If
you’ve built up an ongoing debt at the standard rate (up to 30% on store cards!)
then transferring your balance to another card can save you £££s
and this way you can also find cards that will give you a great rate on future purchases.
Use
a card that rewards your spending.
If
you're in the habit of repaying your card in full or you repay a large chunk of
your balance every month then a low standard rate can save you money in those months
when you do choose to carry some spend forward.
Find
the best card for your holidays.
If
you're a regular spender but rarely clear your balance from month to month then
cards with an introductory purchase rate are a wise choice. Many cards offer attractive
0% deals & you can use them for large one-off purchases you can't pay for immediately.
Compare
credit card designs and find the one that best reflects your personality!
If
you regularly use your card for purchases & usually clear your balance in full
each month then why not earn as you spend? Cashback schemes reward your spending
& are ideal for household shopping and petrol purchases.
Adverse
payment history, CCJs: It can be difficult to get a credit card if
you’ve no previous credit history, have CCJs or defaults, have changed addresses
frequently or are self-employed. We can give you access to card issuers who can
help in these circumstances.
Best credit card designs: Compare
credit card designs and find the one that best reflects your personality!
Business
Cards: Business cards are available as either charge cards or credit
cards and they typically offer a range of benefits for the business user. Charge
cards must be repaid in full each month but credit cards provide an ongoing credit
facility.
Charge Cards: take advantage of a range of benefits.
Charity Cards: Contribute to worthy causes.
Entire Card Listing
(alphabetic): See all the credit cards on our database listed here
in alphabetical order.
Longest interest-free period: postpone paying
that debt for as long as possible.
Loyalty: Use a card that rewards
your spending.
Offbeat: go on, express yourself!
Prestige:
the ultimate plastic.
Purchase Cover: protect your purchases against
loss, theft & damage - at no extra cost to you.
Sports: show
your support.
Student & Graduate cards: Take advantage of a
low credit limit and a package of benefits designed to suit your lifestyle, including
discounts on books & travel.
It
can be difficult to get a credit card if you've no previous credit history, have
CCJs or defaults, have changed addresses frequently or are self-employed. We can
give you access to card issuers who can help in these circumstances.
Search
by Provider if you already know which credit cards you want to view.
If
you’ve built up an ongoing debt at the standard rate (up to 30% on store cards!)
then transferring your balance to another card can save you £££s
in interest charges. Low rate, long term deals are plentiful - including many 0%
offers.
See
how much you could save if you transferred your current balance to a card which
offers a great rate for the life of the balance.
Prepaid
cards are like credit cards without the credit. You load money on to a card either
by telephone, over the internet or face-to-face and then you can use it to buy things
from retailers and online merchants in the UK or abroad. It can even be used to
pay your bills and top up your mobile phone, and you can withdraw cash from millions
of cashpoints around the world.
All
Balance Transfer Cards (no fee): If you’ve built up an ongoing debt at the
standard rate then transferring your balance to another card can save you £££s in
interest charges. Many credit card issuers now charge a handling fee for balance
transfers - but you can see the ones that don't here.
1. Select the type of card you wish to compare:
2. Select the type of search:
It's important to know whether your application is likely to be accepted before
you apply. Credit card providers use credit scoring to help them decide whether
to accept or decline your application. By answering the following questions, Moneysupermarket.com
will estimate your credit score and then display all the credit cards most suited
to your credit profile. You can then apply for the best credit card deal knowing
that your application has a good chance of being accepted. Please answer the questions
honestly. No ‘footprint’ will be recorded on your actual credit file.
What is your current residential status?
-- Select --
Home Owner - Outright
Home Owner - Mortgaged
Private Tenant (Furnished)
Private Tenant (Unfurnished)
Living with parents
Other
How many years have you lived at your current address?
-- Select --
Moved in within the last three months
Less than 1 year
Over 1 year and less than 2 years
Between 2 and 3 years
Between 4 and 7 years
Between 8 and 10 years
More than 10 years
Have you ever had a CCJ or bankruptcy?
-- Select --
No
Don’t know
Yes - within the last year
Yes - over 1 year and less than 2 years
Yes - between 2 and 4 years ago
Yes - more than 4 years ago
Have you ever defaulted on a credit account?
(E.g. personal loan, credit card, overdraft etc...)
-- Select --
No
Yes, within the last 1 year
Yes, over 1 year and less than 3 years ago
Yes, more than 3 years ago
Don’t know
Have you ever missed a payment on a credit account?
(E.g. personal loan, credit card, overdraft etc...)
-- Select --
No
Yes, within the last 3 months
Yes, within the last year
Yes, more than 1 year and less than 2 years ago
Yes, more than 2 years ago
Don’t know
How many credit accounts have you applied for in the past 6 months? (E.g. personal
loan, credit card, overdraft etc...)
-- Select --
None
1
2
3 or more
Don’t know
What is your current employment status?
-- Select --
Full Time
Part Time
Retired
Homemaker
Student
Unemployed
Self employed / other
How long have you held your main current account for?
-- Select --
Don’t have a Bank account
Less than 1 year
1 to 2 years
3 to 5 years
6 to 10 years
More than 10 years
Don’t Know
Select which provider your main current account is with:
-- Select --
Other
Abbey
Alliance & Leicester
Bank of Scotland
Barclays
cahoot
Citibank International Plc
first direct
Halifax Card Services
HSBC Bank Plc
Lloyds TSB Bank Plc
Nationwide
NatWest Bank Plc
Smile.co.uk
The Co-operative Bank Plc
The Royal Bank of Scotland Plc
E-mail: We will save your search results and send
them to you instantly by email (optional)
Click proceed to see your credit score and all the cards that you should consider
applying for (no record or ‘footprint’ will be left on your credit file)