In the investment trust universe, there's fewer than 30.

Going on holiday? Don't let your cash get blown away

Sunday, 11 May 2008

If you're planning a summer escape, you may be busy chasing a cheap deal on your flights and accommodation, but don't forget to set aside a little time to sort out your overseas spending. There are plenty of steps you can take to ensure you use money efficiently while you're away.

The prices at the pumps are accelerating, but you can slam the brakes on fuel use

Sunday, 11 May 2008

With the cost of petrol now exceeding £5 per gallon, the wallets of some drivers might be running on empty.

More invest & save:

Day In a Page

Sun | Mon | Tue | Wed | Thu | Fri | Sat

Select date