What You Should Know about Barclays Credit Cards

Without a question, Barclays is one of the most reliable financial institutions in Britain and even in the world at large. It is ranked as the 21st largest company of the globe according to the 2010 Forbes list. This is quite a reputation, and Barclays definitely tries to live up to it in every way. This is amply seen in terms of the Barclays credit cards, which boast of some of the most beneficial features in the world.

The credit card from this financial institution is known as the Barclaycard, which is what we shall be talking about now. This card is quite popular in the US as well, and has a wonderful range of cobranded credit cards with it.

Almost all Barclaycards are operated by VISA. Two of these most popular cards, the Barclaycard VISA Platinum with Balance Transfer and the Barclaycard VISA Classic, are the ones most people are going for. The first card has features such as 0% fees on balance transfers for 18 months from commencing the account with the bank and 0% fees on purchases for three months from the commencement of the card. The APR is 16.9% for the Platinum Card and 19.9% for the Classic Card, which is considerably low if you take into account the standing that the bank has in the world market and if you compare it with some of the other leading cards that are available. Both cards have an assumed credit limit of £1,200.

But, what makes any Barclaycard UK or worldwide so popular is that it comes with a string of great services and benefits. Very few other cards provide people with services such as fraud monitoring, identity protection service, worldwide assistance, travel service, purchase delivery protection, emergency card replacement, free text alert services and Barclaycard online banking services. These services are aimed at giving better protection to the user and keeping them informed about their account so that they can use their cards appropriately wherever in the world they are.

The most exciting thing about any Barclaycard is that it comes attached with several reward services. With every Barclaycard, you get points for various things—the most common points are for airlines, hotels and travel agencies and some merchants. The airlines it is affiliated with include US Airways and Virgin America among others. It is collaborated with hotels such as the Choice range of hotels. It is also connected with
Gulf and LUKOIL which ensures you get nice rebates (3 and 4 percent respectively) from these gas providers.

But, the cherry on the cake is Barclaycard Unwind, an entertainment zone where people can visit to get various options of fun and recreation at low prices. They give out tickets for concerts and other events and even keep the tickets on hold so that their customers are always able to attend the shows that they like, even if they do not get notified in time.

Now, you can apply for Barclaycard online by filling out an online form with minimal details. They will get back to you telling you if you are eligible, and you can then go right ahead and contact them for your Barclaycard. The process has simplified, and this is the right time to make use of it.