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Mortgage giant Halifax raises rates, as borrowers face a leap in costs despite base rate freeze

'Profiteering': Britain's biggest mortgage lender, Halifax, has increased it rates despite the Bank of England keeping the base rate at a record low

How to get the best home insurance

Play it safe: Home insurance helps protect your property and contents in case disaster strikes

We explain how to get a better and cheaper home insurance deal but still make sure you have the cover you need.

Buy-to-let nightmares: A court ordered me to pay £4,000 to my tenants from hell

Male estate agent handing house keys

There’s a new rush into buy-to-let as savers flee low-rate accounts in search of higher income from property - but beware the range of rules for landlords and the costly implication of mistakes.

How students can fight back against rip-off buy-to-let landlords (and help the good ones)

Student digs: The website lets people slate or praise their accommodation

Undemanding university tenants have proved rich pickings for investors, but students (and their long-suffering parents) still moan they face a lottery. A new site aims to change that.

What next for house prices?

Houses and bar charts

The property market freeze saw home buyers hit the lowest level in 27 years in 2011. We analyse the latest house prices and property figures.

What next for mortgage rates?

Houses and calculator

More than 1.2m homeowners have been hit with a mortgage payment shock by Halifax and RBS, but is now the time to get a new mortgage and should you take a fixed or tracker deal? Read our latest analysis

Buy-to-let mini boom continues with mortgage lending up 32% in a year

Buy-to-let boom: Lending to investors has risen 32% in a just a year

The cost of renting flats surges 7% to all-time high as young are priced out of buying

Financial pinch: Rents have been rising fast for flats

The cost of renting for flats has reached an all-time high, according to an index by Findaproperty.com. It said letting costs had risen overall in the first quarter of 2012 - the first rise since last summer.

House sellers hold firm on asking prices despite mortgage squeeze and falling number of buyers

Terraced housing

Home sellers say they are less likely to lower asking prices than they were three months ago, despite the headwinds hitting the property market.

Why mortgage rates are being hiked: don't expect any favours from the banks that crashed our economy

Simon Lambert

The big mortgage squeeze starts in earnest today and borrowers should expect no more help from our banking industry, despite it having brought the economy to its knees, says Simon Lambert.

Fix your loan: Millions are set for rate shocks but mortgage switchers have an escape plan

Uneasy: Carl Pritchard and Tiffany Clayton don't like the uncertainty of being on Halifax's SVR and are looking to fix again

Those prepared to switch should save money or could take a fixed rate at a similar price. It is something that Halifax borrowers Tiffany Clayton, 23, and her boyfriend Carl Pritchard, 24, are preparing to do.

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Co-op pulls the plug on interest-only mortgages and warns borrowers can't just rely on house prices rising

Mortgage gamble: Homeowners cannot just rely on house price rising to clear their debt, the Co-op has warned

The Co-operative Bank will no longer offer interest-only mortgages to homebuyers, or even those already on the cheaper payment deals who want to remortgage.

A million mortgage holders face paying hundreds more a year as SVR increases kick in

The big squeeze: Halifax is hitting 850,000 borrowers with higher mortgage payments

More than one million mortgage holders will eventually pay hundreds of pounds per year extra from today, as lenders hike their rates.

How having nice neighbours can boost your house price by £15,000

Worth their weight in gold: Some of us would gladly pay more for quiet and trustworthy neighbours (file photo)

Halifax: House prices back to 2004 levels, as they drop 2.4% in April and lose £10k in just two years

House prices: Halifax said that property values fell 2.4% last month

The fall leaves the average house price at £159,883 - the same level as in August 2004. The average home is down £40,000 on the 2007 peak, but Halifax said the market has steadied in recent months.

Hometrack: House prices increase for second month in a row thanks to London and the South

Rise: House prices were 0.1 per cent higher last month but they are likely to flatten out in the coming months as recession worries could impact buyers' confidence

Property analyst Hometrack said England and Wales were the only areas where house prices went up by an average 0.1 per cent, while in the North the Midlands and Wales prices fell or were static.

Rightmove: Property asking prices hit all-time high but soaring London masks misery elsewhere

Asking a lot: Buyers in London are asking for record amounts for their home, but elsewhere sellers are struggling.

The average is being skewed by London. Since the last peak in 2008, London prices are 14.9 per cent higher, compared with a 4.3 per cent fall in that time for the rest of the country excluding the capital.

RICS: Property market surge 'runs out of steam' as end of stamp duty holiday weakens house sales

Stamp duty stampede: Many first-time buyers rushed through purchases to avoid the 1% tax

According to data from RICS, 6% of surveyors across Britain reported decreases in sales last month - the first time transaction levels have entered negative figures since last September.

Nationwide: UK property market slide continues with four of last five months showing house price falls

Signs of weakness: The Nationwide warned the UK property market will remain moribund this year

Nationwide warned that house prices, which on average were also 0.9 per cent down on April last year, were set to stagnate or fall throughout 2012 as households' confidence lagged behind any possible economic recovery.

Land Registry: House prices fall 0.6% in March and even London is on the slide

 Victorian terrace house

Average house prices fell 0.6 per cent in March to £160,372, with properties in London and southern regions all falling but a surprising spike appearing in the North East.

Landlords feel the squeeze as more tenants struggle, but rent rises slow to 2.7%

Rental woes: Tenants are struggling to find the rent as finances are squeezed

Government to consider landlords and tenants charter in bid to simplify private rented housing sector

Requirements: The document could include legal fire safety standards and rules governing anti-social behaviour

The document, intended for both landlords and tenants, could include legal fire safety standards and rules governing anti-social behaviour, MPs were told.

