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Compare and save on credit cards

Save on your credit card with our nifty comparison tools. Pick a winner from our most popular credit cards in the table below, or search the whole market to compare all credit cards with ease.

Popular credit cards

see rewards cards

top picks
low rate
0% balance transfer
long balance transfer
low annual fee
interest free days

	Interest rate	Annual fee	Balance transfer rate	Key features
Community First McGrath Pink Visa	10.50%	$40.00	10.50% until repaid	Half the annual fee ($20) will be donated to the McGrath Foundation, each year you hold the card.	Go to site
BankWest Zero Platinum	15.99%	$0.00	4.99% for 9 months	$0 annual fee, plus 4.99% for 9 months on balance transfers and purchases	Go to site
CUA Rewards Gold (Gold Rewards)	17.99%	$85.00	3.90% for 12 months	Special offer if apply via Mozo - get 3.9% p.a. for 12 months on Balance Transfer. Card also has a Rewards Program.	Go to site
Woolworths Everyday Money Credit Card	17.99%	$49.00	5.99% for 6 months	Apply for a Woolies Everyday Money card before Nov 30th and get 5% CASHBACK on all Woolworths groceries and liquor for 3 months	Go to site
Citibank Platinum Card	19.99%	$250.00	4.90% until repaid	Special Internet Offer - Receive 20,000 points and fly any airline, anytime	Go to site

	Interest rate	Balance transfer rate	Annual fee	Key features
Community First McGrath Pink Visa	10.50%	10.50% until repaid	$40.00	Half the annual fee ($20) will be donated to the McGrath Foundation, each year you hold the card.	Go to site
St George Vertigo	10.99%	2.99% for 6 months	$55.00	Low variable rate on purchases - just 10.99%p.a. Also 2.99%p.a. on any balance transfer for up to 6 months.	Go to site
NAB Low Rate	10.99%	0.00% for 6 months and then 19.99%	$49.00	A choice of two colours: silver or pink	Go to site
Citibank Clear Platinum	10.99%	0.00% for 6 months and then 20.74%	$85.00	Apply Now and receive a $100 Get Music eVoucher	Go to site
Aussie Aussie MasterCard	11.49%	4.99% for 12 months	$49.00	A special offer of 9.99% p.a. on purchases for the first 12 months	Go to site

	Balance transfer rate	Interest rate	Annual fee	Key features
NAB Low Rate	0.00% for 6 months and then 19.99%	10.99%	$49.00	A choice of two colours: silver or pink	Go to site
Citibank Clear Platinum	0.00% for 6 months and then 20.74%	10.99%	$85.00	Apply Now and receive a $100 Get Music eVoucher	Go to site
ANZ Balance	0.00% for 6 months	12.74%	$79.00	Itâ€™s Australiaâ€™s only credit card to reward you for reducing your balance.	Go to site

	Balance transfer rate	Interest rate	Annual fee	Key features
Citibank Platinum Card	4.90% until repaid	19.99%	$250.00	Special Internet Offer - Receive 20,000 points and fly any airline, anytime	Go to site
CUA Rewards Gold (Gold Rewards)	3.90% for 12 months	17.99%	$85.00	Special offer if apply via Mozo - get 3.9% p.a. for 12 months on Balance Transfer. Card also has a Rewards Program.	Go to site
Aussie Aussie MasterCard	4.99% for 12 months	11.49%	$49.00	Also has a special offer of 9.99% p.a. on purchases for the first 12 months	Go to site
Citibank Silver Card	2.90% for 12 months	19.99%	$69.00	Apply now and get 2.9% p.a. on balance transfers for 12 months	Go to site
BankWest Zero Platinum	4.99% for 9 months	15.99%	$0.00	$0 annual fee, plus 4.99% for 9 months on balance transfers and purchases	Go to site

