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Rob Carrick

With interest rates creeping up, Canadians are waking up

Carrick's Reader

Rob Carrick rounds up the best in personal finance reading

Home Cents

The truth about family trusts

Estate expert debunks the five biggest myths

Discussion Tuesday, noon (ET)

You've been reassessed. Now what?

Tax expert Cleo Hamel answers your questions

Investopedia.com

Should you invest your entire portfolio in stocks?

Stocks outperform in the long run, but that doesn't tell the whole story

Savings Rate & GIC Comparison Tool

Bank or Trust Interest Rate Minimum Deposit Features
Ally 2.00% $1 No-Penalty option, no fees, daily compounded interest.
Ally 2.00% $1 No-Penalty option, no fees, daily compounded interest.
Equitable Trust 1.76% $5,000  
ING Direct 1.75% $1  
Pacific & Western Bank 1.75% $1,000  

Rates are provided by Cannex as of Jul 21, 2010. They reflect the top rates from the institutions selected, however specific features may vary, so see each institution for product details. Features are sponsored. Projected earnings are calculated by Globe Investor to reflect the payments over the whole term of the GIC.

See full listings for all financial institutions
Bank or Trust Interest Rate Minimum Deposit Interest Earned
Ally 2.00% $1 $100.00
Ally 2.00% $1 $101.00
Equitable Trust 1.76% $5,000 $88.00
ING Direct 1.75% $1 $87.50
Pacific & Western Bank 1.75% $1,000 $87.50

Rates are provided by Cannex as of Jul 21, 2010. They reflect the top rates from the institutions selected, however specific features may vary, so see each institution for product details. Features are sponsored. Projected earnings are calculated by Globe Investor to reflect the payments over the whole term of the GIC.

See full listings for all financial institutions

More on interest rates

Find out more about savings rates and loan rates in the Globe Investor interest rate centre

Commentary

Smart Cookies

Here comes the bride who budgets

Supporting a bride doesn't have to put you in debt

Smart Cookies

A bit of coupon-clipping work can yield savings

Consumers looking for bargains are increasingly clipping coupons.

Apps have made it easy to save without carrying around a bundle of coupons

Portfolio Strategy

Low fees, high performance: These funds deliver both

This list makes a good starting point for your research, Rob Carrick writes

Household Finances

Gail Vaz-Oxlade

Living with debt

Gail Vaz-Oxlade’s life is simple. She doesn’t buy many clothes and wears make-up only on TV. She could never buy a luxury car: ‘My Chrysler van has everything I need.’

A look at how deep we're in and the most debilitating aspects

Investopedia.com

Why you shouldn't buy new tech toys

A customer looks at an iPhone 4

Some reasons why it might be better to wait

Carrick's Reader

Kids' questions and market thumb-sucking

Rob Carrick rounds up the best in personal finance reading

Investopedia.com

Long-term care insurance: Who needs it?

No one is immune, but the costs can deplete a life savings

Mortgages & Retirement

Medical insurance

Health bill opens doors to Canadians seeking U.S. retirement

Obama’s changes allow those with pre-existing conditions to get medical insurance

Book Excerpt

The Border Guide

The Border Guide

Planning a U.S. retirement? Here's what you should know

Earlier discussion

Relying on home equity in retirement?

Don't do it. Retirement planning mistakes and assumptions in our online reader discussion

Retirement

Canadians losing faith in quick market recovery

Seniors on beach

Survey shows those saving for retirement less confident than a year ago

Special Series


Our Building Blocks series will take a young family through the A to Z's of handling their money.

Building Blocks Video

Teach your kids about money

In this video, personal finance blogger Chaya Cooperberg shows us how save, spend and share jars can help young minds with financial literacy

Earlier discussion

Do you have a family budget?

With the holiday spending spree over, personal finance blogger Chaya Cooperberg answered your questions

Discussions on Personal Finance

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RESPs

Lack of education holds parents back from RESPs

Study shows correlation between parents’ higher learning and education savings plan use

More from Investor Education

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