Deposit and loan interest rates
Deposits: All yields shown are annual yields. (1-, 3- and 6-month CD yields are computed with the assumption that all funds will be invested at the same rate for a full year.)
NOW: Negotiable Order of Withdrawal Account (Checking): Rates shown are for balances of $2,500.
Money Market Account (Personal and business): Rates shown are for balances of $10,000.
IRA: Individual Retirement Accounts: Rates shown are for deposits of $2,000.
CD: Certificates of Deposit: Rates shown are for deposits of $10,000.
Figures updated every Friday.
INSTITUTIONS: |
PHONE #: |
NOW $2500 APY |
Personal $10000 APY |
Personal $50000 APY |
FIX IRA $2000 APY |
3 MO CD $10000 APY |
6 MO CD $10000 APY |
12 MO CD $10000 APY |
24 MO CD $10000 APY |
36 MO CD $10000 APY |
Anchor Bank | (360) 532-6223 | NO | 1.510 | 2.750 | NO | NO | 2.600 | 3.050 | 3.300 | 3.500 |
Banner Bank | (206) 709-8314 | 0.500 | 0.750 | 1.000 | 2.000 | 1.000 | 1.000 | 2.000 | 2.250 | 2.750 |
Charter Bank | (206) 774-5400 | 0.100 | 0.650 | 3.500 | 2.030 | 1.110 | 1.920 | 2.030 | 2.130 | 2.130 |
CityBank | (425) 745-5933 | 1.000 | 2.000 | 2.300 | 3.450 | 2.000 | 3.250 | 3.450 | 3.800 | 3.500 |
Columbia Bank | (800) 305-1905 | 0.150 | 0.250 | 1.060 | 1.860 | 1.270 | 1.830 | 2.070 | 2.170 | 2.220 |
HomeStreet Bank | (800) 496-0091 | 1.750 | 3.000 | 3.000 | 2.100 | 1.250 | 1.750 | 2.100 | 2.500 | 2.750 |
First SB Northwest | (425) 255-4400 | 2.020 | 1.360 | 1.460 | 2.620 | 2.000 | 2.050 | 2.620 | 2.570 | 3.090 |
1st Security Bank | (800) 683-0973 | 1.000 | 1.000 | 1.350 | 2.400 | 1.750 | 2.250 | 2.400 | 2.900 | 3.000 |
Horizon Bank | (800) 955-9194 | 0.200 | 0.350 | 0.900 | 1.300 | 1.000 | 1.100 | 1.700 | 1.900 | 2.150 |
Regal Financial Bank | (206) 621-0808 | 0.100 | 0.500 | 1.000 | 3.000 | 1.500 | 1.550 | 2.000 | 2.000 | NO |
PI Bank (Pacific Int'l) | (206) 306-7900 | 0.250 | 1.260 | 1.510 | 2.750 | NO | 2.250 | 2.750 | 2.750 | 2.750 |
Pacific Crest Savings Bank | (425) 670-9600 | 1.000 | 2.500 | 2.750 | 2.950 | 2.500 | 2.600 | 2.950 | 3.200 | 3.400 |
Seattle Bank | (206) 568-7800 | 0.850 | 2.000 | 2.250 | 2.450 | 2.200 | 2.300 | 2.500 | 2.800 | 3.000 |
Seattle Metropolitan CU | (206) 398-5500 | 0.500 | 1.760 | 1.760 | 2.480 | 1.010 | 2.280 | 2.480 | 2.790 | 3.050 |
State Farm Bank | (877) 734-2265 | 1.550 | 1.520 | 1.860 | 1.870 | 1.890 | 2.160 | 1.870 | 2.160 | 2.330 |
U.S. Bank | (800) 872-2657 | 0.100 | 0.700 | 0.850 | 0.750 | 0.100 | 0.500 | 0.750 | 1.250 | 1.500 |
