This past week Google (GOOG) reported earnings of a healthy $8.08 per shareexcept that the consensus expectation was $8.10 per share.

And as a result of missing those two cents, the stock dived 8.26%$47.81 per shareon Friday.

Wow.

To me, as a Google shareholder who keeps buying in, I consider this a buying opportunity. I believe long term this stock will do just fine.

Ryan

Wow. Taxes Were Ugly

I finally spent some time this weekend working on taxes. The results were pretty ugly, although I will say, as I have many times, that its really better to owe than not.

This year I owe the feds over $1,000, and the state about $300.

That doesnt exactly thrill me, but its what Ive got.

We have, unfortunately, yet another family health crisis hereone thats not entirely a secret, as Ive been semi-discussing it on Twitter and Facebookthat could be the most serious of all. That said, Im hoping we get a plan in the next few weeks and I can go back to blogging as usual.

Honestly, as I said previously, it could have been lots worselike tons worse. Consider the price of oil, at least partially due to the crisis in Libya, and the disaster in Japan, and that adds up to a possible stock market collapse.

That did not happen.

The Vanguard Total Stock Market Index Fund (VTSMX) was up in March, a full 2.22%. This was in addition to the annual 1.59% yield it pays. The Vanguard Total International Stock Index Fund (VGTSX), the fund I believed most vulnerable, was also up for the month, a very small 0.43%, while paying 1.53% yield annually.

In the fixed income part of the portfolio, the Vanguard GNMA Fund (VFIIX), lost a cent on the month to be down .09% while paying its 3.28% yield, and the Vanguard Total Bond Fund (VBMFX) was down four cents for the month, finishing lower by 0.38% while paying 3.34% yield.

Despite the disasters, the market was fineif mediocre. Lets hope that things go even better in the months to come!

I dont mess up often, but there are times I do.

I take full responsibility.

I havent finished my taxes yet. Ive actually barely started.

This might involve my taking a vacation day or two before the 18th.

Ryan

Down, But Just a Hair

I havent run all of the numbers I usually do, but due to all the concerns about March for investorsthe downturn late in February, the unrest in Egypt, and the natural disaster and nuclear concerns in JapanI did a quick run of numbers for the SP 500 for that month.

That broad index was indeed down for Marchall of 2.81 points.

That translates into 0.21%.

So yes, the market went downat least this index of the market, anywayin the month of March. But very, very little.

Ryan

Not a Disaster: the Stock Market

The tsunami striking Japan was definitely a disaster, and in Hawaii weve had damage that is disastrous on a smaller scale. But one thing that hasnt been a disaster since the tsunami is the stock market.

The market had spun itself somewhat downward in late February and continued that through early February, but as of nowMarch 29, 2011, so with about a weeks worth of trading to gothe market has done just fine and dandy.

The Vanguard Total Stock Index Fund (VTSMX), the index on which the majority of my model portfolio depends, is upa measly 0.974%, but up. Additionally, the Vanguard Total International Stock Index Fund (VGTSX), which would seem more vulnerable to a natural disaster in Japan, has also been down, but just a hair0.56%.

So far, the tsunami which did tons of damage to the islands of Japan has done about none to the markets.

While I have long maintained that Im not a fan of Sprint, Im still using them, partially because while their customer service has been horrible, their coverage and network speeds have been fine, meaning that Im almost never in need of customer service. But in order to use my Epic 4G I had to change my plan from the $30 SERO plan to a $40 SERO Premium plan with a $10 per month premium data surcharge, bringing my total to over $50 per month. I killed off my stand alone mobile data cards when this happened, but Im still thinking of the future for phone and mobile data.

So Im now considering Virgin Mobile; they have a $25/month no contract 300 minutes, unlimited data, unlimited SMS deal which would work fine for me. Unfortunately, none of their current phones are as nice as my Epic 4G and while they ride on the Sprint network none of their devices uses Sprints WiMax (self proclaimed 4G) data.

This bears more watching.

Thursday when I got to my truck after work, I discovered the front passenger tire was flat. I had a party that night and didnt want to get dirty, so I called GEICOs roadside assistance. Unlike in the past, they took a long time to get to me, so I started removing the front tire myself, and thats when it happened:

the lug stud snapped off.

When the assistance finally came, I had them replace the tire and secure it by four bolts since thats all I could do. I spent the holiday trying to figure out the best way to replace the stud.

Im still figuring it out.

The parts came out to well under $20. However, it appears this is going to be one of the more difficult repairs to do and Im still considering if doing it myself is wise.

Unfortunately, the tire couldnt be repaired and was in fact replaced, making money more of an issue. But so is safety, and Id rather have this fixed than make it worse. Its a tough call, because I pride myself in doing things myself, but I may not be able to this time.

Ryan

Helping Hands for Japan

Im half Japanese (the other half is Okinawan, and yes, there is a difference).

That said, many of us in Hawaii have been trying to raiseand givefunds for disaster relief.

I took part in the Flock of Cranes fundraiser organized by my Twitter and in real life buddies Appi Yashiro and Ricky Li. A thousand cranes representing healing were folded, plus money was raised, for disaster relief. Theres more, of course: local clothing manufacturers are donating money from the sale of the Aloha Japan shirt, for instance. The Red Cross is taking donations directly; through sending a SMS message a $10 add on to your phone bill becomes a donation to Japan disaster relief.

Lets do what we can to help those who were devastated by this disaster.

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