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MORTGAGE KILLER TIPMake an additional monthly payment to the capital. There are programs that charge between $250.- and $500.- to save you money while paying half of your mortgage payment every other week, which represents one extra month payment per year; their calculations and demonstrations are impressive. Just make sure that every additional monthly payment to the capital is at least 10% of your regular monthly mortgage payment, and you will be saving more than those programs, plus the cost of the program. A simple rule applies: the more you pay, the more you save.
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