Britain’s biggest mortgage lender yesterday increased its rates, despite the Bank of England keeping the base rate at 0.5 per cent for the 38th month in a row. It is the latest in a round of hikes that has seen the cost of the best new mortgages rise substantially in just a few months, with around 0.5 per cent added to top deals. ...read
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MORTGAGES, HOUSE PRICES & PROPERTY NEWS
Buy-to-let mini boom continues with mortgage lending up 32% in a year
New buy-to-let lending in the first three months of the year totalled £3.7bin, with 32,300 mortgages taken out by buy-to-let investors, latest figures have shown. But despite the huge annual rise in buy-to-let lending, the figure was 5% down on the end of 2011, showing that investors may be losing their recent growing appetite for rental properties. ...read
The cost of renting flats surges 7% to all-time high as young are priced out of buying
Mortgages & homes essentials
MORTGAGES MUST READ
Why mortgage rates are being hiked: don't expect any favours from the banks that crashed our economy
The big mortgage squeeze starts in earnest today and borrowers should expect no more help from our banking industry, despite it having brought the economy to its knees, says Simon Lambert.
Stamp Duty Calculator
A million mortgage holders face paying hundreds more a year as SVR increases kick in
HOUSE PRICES: LATEST ON THE PROPERTY MARKET
How having nice neighbours can boost your house price by £15,000
The average premium we would be prepared to shoulder is 7 per cent – £15,321 on a typical home. But one in 30 would pay an extra 20 per cent – nearly £44,000. The research also revealed an increasingly isolated Britain, in which only four out of ten feel able to describe the person living next door as a friend. ...read
BUY-TO-LET: PROPERTY INVESTING ESSENTIALS
Landlords feel the squeeze as more tenants struggle, but rent rises slow to 2.7%
A rise in the number of tenants struggling to pay their rent as household finances become more stretched, has been reported by almost half of letting agents. It comes as more tenants start trying to haggle on rent, with the average up to £705 a month. ...read
ASK AN EXPERT
Money Morals: Should I shop my neighbour for using his hosepipe during the ban?
Money Morals: My nextdoor neighbour is a lonely, miserable old man who is actively defying the hosepipe ban. He's even out there watering in the rain and refuses to interact on a civilised level. How does one deal with such people? ...read
MORTGAGE MYTHS: I've been told I can't get an interest-only loan anymore, is that true?
I hear I’m not able to get an interest only mortgage anymore, is that right? This is Money's mortgage advice gurus answer crucial borrowing questions. ...read
GUIDES & TOOLS TO BEAT THE PROPERTY MARKET
First-time buyers: The essential tools and tips to help you get on the property ladder
High property prices have left first-time buyers struggling, but This is Money can help with the latest news, features and advice. The biggest weapon in a first-time buyer's arsenal is knowledge about the homebuying process and an awareness of what's going on in the property market. So, get essential tips and tools here. ...read
Home Valuation Calculator
This calculator will not only give you a pretty good idea but it also allows you to track its progress over the boom years.
CHEAP LIFE INSURANCE
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PROPERTY: DON'T MISS
- How much would you pay to have nice neighbours? The average premium we would be prepared to shoulder is £15,231 on a typical home
- Rising mortgage rates have undermined Cameron's plans to boost housebuilding Flagship policy to kick-start housing market is already on the rocks
- Millions of homeowners face higher mortgage payments 10 lenders have announced interest rate increases for new mortgage deals
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True Cost Mortgage Calculator
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Mortgage Affordability Calculator
Latest: Mortgages & home
- Couples hit as divorce numbers soar while house prices slump
- House prices in seaside towns jump by up to 183%
- How to get the best home insurance
- Tax-free Feed-in Tariff returns rise to '12.5%' as Tesco wades in and solar panel prices tumble
- Housing market confidence returns as 35% expect property prices to be higher in a years’ time
- Buy-to-let mini boom continues with mortgage lending to investors up 32% in a year
- Best mortgage deals: What next for mortgage rates and should you fix?
- Mortgage giant Halifax raises rates, as borrowers face a leap in costs despite base rate freeze
- How homes with sea views are a steady investment in a turbulent market
- Buy-to-let nightmares: A court ordered me to pay £4,000 to my tenants from hell
- House sellers hold firm on asking prices despite mortgage squeeze and falling number of buyers
- Nationwide: UK property market slide continues with four of last five months showing house price falls
- Rise in home repossessions comes to an end as first quarter figure levels out
- The cost of renting flats surges 7% to all-time high as young are priced out of buying
- How students can fight back against rip-off buy-to-let landlords (and help the good ones)
- Property market surge 'runs out of steam' as end of stamp duty holiday weakens house sales
- How having nice neighbours can boost your house price by £15,000
- Housebuilding boss warns soaring loan rates are threatening first-time buyer scheme
- Fix your loan: Millions are set for rate shocks but mortgage switchers have an escape plan
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