Insurance & Finance Comparison from The Independent
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Current Accounts

Compare Current Accounts: High Interest Current Accounts, Business Current Accounts, Current Bank Accounts.

Current Account
Account Interest Overdraft
Paid AER EAR Limit
SWITCH TODAY AND RECEIVE £100 CASHBACK. Also enjoy a free 0%EAR overdraft and FREE annual multi-trip European travel insurance. Monthly 0.50% 0.00% £2,000.00
An account which gives you £5 each month you pay in £1,000, whether you're in credit or overdrawn. see site for details. Monthly 0.00% 0.00% £2,500.00
Receive £5 each month you pay in £1,000, whether you're in credit or overdrawn. Plus for £12.50 a month enjoy free benefits including Family Travel Insurance, AA Breakdown Insurance, and Payment Protection on products brought via your account. Monthly 0.00% 0.00% £300.00
Earn a great rate of 5% AER (fixed for one year) on balances up to £2,500. Monthly 5.00% 0.00% £2,000.00
Open an account with Santander and you'll get all the features of a current account, plus you'll earn a fantastic 5% AER (fixed) Annually 5.00% 0.00% £5,000.00
Lloyds TSB's free Classic Account with Vantage offers a great 4% AER in months when you deposit £1,000. See site for details. Monthly 4.00% 19.30% see provider
Lloyds TSB's free Classic Plus Account offers a great 4% AER on balances up to £2,500 when you deposit £1,000 per month. See site for details. Monthly 2.50% 19.30% see provider
If you tend to use your overdraft, this account gives you an INTEREST FREE overdraft for the first 12 months. See site for details. Annually 1.00% 0.00% £5,000.00
Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. Monthly 0.25% 18.49% see provider
You could save up to £908 over a year with this current account including great benifits such as worldwide multi-trip family travel insurance. Monthly 0.15% 17.00% see provider
A free day to day bank account with an overdraft facility to give your finances some breathing space. Monthly 0.10% 19.24% see provider
Lloyds TSB's free Classic Account will give you all you need to make everyday banking easier. Monthly 0.10% 19.30% see provider
Looking for a straightforward interest paying account with no monthly fees? See site for details. Monthly 0.10% 0.00% £100.00
A straight forward account with no monthly fee. Ts&Cs; apply. n/a 0.00% 19.30% see provider
A great day to day bank account with access to the HSBC Regular Savings account currently at 8%AER, see site for details. Annually 0.00% 19.00% £500.00
Up to £213 worth of annual benefits for just £5 per month. £300 interest-free overdraft. T&Cs; apply. n/a 0.00% 16.90% £300.00
HSBC Advance could provide you with up to £500 of benefits and services a year for £6 a month for the first three months from account opening, see site for details. Monthly 0.00% 17.90% see provider
This account comes with everything you’d expect plus little extras that make life easier, including travel and mobile phone insurance, breakdown cover and an interest-free overdraft, all for £15 a month. n/a 0.00% 0.00% £300.00
A free day to day bank account which gives you access to preferential deals with Nationwide such as; 5% on your fixed savings and 90% mortgages, see site for details. n/a 0.00% 18.90% see provider
With the Premier Life Account, you're entitled to a range of elite membership benefits, products and services. Plus an £1,000 interest free overdraft. n/a 0.00% 0.00% £1,000.00
Bad Credit Bank Account – No Credit Checks. Open a CardOneBanking account today, with No Credit Checks and Guaranteed Acceptance. You’ll avoid hidden charges and overdraft fees. n/a 0.00% 0.00% n/a
Switch to Current Account Plus today and start enjoying a secure home for your money, from the bank rooted in its principles. Annually 0.00% 0.00% £200.00
Easy Access
Account Notice Interest Deposit
Paid AER Minimum Maximum
Earn 2.81% AER(variable). Hassle free saving; no withdrawal penalties and access to your account 24/7. Open online and pay money into your account whenever you want. Instant Annually 2.81% £1,000.00 £2,000,000.00
Competitive rate of interest - 2.75% AER (variable) includes a fixed 1.50% bonus interest on balances up to £100,000 for 12 months. Instant Annually 2.75% £1.00 n/a
Open an account today and get 2.75% AER for 12 months from date account opened. No charges for withdrawing your money. Instant Monthly 2.75% £1.00 £1,000,000.00
Start saving from just £1 and manage your savings conveniently online 24/7 when it suits you with this instant access savings account. Instant Annually 2.60% £1.00 n/a
The Easy Saver savings account gives you double Nectar points on all your Sainsbury’s shopping and fuel for 2 years - see site for details. Instant Annually/Monthly 2.50% £1.00 £100,000.00
A hassle free, online savings account with instant, penalty free access. Instant Annually 2.50% £1.00 n/a
Open an online e-Saver in 5 minutes and earn 2.40%AER (variable) for 1 year. Save anything from £1 to £1 million. T's and C's apply. Instant Annually 2.40% £1.00 £1,000,000.00