Washington First International | (206) 525-8118 | 0.650 | 1.300 | 1.300 | 3.100 | 2.350 | 2.750 | 3.100 | 3.200 | 3.300 |
Washington Mutual | (800) 756-8000 | 0.010 | 0.500 | 0.850 | 1.750 | 0.250 | 0.250 | 0.250 | 1.000 | 1.000 |
Alaska USA C.U. | (800) 525-9094 | 0.500 | 1.300 | 1.550 | 2.750 | 1.950 | 2.050 | 2.750 | 3.050 | 3.200 |
BECU | (800) 233-2328 | 0.250 | 1.000 | 1.110 | 1.810 | 1.160 | 1.510 | 1.810 | 2.170 | 2.430 |
Community 1st CU | (800) 247-7328 | 0.250 | 1.600 | 1.800 | 2.040 | 1.860 | 2.300 | 2.810 | 3.050 | 3.400 |
Group Health C.U. | (800) 562-5515 | NO | NO | NO | 2.670 | NO | 2.270 | 2.530 | 3.060 | 3.660 |
Verity C.U. | (800) 444-4589 | 4.050 | 1.100 | 1.600 | 2.200 | 1.000 | 1.900 | 2.200 | 2.650 | 2.900 |
Qualstar CU | (800) 848-0018 | 0.750 | 1.600 | 1.800 | 2.250 | 1.450 | 1.750 | 2.250 | 2.550 | 2.900 |
Watermark C.U. | (800) 732-9300 | 0.200 | 0.650 | 1.450 | 2.050 | 1.000 | 1.500 | 2.000 | 2.500 | 2.750 |
Sound Credit Union | (800) 562-8130 | 0.250 | 0.750 | 1.500 | 2.350 | 1.250 | 1.750 | 2.250 | 2.250 | 2.500 |
Mountain Pacific Bank | (877) 380-3500 | 0.750 | 1.750 | 1.750 | 3.150 | 2.600 | 3.000 | 3.150 | 3.650 | 3.650 |
UniBank of WA | (425) 275-9700 | 2.250 | 2.250 | 2.250 | 1.500 | 2.500 | 2.750 | 3.510 | 3.750 | 4.000 |
Red Canoe CU | (800) 562-5611 | 0.250 | 1.140 | 1.510 | 2.800 | 2.180 | 2.650 | 2.800 | 3.390 | 3.520 |
|
|
NO | NO | NO | NO | NO | NO | NO | NO | NO |
------------------------------ | ------------------------------ | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- |
Average | |
0.786 | 1.288 | 1.706 | 2.301 | 1.543 | 1.994 | 2.349 | 2.646 | 2.869 |
Loans: All rates are shown as Annual Percentage Rates (APRs) based on the following scenarios: Actual rates may vary depending on variations from the scenario and the amount of loan fees and other costs paid at loan initiation. All loans are based on 80 percent financing (loan-to-value ratio), or 20 percent down.
Mortgages: 30-year fixed and 1-year adjustable rates are for $200,000 loans.
Home Improvement and Equity Loans: Rates are for $50,000, 10-year, fixed-rate loans, secured by home equity.
New Auto Loans: Fixed and variable rates are for $20,000, 60-month loans.
Used Auto Loans: Fixed and variable rates are for $15,000, 48-month loans, for a 1- to 5-year old model.
New Boat Loans: Fixed rates are for $20,000, 60-month loans.
Used Boat Loans: Fixed rates are for $15,000, 60-month loans.
Figures updated every Friday.
