Retirement Planning & Personal Finance News, Financial Planning, Stocks, Brokerage Accounts, Mutual Funds & Investing for Retirement

- Welcome, Logout
U.S. Edition
WSJ.com is available in the following editions and languages:

U.S.

Asia

India

China

Europe

Americas

en Español

em Português

Login/Register to set your edition

Set my edition
- Today's Paper
- Video
- Columns
- Blogs
- Topics
- Journal Community
Register for FREE
Register for FREE

Thank you for registering.

We sent an email to:

Please click on the link inside the email to complete your registration
Please register to gain free access to WSJ tools.

An account already exists for the email address entered.

Forgot your username or password?

This service is temporary unavailable due to system maintenance. Please try again later.

The username entered is already associated with
another account. Please enter a different username

The email address you have entered is already in use.
Please re-enter the email address.

First Name

Last Name

Email (your email address will be your login)

Confirm Email

Create a Password

Confirm Password

From time to time, we will send you e-mail announcements on new features and special offers from The Wall Street Journal Online.

Create a profile for me in the Journal Community
Why Register?

Privacy Policy | Terms & Conditions

As a registered user of The Wall Street Journal Online, you will be able to:

Setup and manage your portfolio

Personalize your own news page

Receive and manage newsletters
Log In

Log In

Login

Password

Log in
Your login is either a username or an email address.
Keep me logged in. Forgot your password?

Recession Hits Senior Communities
Bankruptcies are hitting continuing-care retirement communities, which are designed to provide older adults with a home and health care through the final years of life.

A Plan for Retirees
This adviser suggests a mix of assets—most recently including 'managed futures'—for income and growth.

2010 Will Be the Year of the Roth IRA
New tax rules are about to give more people access to a Roth IRA, one of the most effective vehicles in which to accumulate money for retirement or heirs.
Avoid Retirement Planning Mishaps
Retirement planning presents lots of opportunities to get things wrong. We asked some pros to talk about some of their clients' more common mistakes.
Paying Taxes After Roth IRA Conversion
In Ask Encore, Kelly Greene answers a reader's question on paying taxes after converting a traditional IRA to a Roth IRA and experts offer advice on when to convert.
What Should You Do With Your Money in '10?
Financial advisers offer their advice—about stocks, bonds, insurance and more. (See the full report .)
Back to Basics
Safe, boring, vanilla. This is the new world of wealth management.
Clients to Remember
Financial advisers tell us about some of their more memorable investors.
Editor's Note
The headline of our cover story this issue might just as well have been a single word: Help! In fact, I think it's fair to say that word pretty much describes the mission of our Wealth Adviser series.
Lights, Camera...Last Words
Videos offer a chance for the dying to offer some final thoughts—as well as head off legal disputes.
Financial Therapy 101
The stock market may be rational, but those who buy and sell aren't always. This can trip up financial advisers, who are paid to understand markets more than market psychology.
How Divorce Affects Social Security
Kelly Greene answers more reader questions on ex-spouses' Social Security benefits.
Housing Deals for Seniors
Resolved: Spend Less Next Year
Age Bias at Work Is Harder to Prove
Handing Down Retirement Assets
Subscriber Content Read Preview

Retiring in a Bear Market
More Headlines

Principled Investing Gains Fans
More workers are trying to align their personal values and their retirement savings by opting for socially responsible investments in their 401(k) plans.
No Match
As the economy sinks, more companies are cutting costs by suspending their matching programs for 401(k) plans. And that leaves employees with some big decisions to make.
Unusual Trusts Gain Appeal
Estate planners are starting to use an "intentionally defective grantor trust," which moves money out of taxable estates and transfer gains to heirs tax-free.
Retirement Planning Tools
Get the latest rates on IRA CDs, money-market and savings accounts at our Rate Center from Bankrate.com.

Ask Encore

Paying Taxes After a Roth IRA Conversion
In Ask Encore, Kelly Greene answers a reader's question on paying taxes after converting a traditional IRA to a Roth IRA and experts offer advice on when to convert.
How Divorce Affects Social Security
Handing Down Retirement Assets

Real Estate

Older Borrowers, Out in the Cold
As lenders are pressed to modify mortgages, older homeowners on low fixed incomes are being left out of the equation. Many even face foreclosure because they were sold loans they could never afford. | Photos
Laws Take on Scams Against Seniors
Some states are imposing "enhanced penalties" on people who commit financial crimes against seniors, sparking controversy among legal experts who oppose singling out one group for protection.
Savings Strategies
The Game Plan takes a look at how some individuals and families are saving for retirement.
Retirement: Requiring Savings Plans
Obama's proposed budget requires employers who do not offer a pension program to implement a direct-deposit retirement savings system.
Retirees Need A Cash Bundle
Experts recommend stashing away at least a year's worth of expenses in easily accessible cash prior to retirement, creating a pillow to lean on when the market is down
Solving the Caregiving Puzzle
Caregiving promises to be a defining issue in the U.S. in the next two decades. Many are developing strategies to help people stay in their homes and to ease caregivers' burdens.
- Video: Martha Stewart's New Health Facility

Personal Finance Video

Q: Are GM Bonds going to regain their original value?

Answer

Hello

Your question to the Journal Community Your comments on articles will show your real name and not a username.Why?

Create a Journal Community profile to avoid this message in the future. (As a member you agree to use your real name when participating in the Journal Community)