Buy-to-let mini-boom tipped to continue, with new investors snapping up a quarter of properties

Mini-boom: Buy-to-let mortgages were up 20 per cent last year, while homebuyer loans fell to their lowest level for 27 years.

Buy-to-let is forecast to continue its mini-boom, despite the dark clouds hanging over the property market, say mortgage brokers.

Ten tips for buy-to-let: the essential advice for property investors

Hand holding model house to let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Read This is Money's top ten buy-to-let tips

Foot on the property ladder for £1,000?: Is a firm bringing together property investment and crowdfunding any good?

House Crowd: It claims anyone can invest in property with just a small amount of capital, using an ¿effortless, unique business model.¿

House Crowd, a new business that launched this week claims that anyone can invest in property with just a small amount of capital. But is the scheme really as good as it sounds? Emma Lunn investigates.

Money Morals: Should I shop my neighbour for using his hosepipe during the ban?

Victor Meldrew

Do I need a French will if I own a home there, or is my English one enough?

Will: Expats in France are allowed to chose which country's law should apply to their estate

I am writing my will and have two French properties, should I have a separate will dealing with these assets in France or will my English will cover my estate in total?

HOUSEHOLD BILLS: Should I install a water meter to save money on the bills?

Up: Ofwat has predicted the typical water bill will rise to £376 for the year

I live by myself in a two-bedroom house. Will I save money over next year if I get a water meter installed?

Should I keep my money in a savings account or pay a lump sum off my mortgage?

Mortgage vs savings: Should I leave my £10k in a savings account or pay a lump sum off my mortgage?

I have around £10,000 in savings and £100k left to pay on the mortgage. I would like to know whether I should keep my savings or use some or all of them to pay a lump sum off my mortgage?

ASK TONY: Why won't student accommodation services allow girls to rent my university room?

One reader was told they had to pay rent for their student accommodation until a new tenant was found, but that the tenant had to be a boy

I am trying to rent out my room at university as I no longer need it. A girl approached to rent it but was refused by student accommodation services because it would result in a 'gender imbalance' in the block.

Why has Halifax paid me a windfall? I paid off the mortgage in 2010!

Rate blunder: Halifax paid out a windfall

I took out a mortgage with them 25 years ago and paid it off in 2010. But they've just given me a goodwill payment. Why?

HOME IMPROVEMENTS: Should we replace our gas boiler with ducted air heating?

All change: We're big fans of ducted heating - should we replace our boiler with this system?

Ducted air systems operate using a simple method of drawing cold air over a flame to heat the air.

MORTGAGE MYTHS: I've been told I can't get an interest-only loan anymore, is that true?

Tighter criteria: The majority of mortgages will be taken on a repayment basis in the future

MORTGAGE MYTHS: Do I need to tell my mortgage lender I've been made redundant?

Struggling to keep up with payments? Then you should tell your lender

I have lost my job and obviously hope to find a new one soon. Do I need to tell my mortgage lender I've been made redundant? Our expert explains.

ASK TONY: My brother wants to sell our deceased mother's house - should I buy him out?

To let: House

When my mother died, my brother and I let her house. He now wishes to put it on the market, but I’d prefer to keep it because we have a good tenant. What should I do?

Is it a good idea to remortgage our home to fund a buy-to-let property?

House dilemma: Should I remortgage my home to fund buy-to-let property

Is it a good idea to remortgage our primary residence in order to purchase a buy-to-let property and what are the rules surrounding this?

Will solar panels be a problem when selling up my house?

Solar panels: They could create problems when selling up

I have leased my roof for 25 years to a company that fits solar panels. I get free electricity in return. Should I be worried that a future buyer might struggle to get a mortgage on the house because of the lease?

I've got a deposit and a decent salary, so why can't I get a mortgage?

Puzzler: Why can't I get a mortgage even with a decent deposit and salary?

I'm a first-time buyer and found what I thought was my perfect mortgage, but even though I have a deposit and good salary, I've been refused.

Should we sell our home or rent it out and wait for house prices to rise?

Property gamble: sell now or wait for price to rise?

We have two properties. We are living in one and will move to the other shortly. Should we sell our current home or rent it out and hope that house prices rise?

First-time buyers: The essential tools and tips to help you get on the property ladder

Property ladder: Big deposits means many first-time buyers are struggling to buy a house - we guide you through all you need to know

How to pay off your mortgage early

House made of money

Paying off your mortgage early is one of the best investments you can make, slashing thousands off what is likely to be your biggest debt. See our guide

Mortgage affordability calculator: How much you can borrow?

Sold Sign

Find out how much you can afford to borrow with This is Money's mortgage affordability calculator, and see the difference between capital repayment and interest-only deals

How to get the cheapest life insurance: tricks of the trade

Woman using calculator

Choosing the right way to buy life insurance can save you thousands of pounds. We explain the trick to getting the best deal

How to avoid mortgage arrears

Act now: If you feel yourself slipping into the red, do something before you have to sell your home

Read our steps for avoiding mortgage arrears if you feel you are about to fall into the red

Home Valuation Calculator

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Rise in home repossessions comes to an end as first quarter figure levels out

house

The number of homes being repossessed has stopped rising so far this year, according to the Council of Mortgage Lenders

Nationwide: UK property market slide continues with four of last five months showing house price falls

Signs of weakness: The Nationwide warned the UK property market will remain moribund this year

Nationwide warned that house prices, which on average were also 0.9 per cent down on April last year, were set to stagnate or fall throughout 2012 as households' confidence lagged behind any possible economic recovery.