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Last updated January 30, 2009

Deposit and loan interest rates

Deposits: All yields shown are annual yields. (1-, 3- and 6-month CD yields are computed with the assumption that all funds will be invested at the same rate for a full year.)

NOW: Negotiable Order of Withdrawal Account (Checking): Rates shown are for balances of $2,500.
Money Market Account (Personal and business): Rates shown are for balances of $10,000.
IRA: Individual Retirement Accounts: Rates shown are for deposits of $2,000.
CD: Certificates of Deposit: Rates shown are for deposits of $10,000.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

PHONE #:
NOW
$2500
APY
Personal
$10000
APY
Personal
$50000
APY
FIX IRA
$2000
APY
3 MO CD
$10000
APY
6 MO CD
$10000
APY
12 MO CD
$10000
APY
24 MO CD
$10000
APY
36 MO CD
$10000
APY
Anchor Bank (360) 532-6223 NO 1.510 2.750 NO NO 2.600 3.050 3.300 3.500
Banner Bank (206) 709-8314 0.500 0.750 1.000 2.000 1.000 1.000 2.000 2.250 2.750
Charter Bank (206) 774-5400 0.100 0.650 3.500 2.030 1.110 1.920 2.030 2.130 2.130
CityBank (425) 745-5933 1.000 2.000 2.300 3.450 2.000 3.250 3.450 3.800 3.500
Columbia Bank (800) 305-1905 0.150 0.250 1.060 1.860 1.270 1.830 2.070 2.170 2.220
HomeStreet Bank (800) 496-0091 1.750 3.000 3.000 2.100 1.250 1.750 2.100 2.500 2.750
First SB Northwest (425) 255-4400 2.020 1.360 1.460 2.620 2.000 2.050 2.620 2.570 3.090
1st Security Bank (800) 683-0973 1.000 1.000 1.350 2.400 1.750 2.250 2.400 2.900 3.000
Horizon Bank (800) 955-9194 0.200 0.350 0.900 1.300 1.000 1.100 1.700 1.900 2.150
Regal Financial Bank (206) 621-0808 0.100 0.500 1.000 3.000 1.500 1.550 2.000 2.000 NO
PI Bank (Pacific Int'l) (206) 306-7900 0.250 1.260 1.510 2.750 NO 2.250 2.750 2.750 2.750
Pacific Crest Savings Bank (425) 670-9600 1.000 2.500 2.750 2.950 2.500 2.600 2.950 3.200 3.400
Seattle Bank (206) 568-7800 0.850 2.000 2.250 2.450 2.200 2.300 2.500 2.800 3.000
Seattle Metropolitan CU (206) 398-5500 0.500 1.760 1.760 2.480 1.010 2.280 2.480 2.790 3.050
State Farm Bank (877) 734-2265 1.550 1.520 1.860 1.870 1.890 2.160 1.870 2.160 2.330
U.S. Bank (800) 872-2657 0.100 0.700 0.850 0.750 0.100 0.500 0.750 1.250 1.500
Washington First International (206) 525-8118 0.650 1.300 1.300 3.100 2.350 2.750 3.100 3.200 3.300
Washington Mutual (800) 756-8000 0.010 0.500 0.850 1.750 0.250 0.250 0.250 1.000 1.000
Alaska USA C.U. (800) 525-9094 0.500 1.300 1.550 2.750 1.950 2.050 2.750 3.050 3.200
BECU (800) 233-2328 0.250 1.000 1.110 1.810 1.160 1.510 1.810 2.170 2.430
Community 1st CU (800) 247-7328 0.250 1.600 1.800 2.040 1.860 2.300 2.810 3.050 3.400
Group Health C.U. (800) 562-5515 NO NO NO 2.670 NO 2.270 2.530 3.060 3.660
Verity C.U. (800) 444-4589 4.050 1.100 1.600 2.200 1.000 1.900 2.200 2.650 2.900
Qualstar CU (800) 848-0018 0.750 1.600 1.800 2.250 1.450 1.750 2.250 2.550 2.900
Watermark C.U. (800) 732-9300 0.200 0.650 1.450 2.050 1.000 1.500 2.000 2.500 2.750
Sound Credit Union (800) 562-8130 0.250 0.750 1.500 2.350 1.250 1.750 2.250 2.250 2.500
Mountain Pacific Bank (877) 380-3500 0.750 1.750 1.750 3.150 2.600 3.000 3.150 3.650 3.650
UniBank of WA (425) 275-9700 2.250 2.250 2.250 1.500 2.500 2.750 3.510 3.750 4.000
Red Canoe CU (800) 562-5611 0.250 1.140 1.510 2.800 2.180 2.650 2.800 3.390 3.520
 
 
NO NO NO NO NO NO NO NO NO
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
0.786 1.288 1.706 2.301 1.543 1.994 2.349 2.646 2.869


Loans: All rates are shown as Annual Percentage Rates (APRs) based on the following scenarios: Actual rates may vary depending on variations from the scenario and the amount of loan fees and other costs paid at loan initiation. All loans are based on 80 percent financing (loan-to-value ratio), or 20 percent down.

