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This year is the 60th anniversary of legal aid, but how successful is the system in providing state-funded help to those in need?
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End of the tax year brings a rash of Isa offers in excess of 3%, despite interest rates running below 1%
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Finance guides
Tools and calculators
| Lender | Initial rate | Scheme type | Overall cost for comparison (APR %) |
|
|---|---|---|---|---|
| First Direct | 2.99% | Fixed for 2 years | 3.7 | More |
| Alliance & Leicester | 3.69% | Fixed until 30/04/11 | 5.0 | More |
| First Direct | 2.89% | 2.39% above base for term | 3.0 | More |
See more mortgage offers | Get a personal quote
Data provided by London & Country Mortgages Ltd
Tools and calculators
| Name | Balance transfer rate |
Balance transfer period |
Typical APR |
|
|---|---|---|---|---|
| Virgin Credit Card | 0% | 15 mths | 16.6% | More |
See more credit card offers | Compare over 300 credit cards
Data provided by Moneysupermarket.com
Tools and calculators
| Provider | Min loan | Max loan | Typical APR | |
|---|---|---|---|---|
| Alliance & Leicester Personal Loan | £7500 | £15000 | 8.0% | More |
| AA Personal Loan | £7000 | £25000 | 8.5% | More |
See more loan offers | Compare over 500 loan providers
Data provided by Moneysupermarket.com
Tools and calculators
| Provider | Account | Interest | Min balance | Overdraft rate | Overdraft buffer | |
|---|---|---|---|---|---|---|
| ALLIANCE & LEICESTER PLC | Premier Direct Current Account | 5% | £1 | 0.00% | n/a | More |
| ABBEY | The Abbey Account (Preferred In-credit Rate) | 5% | £1 | 19.90% | n/a | More |
| LLOYDS TSB BANK PLC | Classic Account with Vantage | 4% | £5000 | 19.30% | n/a | More |
See more current account offers | Compare rates on current accounts
Data provided by Moneysupermarket.com
Tools and calculators
| Provider | Account | AER | Notice period | Minimum investment | |
|---|---|---|---|---|---|
| ALLIANCE & LEICESTER | Online Saver Issue 4 | 3.00% | Instant | £1 | More |
| BRADFORD & BINGLEY | eSavings 7 | 3.00% | Instant | £1000 | More |
| ICICI BANK | HiSAVE Savings Account | 2.45% | Instant | £1 | More |
See more savings account offers | Compare rates on savings accounts
Data provided by Moneysupermarket.com
Ask the experts
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Mortgage expert: Virginia Wallis
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I lived in Sheffield but had to move for work and cannot afford to buy, so I rent out my former house. Is it liable for gains tax if I sell it?
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Consumer expert: Anna Tims
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In this scary economic climate, one assumes companies want us to spend as much money as possible. But T-Mobile, it seems, does not
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Work expert: Vicky Frost
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I have been with my company for three years but am not remunerated as well as colleagues at a similar level. What can I do about this?
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Expert advice
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Our experts cover the key subjects of mortgages and homebuying, consumer rights, investments and work. Send them your email today
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