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ABOUT THIS WEBSITE

We are envisioning a new world where today’s aging, less useful and even dangerous financial systems
are replaced by or mixed with more disruptive innovations and exchanges. Imagine yourself deprived of all of today’s financial resources. Maybe you’re a refugee or stateless. Yet you still have your handset and laptop and Internet and a broadband cellphone connection….

Bruce Sterling
Joshua Klein
Nicolas Nova
Régine Debatty
Heather Moore
Michele Visciola
Irene Cassarino
Mark Vanderbeeken
David Birch
Vinay Gupta
Franco Papeschi
Tory Dunn

Tencents and units

by David Birch

[Dave Birch] At an e-money conference in Russia I took part in an interesting discussion about the relationship between money as a unit of account, medium of exchange and store of value in the context of technology innovation. I suggested that new media of exchange lead in time to new stores of value, although its…


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Reserve team

by David Birch

[Dave Birch] At an e-money conference in Russia I took part in an interesting discussion about the relationship between money as a unit of account, medium of exchange and store of value in the context of technology innovation. I suggested that new media of exchange lead in time to new stores of value, although its…


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Noted

by David Birch

[Dave Birch] In his keynote address to the Banknote 2009 conference in Washington the chief cashier of the Bank of England, Andrew Bailey, talked about

the apparent ‘paradox of banknotes’ – the increasing value of notes in circulation alongside their gradually declining use as a means of payment.

[From More bank notes needed as we use cash…


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The focus of innovation

by David Birch

[Dave Birch] I happened to be on an enjoyable panel discussing mobile payments in Copenhagen at a big international conference for corporate treasurers and the subject of the potential competition between banks and telcos came up. I said that I thought that the issue wouldnt go away, and that it is an issue that has a…


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Locality, again

by David Birch

[Dave Birch] One of the principal categories of alternative currency, that has been attracting a lot of attention recently, is local currency. Ive offer looked at the subject of local currencies and had the general opinion that there is something going on there that will at some point be interesting, but its been difficult to…


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Chinese whispers

by David Birch

[Dave Birch] I bumped into a friend earlier today and he mentioned something about AOL. I was a little surprised at first but because I didnt know that they still existed, but we then had a conversation about what their future strategy might be. I imagine that they are still obsessed with content, and portals,…


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Gold standard reporting

by David Birch

[Dave Birch] I was talking to a journalist recently in a context which isnt really important (but actually involved our work in developing countries) and the conversation wandered on to the role of banks and nonbanks in the provision of payment services using new technology. From one of the questions I was asked, it was…


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Negative and positives

by David Birch

[Dave Birch] Wow. Willem Buiter is a pretty serious person. Hes Professor of European Political Economy at the London School of Economics and Political Science; a former chief economist of the EBRD and former external member of the MPC. He is an adviser to international organisations, governments, central banks and private financial institutions. In May, he wrote…


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Story tellers

by David Birch

[Dave Birch] I was chairing a round table recently when one of the distinguished persons present said to me that the amount of innovation from incumbents in the payment space is lamentable, and it cannot be explained purely by the conservative nature of the 2-sided payments marketplace. We had a brief discussion about possible causes…


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Turbo-barter

by David Birch

[Dave Birch] Its not clear to me why people think that creating a new world currency would improve the global economic outlook any more than creating a new European currency has helped the European economic outlook, but theres been yet another call for a single currency for the globe, and this time its come from…


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Le quantitative easing

by David Birch

[Dave Birch] In John Cooleys book Currency Wars, he says at one point that there is a grey area actual counterfeiting and the deliberate over-issue of fiat currency. The quantitative easing policy of the British government is likely to be reduce (by inflation) the value of the pound Sterling far more effectively than Hitlers plans…


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The crazy cost of cash

by David Birch

[Dave Birch] I interviewed Professor Leo van Hove from the Free University of Brussles (VUB) for a podcast today. Hes starting work on a project trying to obtain a systematic and accurate estimate for the social cost of cash in the European Union. As always, his depth of knowledge and informed assessment of the situation…


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Principles for a digital social enterprise

by ToryD
Jolly conversationalist at Lift09

Jolly conversationalist at Lift09

Over the last few months, Franco and I have been thinking about what makes a project – a design or service design project, for instance -  fall into the camp of social and ethical design. From that we ended up thinking that those categories needed to be enriched further to consider the…


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Reaction and revolution

by David Birch

[Dave Birch] On 27 June 1693, the French Admiral Tourville’s combined Brest and Toulon squadrons ambushed the Smyrna convoy (a fleet of between 200–400 English and allied merchant vessels travelling under escort to the Mediterranean) as it rounded Cape St Vincent. The English and their allies lost nearly a hundred ships with a value of…


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kashklash: the game and the booklet

by Irene Cassarino

Get a digital copy of the kashklash booklet. If you need the high resolution version, just ask, well be happy to send it to you.


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