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One of the worst mis-selling scandals to hit the UK has escalated, forcing banks including Lloyds TSB to add hundreds of millions of pounds to their compensation bills. After being flooded by claims, taxpayer-backed Lloyds Banking Group took an additional £375million hit to cover payment protection insurance (PPI) claims.
Checking whether you can get a better current account is a wise move, but how do you switch once you find one? We explain how to move in three simple steps.
Clydesdale and Yorkshire will now focus primarily on Scotland and Northern England, NAB said, as it closes 29 of its Financial Solution Centres in southern England, as well as six back office locations.
While the sums are not in the same stratosphere as the £17.7million package awarded to Barclays’ Bob Diamond, 2011 was a rewarding year for several of Britain’s building society bosses.
A ‘digital’ wallet which lets users send money using their mobile phone has been launched today and could revolutionise the way payments are made.
Websites that appeal to savers by empowering them to lend to individuals and firms to earn 'interest' are flourishing. But fresh doubt has been cast on the claimed headline returns of nearly 6 per cent.
Anna and Daniel Rhodes are forced to drive almost two miles down the road every time they want to use online banking - because they have no phone reception at home.
Savers looking for monthly income were dealt a blow last week when it was revealed inflation was likely to stay at over 3 per cent until the end of this year.
A number of its customers were left unable to use their debit cards for cash withdrawals and transactions this morning after a 'service issue' at the banks.
A fresh generation of credit and debit card using consumers could spell the death knell for cash, one industry expert believes, as more of us shun cash for plastic.
| Provider | Rate(%) | |
|---|---|---|
| 1 | AA Savings Postal | 3.50 |
| 2 | NatWest e-ISA | 3.50 |
| 3 | Cheshire BS Direct | 3.50 |
| 4 | Santander Direct Isa | 3.30 |
| 5 | Nationwide Online | 3.10 |
| Prize value | Winning bond No. | Area |
|---|---|---|
| £1,000,000 | 75CQ513869 | Devon |
| £100,000 | 134NZ030070 | Oxfordshire |
| £100,000 | 132NE469466 | Wales |
| £100,000 | 84QG208500 | Hertfordshire |
| £100,000 | 18KX606396 | West Sussex |
| £100,000 | 184CS075564 | Essex |
| £50,000 | 52TM819042 | Overseas |
| £50,000 | 25LG431321 | East Sussex |
| £50,000 | 187AK498953 | Essex |
| £50,000 | 22BK672714 | Somerset |
| £50,000 | 90SB589594 | Stockport |
| £50,000 | 171AX763186 | Derbyshire |
| £50,000 | 184XT164841 | Outer London |
| £50,000 | 60LQ954070 | Dorset |
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Disgruntled customers are seeing their rates plunge by up to 0.69% and are locked out of NatWest's current 3.5% best buy eIsa - which it offers to savers transferring from rival banks. ...read
The account is ideal for savers looking to gradually build up £5,640 over the year - but those with a lump sum are better off looking elsewhere.
The latest figures from the Office for National Statistics show Britons put £22.9billion into a pension in 2009 – a decrease on £24.9billion in 2008 and £25.6billion in 2007.
Nationwide has bowed to pressure and will help upset early-bird savers who stashed cash on the first day of the new tax year only to find a better account arriving the day after.
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Checking whether you can get a better current account is a wise move, but how do you switch once you find one? We explain how to move in three simple steps.
The number of accounts that levy a fine even if a customer never goes overdrawn, but fails to pay in a set amount, has doubled in just two years.
A Money Mail investigation has exposed serious flaws by the Money Advice Service - the free financial advice website backed by the Government.
This year cash Isa statements have changed — the rate you are earning on your money will be printed on your statement, so you'll be alerted if the interest on your account has fallen off a cliff.
Any RBS or NatWest fixed-rate bond opened from April 10 now pays the full headline interest rate from the first day the account is active after previously forcing savers to wait up to two months.
A This is Money investigation has revealed the savings gap that allows banks to eat into your tax-free Isa benefits, despite admitting their costs over a normal account are broadly similar.
HSBC Singapore customer Ngiap Hong Koh's £590 cash machine withdrawal went wrong - but despite its blunder, HSBC has taken five weeks to sort the issue out. We ask whether HSBC's much-touted global presence actually benefits its customers at all. ...read
Researchers found the average interest rate offered by the top 20 financial providers for the over-50s is 2.23 per cent – but it is 3.17 per cent for accounts aimed at all age groups.
Big High Street names such as Halifax, Lloyds TSB and RBS have chopped rates on accounts that used to be competitive deals.
It is a welcome improvement on the average 26 calendar days it took to move a cash Isa in the two years prior to 2010 - but experts say banks could cut the time-frame to 48 hours if they wanted.
Everyone over the age of 16 can funnel up to £5,340 into a cash Isa this year and earn interest tax-free - but many are blindly gifting cash to the taxman instead.
Banks have been accused of double standards for trying to ban cheques while stubbornly relying on them to transfer customers’ money.
I opened a two years saving bond with £30k. It was firstly issued in my husband's name - when I contacted them, it then issued it in our joint names. I want it solely in my name - can you help?
Millions of pounds of 'dormant' cash held in High Street banks across the country has been siphoned off by the Government to fund a new bank that will lend to charities and social schemes.
Angry members of peer-to-peer lender Yes-Secure have gone on 'strike' and refused to offer their money to borrowers because advertised rates are now too low to be worth the risk, compared to the High Street.
Adopting a shared approach to local banking could offer a lifeline to communities threatened with the devastating closure of the last branch in town.
Financial Mail provides details of the charitable donations some (not all) societies will make to encourage members to vote in their annual general meetings.
My friend opened a savings account for my son in 1994. The friend has since emigrated and we lost touch. My son is now 18, but is being refused access to the account.
For more than a year I have been trying to close my mother’s credit card account with the Co-operative Bank. She has dementia and my brother and I have power of attorney.
Zopa, the online service linking private lenders to borrowers, has recorded a profit for the first time.
Sainsbury's Bank has upped the rate on its easy access e-saver by 0.15 percentage points, putting it top of the online accounts that do not include bonuses. The eSaver Special offers 2.9% and doesn't come with a bonus, meaning savers don't need to worry about the rate dropping away. ...read
Monthly income seekers can earn 2.6 per cent after tax (3.25 per cent before) from the latest bond from Skipton BS — as long as they are happy to run their account over the internet.
Cheshire, Derbyshire and Dunfermline— all part of Nationwide — have kicked off 2012 with a new regular savings plan called Platinum Monthly Plus.
Cash Isas should be the first port of call for every saver. Read our easy guide to getting started ...read
The way you spread out your savings with banks is crucial in terms of protection and compensation. We show you how to play the system.
This week, the Independent Commission on Banking told how consumers get poor value from their bank. Yet we move our current account just once every 26 years. We tell you how to get a better deal.
Guide: The array of deposit accounts can be confusing. We explain them all and reveal the best and safest rates and accounts
We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year
Published by Associated Newspapers Ltd
Part of the Daily Mail, The Mail on Sunday & Metro Media Group
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