Create a new budget to guide you through '09
Now that the holiday hubbub has died down and the credit card bills are rolling in, why not take the time to develop a personal finance plan that will really work?
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Your Budget: Smart Spending
Special from CSMonitor.com
In tough times, US consumers forging new behaviors
With American spending having fallen further than it has since 1974, consumer behavior appears headed toward a new normal that includes less debt and more saving.
Create a new budget to guide you through '09
Get the most for your vacation buck
Refund Anticipation Loans: Rip-off or predatory lending?
The good and the bad of the new credit scoring formula
How to cut those pesky bank fees
Clean up your credit score
Engagement ring insurance 101
More About Your Budget . . .
Your Future: Saving & Investing
Eight reasons to never borrow from your 401(k)
Taking a loan against your 401(k) goes against almost every time-tested principal of investing, and there are eight major reasons why this kind of borrowing is short sighted.
Combining credit for a happy financial ever after
Colleges scramble to help cash-strapped students
Revive your retirement
Think twice before cashing out your annuity
Ten financial commandments for your 20s
Bear spray for your 401(k)
How to protect yourself from the next Madoff scam
More About Your Future...
Your Home: Real Estate Matters
Rents drop nationwide as vacancies spike
Good news for renters as landlords nationwide are forced to offer discounts to keep their properties occupied. Here are the 25 metros where rents have dropped the most.
Options for homeowners in mortgage trouble
Buying a gut-job
The 'McMansion' trend in housing is slowing
Watch out for 'junk' mortgage fees
Mortgages: What you need to know in 2009
Money-saving tips around the house
New rules make reverse mortgages a better deal
More About Your Home...
Your Job: Workplace Issues
Flextime adds up in a down economy
Even during the downturn, some companies are offering employees the chance to set their own schedules.
Land on your feet after a downsizing
Employers avoid axing their oldies but goodies
A tough -- but not impossible -- year for job hunters
People skill for the times: Coping with a layoff
The 9-to-5 day becomes a casualty of the 24/7 world
Bad bosses are hard on the heart
IT Pros Succeed With Non-Tech Degrees
More About Your Job . . .
Sponsored Videos
The new year offers a new chance to get your finances in shape
Produced for American Express - Looking to get your finances in shape this year? There are a bevy of credit card reward programs that can help you manage your bottom line.
The Holidays are the perfect time to use your credit card reward points
Produced for American Express - The best way to be a savvy consumer this holiday season is by taking advantage of credit card reward points to make your holiday purchases.
Rescue Me! Staying Afloat in Turbulent Times
Produced for Intel, Pricegrabber, Olay, Lycra and Tide - Getting through a financial downturn takes good planning, wise use of technology and smart shopping. Nextpert lifestyle reporter Katlean De Monchy has the details. Miren el video en Español
Deck the Halls without Breaking the Bank
Produced for Sylvania - One way to save is to swap your old string of lights with a newer LED version. These lights last up to ten times longer and use 75% less energy, which leads to lower energy bills.
Find $1,500 to $2,500 Every Month: Smart ways to save money now
Produced for OnStar - One way to save money is if you don't put a lot of miles on your car, some insurance companies will decrease their premiums if you drive fewer miles.
Busting Auto Maintenance Myths
Produced for General Motors - To help save drivers' time and money, auto experts are busting industry myths such as the belief that you still have to change your oil every 3,000 miles.
Personal Finance Topics
Your Budget
Running your household: credit and debt, shopping, insurance, savings and education are among the everyday issues included in this section.
Your Future
Saving and investing: This section includes reports on stocks and bonds; mutual funds; 401Ks, IRAs and other retirement plans, among other useful topics.
Your Home
Real estate finances: Helpful information for buying or renting a home and for managing mortgage debt.
Your Job
About your career: Finding a job, coping in the workplace and  advancement are some of the issues covered here.
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