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		Subprime mortgages, risky, high-interest loans typically secured by home buyers with bad credit, accounted for 30 percent of the 107,000 mortgages for owner-occupied homes on Long Island in 2006, twice the percentage of 2004.		Lis pendens, the legal notices that start the foreclosure process once mortgages are 90 days past due, also are rising on Long Island. In the first half of 2007, 5,600 were filed, twice the number for the same period in 2005.
The communities with the 10 highest percentages of subprime loans in 2006 were:		Subprime Mortgages in 2006 (Click icons for community details) 3 to 10% 11 to 20% 21 to 35% 36 to 62% Sources: The Federal Financial Institutions Examination Council and Long Island Profiles Publishing Co., Inc. Newsday mapping by Tom McGinty
Roosevelt	62%
Lakeview	60%
Wyandanch	59%
Gordon Heights	58%
Hempstead	58%
New Cassel	57%
North Amityville	57%
Brentwood	55%
Uniondale	55%
Central Islip	54%
The communities with the most foreclosure notices filed in the first six months of 2007 were:
Brentwood	227
Hempstead	189
Freeport	158
Central Islip	153
Shirley	120
Elmont	119
Coram	113
Mastic	98
Roosevelt	95
West Babylon	94