INSTITUTIONS: |
PHONE #: |
Mortgages $200000 30 Yr Fixed |
Mortgages $200000 15 Yr Fixed |
Mortgages 1 Yr ARM Var |
HE $50000 120 MO Fixed |
HELOC $50000 120 MO Var |
New Auto $20000 60 MO Fixed |
New Auto $20000 60 MO Var |
Used Auto $15000 48 MO Fixed |
Used Auto $15000 48 MO Var |
New Boat $20000 60 MO Fixed |
Used Boat $15000 60 MO Fixed |
Sammamish Mortgage | (800) 304-6803 | 5.039 | 4.943 | NO | NO | NO | NO | NO | NO | NO | NO | NO |
Banner Bank | (425) 803-0284 | 5.265 | 5.049 | 4.484 | 8.286 | 4.990 | 7.740 | NO | 7.740 | NO | 8.096 | 8.096 |
CityBank | (425) 745-5933 | 4.903 | 4.784 | 4.284 | NO | NO | NO | NO | NO | NO | NO | NO |
Columbia Bank | (800) 305-1905 | 5.257 | 5.166 | NO | 8.231 | 15.000 | 7.158 | NO | 7.760 | NO | 7.829 | 8.33 |
First Mutual Bank | (425) 455-7300 | INA | INA | NO | 7.670 | 3.250 | NO | NO | NO | NO | NO | NO |
1st Security Bank | (800) 683-0973 | 5.129 | 5.022 | NO | 7.750 | 5.000 | 6.000 | NO | 6.000 | NO | 6.5 | 6.5 |
First SB Northwest | (425) 255-4400 | 5.907 | 5.507 | NO | 7.000 | 5.000 | NO | NO | NO | NO | NO | NO |
State Farm Bank | (206) 525-8118 | 5.798 | 5.330 | NO | 6.990 | 7.090 | 9.050 | NO | 9.050 | NO | 7.75 | 7.75 |
Washington Mutual | (800) 756-8000 | 5.030 | 5.143 | NO | 7.990 | 7.460 | 5.150 | NO | 5.150 | NO | NO | NO |
Alaska USA C.U. | (800) 525-9094 | INA | NO | NO | 7.295 | 3.292 | 5.450 | NO | 5.450 | NO | 6.8 | 6.8 |
BECU | (800) 233-2328 | 5.842 | 5.423 | NO | NO | 6.150 | 5.490 | NO | 5.990 | NO | 7.24 | 7.24 |
Group Health C.U. | (800) 562-5515 | INA | INA | NO | 6.740 | 4.000 | 6.240 | NO | 6.240 | NO | 6.49 | 6.49 |
Community 1st CU | (800) 247-7328 | 5.700 | 5.400 | NO | 6.500 | 3.250 | 6.240 | NO | 6.240 | NO | 6.99 | 7.49 |
Redmond Mortgage | (800) 897-6565 | 5.190 | 4.935 | NO | NO | NO | NO | NO | NO | NO | NO | NO |
Qualstar CU | (800) 848-0018 | 5.394 | 4.992 | 3.855 | 6.240 | 4.490 | 4.990 | NO | 5.490 | NO | 6.24 | 6.24 |
Verity C.U. | (800) 444-4589 | 6.120 | 5.884 | 6.617 | 7.040 | 5.500 | 6.140 | NO | 6.640 | NO | 6.64 | 7.14 |
Watermark C.U. | (800) 732-9300 | 5.228 | 4.944 | NO | 6.990 | 4.000 | 5.490 | NO | 5.990 | NO | 6.5 | 6.5 |
Sound C.U. | (800) 562-8130 | 5.621 | 5.329 | NO | 5.490 | 4.000 | 4.990 | NO | 5.490 | NO | 5.990 | 5.990 |
Your Equity Service | (877) 266-4937 | 5.335 | 4.875 | NO | NO | NO | NO | NO | NO | NO | NO | NO |
Red Canoe CU | (800) 562-5611 | 5.532 | 4.971 | NO | 6.990 | 4.000 | 8.750 | NO | 5.840 | NO | 6.690 | 6.690 |
------------------------------ | ------------------------------ | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- |
Average | |
5.422 | 5.170 | 4.810 | 7.158 | 5.498 | 6.164 | NO | 6.402 | NO | 6.922 | 7.047 |
------------------------------ | ------------------------------ | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- |
Average | |
5.230 | 4.967 | 4.741 | 7.096 | 5.298 | 6.096 | NO | 6.318 | NO | 6.838 | 6.972 |
------------------------------ | ------------------------------ | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- | ------- |
Source: © 2002, Informa Research Services, Inc. 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and Informa Research Services cannot guarantee the accuracy of such information. Call the phone number listed or click on the links to verify rates before opening an account. For information on how to get your rates included on Quicken, CNN Money, and Yahoo! Finance please contact PDuncan@InformaRS.com.