Enjoy up to 3 free withdrawals. To open an e-Savings Plus account you need to have a Nationwide Current Account (FlexAccount) See site for details. Instant Annually 2.00% £1.00 £500,000.00
Earn up to 0.75% AER(variable)on savings from £1 up to £50K.Ts&Cs; apply Instant Annually 0.75% £1.00 £50,000.00
Fixed Rate
Account Notice Interest Deposit
Paid AER Minimum Maximum
ICICI Bank is a UK Bank and is Authorised and regulated by the FSA. Save for 5 years and earn 5.00% AER on your savings and choose to receive the interest annually or monthly. 5 Years Annually/Monthly 5.00% £1,000.00 n/a
Save with Scottish Widows and choose to receive your interest to suit your needs. Annually 4.30%AER, Quarterly 4.23%AER or Monthly 4.21%AER. No Withdrawals Anually 4.30% £10,000.00 £5,000,000.00
ICICI Bank is a UK Bank and is Authorised and regulated by the FSA. Save for 4 years and earn 4.25% AER on your savings and choose to receive the interest annually or monthly. 4 years Annually/Monthly 4.25% £1,000.00 n/a
ICICI Bank is a UK Bank and is Authorised and regulated by the FSA. Save for 3 years and earn 4.15% AER on your savings and choose to receive the interest annually or monthly. 3 years Annually/Monthly 4.15% £1,000.00 n/a
Start saving today, earn a fixed rate of 4.10% AER on savings and choose when & how you have your interest paid. 3 years Annually/Monthly 4.10% £2,000.00 £1,000,000.00
Choose to save over a term that suits you, the longer you save, the more interest you earn. 3 Years Annually 4.00% £500.00 £9,000,000.00
ICICI Bank is a UK Bank and is Authorised and regulated by the FSA. Save for 2 years and earn 3.70% AER on your savings and choose to receive the interest annually or monthly. 2 Years Annually/Monthly 3.70% £1,000.00 n/a
A savings bond with great rates. To open an e-bond account you need to have a Nationwide Current Account (FlexAccount) See site for details. 3 Years On Maturity 3.50% £1.00 £3,000,000.00
Save from just £1 and earn a great fixed rate on your savings for 2 Years; Tiered rates apply, see site for details. 2 Years Annually 3.50% £10,000.00 £2,000,000.00
A savings bond with great rates. To open an e-Savings Plus account you need to have a Nationwide Current Account (FlexAccount) See site for details. No Withdrawals Annually/Monthly 3.25% £1.00 £3,000,000.00
Save from just £1 and earn a great fixed rate on your savings for 18 months; Tiered rates apply, see site for details. 18 Months Annually 3.10% £10,000.00 £2,000,000.00
Save from just £1 and earn a great fixed rate on your savings for 1 Year; Tiered rates apply, see site for details. 1 Year Annually 2.75% £10,000.00 £2,000,000.00
ISAs
Account Notice Interest Deposit
Paid AER Minimum Maximum
INVESTMENT ISA - A simple way to spread your investment across the London Stock Exchange. When the market’s climbing, so is your investment and share dividends can mean your investment is still growing, even when the market isn’t. '08-'09 return 29.2%AER Instant See Provider n/a% £1.00 £10,200.00
INVESTMENT ISA - The Virgin Climate Change ISA saves more than just tax. It aims to grow your money by investing in companies with a lighter than average environmental footprint. Save from £50 a month, with no set up charge. Instant See Provider n/a% £50.00 £10,200.00
2.75% AER tax-free (variable) from £9k+ which includes a 12 month variable rate bonus of 2.25% AER tax-free. Transfer all your tax-free savings in one easy step Instant Annually 2.75% £9,000.00 n/a
Earn up to 2.75% AER tax free (variable) on savings from £9,000 Plus an option to transfer cash ISA's from other providers. Instant Annually 2.75% £9,000.00 n/a
Save from £30,000 to receive 2.50% AER and from £10,000 - £29,999 to receive 2.25% AER, see site for details. Instant Monthly 2.50% £30,000.00 n/a
Transfer your previous years ISA's into this great cash ISA and earn 0.5% AER bonus. Tiered interest rates apply see site for details. Instant Monthly 2.50% £50,000.00 n/a
Transfer your previous years ISA's into this great cash ISA and receive 0.50% AER bonus, Teired interest rates apply see site for details. Instant Monthly 2.50% £50,000.00 n/a
Transfer your ISA'S and recieve 2.50% AER, Choose to save over 1-4 years, with the peace of mind that you'll have a guaranteed rate of interest. Teired interest rates. 1 Year Annually 2.50% £500.00 £5,100.00
Earn 2.00% AER tax-free (variable) when you save from only £1 including a 12 month variable rate bonus of 1.50% AER tax-free. Transfer all your tax-free savings in one easy step Instant Annually 2.00% £1.00 £9,999.00
Earn up to 2.00% AER tax free (variable) on savings from just £1 Plus an option to transfer cash ISA's from other providers. Instant Annually 2.00% £1.00 £9,999.00
Save from £1 to receive 2.00% AER, Tiered interest rates apply, see site for details. Instant Monthly 2.00% £1.00 £9,999.00
Open this monthly interest paying ISA in minutes online. Allows transfers in, and no penalties for withdrawals. Instant Annually 1.75% £1.00 £5,100.00