	Annual fee	Interest rate	Interest free days	Key features
BankWest Zero Platinum	$0.00	15.99%	55	$0 annual fee, plus 4.99% for 9 months on balance transfers and purchases	Go to site
Commonwealth Bank Low Fee Card	$24.00	18.49%	55	No annual fee for Commonwealth Bank customers who take up a new Low Fee credit card and spend $1000 or more per year.	Go to site
NAB Mini	$24.00	17.99%	55	Mini card and companion card. Up to $120 cash back to your account every year	Go to site
Community First McGrath Pink Visa	$40.00	10.50%	55	Half the annual fee ($20) will be donated to the McGrath Foundation, each year you hold the card.	Go to site
Woolworths Everyday Money Credit Card	$49.00	17.99%	55	Apply for a Woolies Everyday Money card before Nov 30th and get 5% CASHBACK on all Woolworths groceries and liquor for 3 months	Go to site

	Interest free days	Interest rate	Annual fee	Key features
BankWest Zero Platinum	55	15.99%	$0.00	$0 annual fee, plus 4.99% for 9 months on balance transfers and purchases	Go to site
Community First McGrath Pink Visa	55	10.50%	$40.00	Half the annual fee ($20) will be donated to the McGrath Foundation, each year you hold the card.	Go to site
NAB Low Rate	55	10.99%	$49.00	A choice of two colours: silver or pink	Go to site
Citibank Clear Platinum	55	10.99%	$85.00	Apply Now and receive a $100 Get Music eVoucher	Go to site
ANZ Balance	55	12.74%	$79.00	Itâ€™s Australiaâ€™s only credit card to reward you for reducing your balance.	Go to site

see low rate cards

top picks
airline points
instant discounts
cashback
gold
platinum

	Rewards type	Interest free days	Annual fee	Key features
Citibank Platinum Card	Velocity Rewards, Other airline points, Travel, Merchandise, Cashback, Charity donations	55	$250.00	Special Internet Offer - Receive 20,000 points and fly any airline, anytime	Go to site
Woolworths Everyday Money Credit Card	Merchandise	55	$49.00	Apply for a Woolies Everyday Money card before Nov 30th and get 5% CASHBACK on all Woolworths groceries and liquor for 3 months	Go to site
Commonwealth Bank Awards Card	Velocity points, Air New Zealand Airpoints, Qantas Frequent Flyer, Travel, Merchandise, Cashback	55	$59.00	Qantas Frequent Flyer, Velocity Rewards (for Virgin Blue), Air New Zealand Airpoints transfers	Go to site
NAB Velocity Card	Velocity Points	44	$65.00	Earn Velocity Points on your everyday spend. Velocity is the loyalty program partnered by Virgin Blue Airlines.	Go to site
CUA Rewards Gold (Gold Rewards)	Travel, Merchandise, Cashback, Charity donations	55	$85.00	Special offer if apply via Mozo - get 3.9% p.a. for 12 months on Balance Transfer. Card also has a Rewards Program.	Go to site

	Points per dollar	Points to frequent flyer ratio	Points lifetime	Key features
Citibank Platinum Card	1 per $ to a max 120,000		never expire	Special Internet Offer - Receive 20,000 points and fly any airline, anytime	Go to site
NAB Velocity Card	0.75 American Express, 0.5 Visa	Airline points earned automatically	never expire	Earn Velocity Points on your everyday spend. Velocity is the loyalty program partnered by Virgin Blue Airlines.	Go to site
Citibank Emirates Citi Platinum	1.5	1.5 Citi Mile=1.5 Skywards Mile	never expire	1.5 Skywards Miles per $1 spent. Also if apply now get special offer of 4.9% for life for balances transferred.	Go to site
Commonwealth Bank Awards Card	1	2:1 Velocity Rewards points	never expire	Qantas Frequent Flyer, Velocity Rewards (for Virgin Blue), Air New Zealand Airpoints transfers	Go to site
American Express Qantas American Express Premium Card	1.25	1:1.25 Qantas Frequent Flyer points	36 months	1.25 Qantas points for every dollar spent. Earn up to 7500 extra Qantas points.	Go to site