Mortgages: 30-year fixed and 1-year adjustable rates are for $200,000 loans.
Home Improvement and Equity Loans: Rates are for $50,000, 10-year, fixed-rate loans, secured by home equity.
New Auto Loans: Fixed and variable rates are for $20,000, 60-month loans.
Used Auto Loans: Fixed and variable rates are for $15,000, 48-month loans, for a 1- to 5-year old model.
New Boat Loans: Fixed rates are for $20,000, 60-month loans.
Used Boat Loans: Fixed rates are for $15,000, 60-month loans.

Figures updated every Friday.

Information provided by Informa Research Services.

 
INSTITUTIONS:
 

 

 

PHONE #:
Mortgages
$200000
30 Yr
Fixed
Mortgages
$200000
15 Yr
Fixed
Mortgages
1 Yr
ARM
Var
HE
$50000
120 MO
Fixed
HELOC
$50000
120 MO
Var
New Auto
$20000
60 MO
Fixed
New Auto
$20000
60 MO
Var
Used Auto
$15000
48 MO
Fixed
Used Auto
$15000
48 MO
Var
New Boat
$20000
60 MO
Fixed
Used Boat
$15000
60 MO
Fixed
Sammamish Mortgage (800) 304-6803 5.039 4.943 NO NO NO NO NO NO NO NO NO
Banner Bank (425) 803-0284 5.265 5.049 4.484 8.286 4.990 7.740 NO 7.740 NO 8.096 8.096
CityBank (425) 745-5933 4.903 4.784 4.284 NO NO NO NO NO NO NO NO
Columbia Bank (800) 305-1905 5.257 5.166 NO 8.231 15.000 7.158 NO 7.760 NO 7.829 8.33
First Mutual Bank (425) 455-7300 INA INA NO 7.670 3.250 NO NO NO NO NO NO
1st Security Bank (800) 683-0973 5.129 5.022 NO 7.750 5.000 6.000 NO 6.000 NO 6.5 6.5
First SB Northwest (425) 255-4400 5.907 5.507 NO 7.000 5.000 NO NO NO NO NO NO
State Farm Bank (206) 525-8118 5.798 5.330 NO 6.990 7.090 9.050 NO 9.050 NO 7.75 7.75
Washington Mutual (800) 756-8000 5.030 5.143 NO 7.990 7.460 5.150 NO 5.150 NO NO NO
Alaska USA C.U. (800) 525-9094 INA NO NO 7.295 3.292 5.450 NO 5.450 NO 6.8 6.8
BECU (800) 233-2328 5.842 5.423 NO NO 6.150 5.490 NO 5.990 NO 7.24 7.24
Group Health C.U. (800) 562-5515 INA INA NO 6.740 4.000 6.240 NO 6.240 NO 6.49 6.49
Community 1st CU (800) 247-7328 5.700 5.400 NO 6.500 3.250 6.240 NO 6.240 NO 6.99 7.49
Redmond Mortgage (800) 897-6565 5.190 4.935 NO NO NO NO NO NO NO NO NO
Qualstar CU (800) 848-0018 5.394 4.992 3.855 6.240 4.490 4.990 NO 5.490 NO 6.24 6.24
Verity C.U. (800) 444-4589 6.120 5.884 6.617 7.040 5.500 6.140 NO 6.640 NO 6.64 7.14
Watermark C.U. (800) 732-9300 5.228 4.944 NO 6.990 4.000 5.490 NO 5.990 NO 6.5 6.5
Sound C.U. (800) 562-8130 5.621 5.329 NO 5.490 4.000 4.990 NO 5.490 NO 5.990 5.990
Your Equity Service (877) 266-4937 5.335 4.875 NO NO NO NO NO NO NO NO NO
Red Canoe CU (800) 562-5611 5.532 4.971 NO 6.990 4.000 8.750 NO 5.840 NO 6.690 6.690
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
5.422 5.170 4.810 7.158 5.498 6.164 NO 6.402 NO 6.922 7.047
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------
Average  
5.230 4.967 4.741 7.096 5.298 6.096 NO 6.318 NO 6.838 6.972
------------------------------ ------------------------------ ------- ------- ------- ------- ------- ------- ------- ------- ------- ------- -------


Source: © 2002, Informa Research Services, Inc. 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and Informa Research Services cannot guarantee the accuracy of such information. Call the phone number listed or click on the links to verify rates before opening an account. For information on how to get your rates included on Quicken, CNN Money, and Yahoo! Finance please contact PDuncan@InformaRS.com.