* The interest is calculated on the annual rate. The rates displayed are for illustration purposes and you should obtain exact figures from the provider.

We present information which we obtain from independent sources and do not give financial advice. You should check rates and terms with the product provider.

Current Bank Accounts

A current bank account is a type of bank account offered by banks and building societies. People use Current Accounts for standard everyday transactions such as deposits and withdrawals of money and are often used to receive payment of salaries. Current Accounts offer a range of benefits to the user including cheque books, cash withdrawal cards, direct debit facilities, standing orders and interest paid on the money held within them. Interest and benefits offered by Current Accounts will vary greatly from institution to institution.

High Interest Current Accounts

A high interest current account is a current account for day to day banking requirements which pays a higher amount of interest to the account holder on funds deposited within it than standard current accounts.

Online Current Accounts

An online current account is now ubiquitous with every major bank offering internet banking. People can now access online current accounts 24 hours a day to handle all of their banking needs. They can open online current accounts, withdraw money, apply for loans, credit cards, mortgages and even work with a personal banker. Most major banks now provide online banking, and there are many financial institutions that operate solely as an online banking facility on the Web.

Business current account

A Business Bank Account is a bank account with specifically tailored features and benefits for the needs of a business. Business Bank Accounts give better rates to businesses that open both current and saving Business Bank Accounts. There are many Business banking facilities available offering varying rates of interests and benefits.

How to find the Best Current Account for You

To find the best current accounts or the current account for you ensure that you shop around. Each current account offers different incentives, overdraft limits and rates along with the frequency of interest paid. You should compare the functionality of each current account making sure you select one that matches your requirements.

 
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