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Invest & Save

Spurned by the banks, Middle Britain is pawning its possessions

The credit crunch has hit hard and many of us have tightened our belts, but it's a different story for the pawnbroking industry where business is on the up, as more of us search for a little extra cash.

Inside Invest & Save

Cash on delivery: it's never too early to give your baby a pension

Sunday, 29 June 2008

More babies are born this month than at any other time of the year. So if you have spent the past few months buying cots and prams and painting the spare room, congratulations. But you may be already feeling the financial pinch. And if you are a new parent, the bills have only just started landing.

Consumer Rights: On a wing and a prayer with holiday bookings

Sunday, 29 June 2008

Q. have just returned from a trip to Budapest. I booked in January but my computer crashed and, not knowing if I'd bought the flights, I booked again. I realised the error three days later and contacted Jet2. But the airline has refused to honour a refund, though it must have been obvious the booking was exactly the same. What are my rights? JM, Leeds

A spoonful of sugar to help pay for the medicine

Sunday, 29 June 2008

Healthcare costs can add up unexpectedly, even if your treatment is carried out on the NHS. Charges for prescriptions, optical tests, physiotherapy and alternative therapies mean that healthcare is not as "free" as we like to think.

Kate Hughes: Unless you've tried living in one room to save on the gas bill, don't tell me you're hard up

Sunday, 29 June 2008

Were I in my 80s, I would be livid. Not only would I be coping with being marginalised and patronised by society at large, living on a non-existent state pension, and suffering a higher rate of inflation than any other age group – all that would be bad enough. But then I would have to listen to people far younger than me with, let's face it, very little experience of real hardship, complaining that the sky is falling in because their mortgage repayments have gone up slightly.

Life really does begin at 40

Sunday, 29 June 2008

Your forties are your wealthiest years, according to a study by More Than. The insurance firm found the average fortysomething has a horde of personal possessions at home worth £40,919.

Britons set to pay £280m for cash withdrawals abroad

Sunday, 29 June 2008

Holidaymakers heading for sunnier climes could be hit by millions in overseas bank charges if they are not careful with foreign currency.

Don't count on a big legacy

Sunday, 29 June 2008

Anyone banking on a windfall inheritance when a relative dies could be in for a shock, according to research by financial advice site, with more older people finding they need to spend their savings on everyday costs.

Six simple steps to guide you through redundancy

Saturday, 28 June 2008

More than half a million people every year face the prospect of being made redundant, and for the vast majority this would mean being plunged into a financial crisis. According to research by Birmingham Midshires, a staggering 73 per cent of the population couldn't support their families if they suddenly lost their jobs. And with households already coming under increasing strain due to rising food and petrol costs, as well as increasing mortgage repayments, it is feared that a full-scale economic downturn may force more employers to cut their workforces.

Credit interest cuts hit low earners

Saturday, 28 June 2008

All banks have fallen on hard times in recent months, so it's no surprise that each of them has been busy cooking up new ways to recoup lost revenues. Mortgage fees have been rising, credit interest has been falling – all of which is understandable in the context of the worst banking crisis in living memory.

How to find the cheapest tickets around

Saturday, 28 June 2008

Tens of thousands of music fans have descended on Glastonbury this weekend, for the UK's largest annual arts festival. Tickets for the full three days would have set you back £155. However, if that didn't seem expensive enough, there's then the £5 booking fee as well as a further £4 transaction fee, taking the total to an eye-watering £164.

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