	Rewards type	Annual fee	Interest rate	Key features
Citibank BP	Petrol discounts, Cashback - 5% off up to $600 spent at BP each month, 0.5% cash back on other purchases up to $60,000 spend pa	$79.00	19.89%	5% off petrol at BP, plus 0.5% off all other purchases. Cash back rebates are automatically credited to your account.	Go to site
St George Vertigo	Instant discounts	$55.00	10.99%	Instant discounts and added extras with St.George Instant Benefits	Go to site

	Rewards type	Annual fee	Interest rate	Key features
Woolworths Everyday Money Credit Card	Merchandise	$49.00	17.99%	Apply for a Woolies Everyday Money card before Nov 30th and get 5% CASHBACK on all Woolworths groceries and liquor for 3 months	Go to site
Citibank BP	Petrol discounts, Cashback - 5% off up to $600 spent at BP each month, 0.5% cash back on other purchases up to $60,000 spend pa	$79.00	19.89%	5% off petrol at BP, plus 0.5% off all other purchases. Cash back rebates are automatically credited to your account.	Go to site
ANZ Balance	Merchandise, Cashbacks	$79.00	12.74%	Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards	Go to site
Commonwealth Bank Awards Card	Velocity points, Air New Zealand Airpoints, Qantas Frequent Flyer, Travel, Merchandise, Cashback	$59.00	18.99%	You can exchange your Commonwealth Awards points for funds to repay your credit card	Go to site
American Express Platinum MoneyBack	Cashback	$99.00	19.99%	Earn 5% of your Platinum Moneyback for the first 3 months, then 1% ongoing, with no limit	Go to site

	Interest rate	Annual fee	Rewards type	Key features
CUA Rewards Gold (Gold Rewards)	17.99%	$85.00	Travel, Merchandise, Cashback, Charity donations	Special offer if apply via Mozo - get 3.9% p.a. for 12 months on Balance Transfer. Card also has a Rewards Program.	Go to site
Citibank Gold Card	19.99%	$119.00	Velocity Rewards, Other airline points, Travel, Merchandise, Cashback, Charity donations	Apply now and get 2.9% p.a. on Balance Transfers for 12 months	Go to site
NAB Gold Card	17.89%	$90.00	Merchandise	Emergency travel assistance 24 hours a day, 7 days a week. Apply online and receive a response in 60 seconds.	Go to site
Commonwealth Bank Gold Card	18.99%	$114.00	Qantas points, Velocity points Travel, Merchandise, Cashback	Complimentary international travel insurance for return trips of up to 3 months	Go to site

	Interest rate	Annual fee	Rewards type	Key features
Citibank Platinum Card	19.99%	$250.00	Velocity Rewards, Other airline points, Travel, Merchandise, Cashback, Charity donations	Special Internet Offer - Receive 20,000 points and fly any airline, anytime	Go to site
BankWest Zero Platinum	15.99%	$0.00	Instant discounts	$0 annual fee, plus 4.99% for 9 months on balance transfers and purchases	Go to site
Commonwealth Bank Platinum	18.99%	$200.00	Qantas points, Velocity points, Travel, Merchandise, Cashback	Complimentary international travel insurance for return trips of up to 12 months	Go to site
Citibank Clear Platinum	10.99%	$85.00	Instant discounts and offers from 26,000 merchants around the world. Voucher, gift and merchandise rewards.	Apply Now and receive a $100 Get Music eVoucher	Go to site

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: Lowest rate credit cards; - based on ongoing interest rate

9.99% 1. BankWest
– Lite
10.75% 2. Bendigo Bank
– Bendigo Basic Black
10.99% 3. NAB
– Low Rate

Go to site
10.99% 3. ME Bank
– MasterCard
10.99% 3. St George
– Vertigo

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Featured Credit Card

•Woolworths Everyday Money

Get 5% cashback on Woolworths groceries and liquor for 3 months
Earn up to 3 reward points for every dollar you spend
Apply by 30 November 2009

Woolworths

Go to site

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