Credit Score Complete provides you with the tools you need to access and monitor your financial/credit information through the program's credit information and monitoring benefits. Credit Score Complete and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit services organizations or businesses, as defined by federal and state law. After verification of your identity, your credit information and credit scores are available for Secure Online Delivery in seconds. You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies which can be requested through www.AnnualCreditReport.com, which is NOT associated with GoFreeCredit.com in any way and will not include access to your Credit Scores for free or offer a free trail of Credit Monitoring to help protect your credit and identity like your Credit Score Complete membership.