Currency cards

FREE* currency card

Competitive exchange rates, zero exchange rate fees and more

GO

*Usual fee £9.95

Loans

Loans

Our tool scans the market for the cheapest rates on personal loans

Find the best deal for you GO

Credit cards

Best credit cards

Compare today's best buys and other outstanding offers

Savings accounts

Best savings accounts

See today's top rates on ISAs, instant access, fixed-rate bonds and more

GO

Credit check

What does your credit rating reveal?

Get a FREE trial credit check today to see what the financial services industry can see about you

GO

Mortgages

Mortgages

See today's latest mortgage rates and get a free consultation with an adviser

GO

Broadband

Cheapest broadband

Search for the best providers in your area

Energy bills

Energy bills

You could save £££s on your energy bills. Find out in seconds

Rogue payday lenders and unscrupulous credit firms face instant shutdown as OFT is handed tougher powers

Licence revoked: earlier this year the OFT stripped payday lender Yes Loans of its credit licence

New Fluid credit card lets you balance transfer 0% interest money into your bank account. But are 'money transfer' cards a good idea?

Money transfer: the new credit card that allows users to to transfer money to their current account, but it is any good?

Cards which offer customers the option of transferring money to their current account are a relatively new phenomenon. But are they any good?

Capital One entices customers with £10 annual bonus on credit-building cashback card, but what's the catch?

Cashback: the Capital One card promises an annual bonus and cashback on spending, but does it deliver?

Capital One has introduced a £10 annual bonus to their Classic Extra credit card, which is aimed at customers trying to rebuild their credit rating. We take a look.

Asda launches new 1% 'unlimited' cashback credit card, but can it beat supermarket rivals?

Battle of the supermarket banks: Asda launches a new credit card today to keep up with supermarket rivals Sainsbury's and Tesco

Asda has launched a new credit card, which offers cashback instead of loyalty points like those of its supermarket rivals. We look at how it measures up.

'Peer-to-peer' lending means savers and borrowers get far better rates together

Daniela Sheppard, with her dog Oscar, has invested £20 each in 292 companies

Disillusionment with the High Street banks has forced investors and borrowers to turn to more unconventional means to get either a decent rate of interest on their money or an attractive loan rate.

Borrowers left more than £1,000 out of pocket after taking out costly loans sold alongside their current accounts

A man holding an empty wallet

Customers are being duped into taking out costly personal loans which their bank claim are 'exclusive' to current account customers, but are often more expensive than widely available loans.

Payday lender agreed to help me and then took all my money leaving me unable afford my rent, bills and food

Swiped: Payday lender QuickQuid refused to talk to This is Money about taking the cash from a reader's account.

A desperate borrower had her account emptied, leaving her unable to afford rent, bills and food, by a payday lender she had agreed a repayment plan with.

A third of borrowers don’t know how much they owe on credit cards, as many leave finances on a 'knife edge'

Oblivious: over a third have no idea what their outstanding credit card balance is

And in a week in which many have been left stranded by the RBS-NatWest banking failure, it also claims more than half are left with little for emergencies.

'I repaid £90,000 on a £250 car loan' - borrower lost his home and attempted suicide as debts racked up

Biting back: 'Mike' was beaten by the loan shark in front of his children

The victim of a loan shark has revealed how he was forced to repay £90,000 on a £250 car loan - and was even forced to hand over a redundancy payoff of £8,000.

Cashback vs rewards: Which credit card really pays the most on £1,000 of spending?

Reward or cashback? We explain how much you get back for your spending

Watch out for hidden charges on prepaid cards

Convenient: Plastic is a common method of payment when you are on holiday

Some prepaid cards have hidden fees which, if you are not careful, could catch you out and result in the cost being higher than you were anticipating.

Battle for best borrowers brings cheapest personal loans in six years, as now Sainsbury's cuts to 5.8%

Battle of the banks: Personal loan providers fight to top the best buy tables, and Sainsbury's is leading the way

The battle for the best borrowers is heating up as a spate of personal loan providers cut their rates in a race to the top of the best-buy tables.

The paying in pounds trap: Britons abroad will waste £125m in debit and credit card charges this summer

Britons abroad will waste £160 million in credit card charges this summer

Four in ten holidaymakers will fall victim to the trap of being invited to pay in pounds, while many more will get hit with charges for spending and cash machines.

Credit card firms pay out £50,000 in compensation for ONE woman's claim on mis-sold PPI

Big claim: A woman has won back £50,000 in mis-sold PPI premiums from credit card firms including MBNA

'Mary' featured on the BBC’s Moneybox programme this weekend and told how she successfully claimed back £50,000 from several credit card companies.

How to get out of debt

Couple worried about finances

Essential borrowing advice: How to choose the best personal loan

coins and banknotes

If you are thinking of taking out a loan, read our guide to the key factors you must consider. From finding the best loan to common pitfalls you need to avoid.

How to get the best credit card

Credit cards

Thinking about how to get the best credit card? If you are thinking of getting a credit card, you may find the huge variety of deals available overwhelming. We explain how to pick the best card for you.

Millions of Britons are forced to borrow to buy groceries and household essentials

Hard hit: One in five British people have been forced to borrow money just to buy groceries and household essentials

New credit-building cards promise cashback and lower interest rates, but how do they measure up?

Credit-building rewards: reap the benefits from responsible borrowing, even if your record is less than perfect

Aqua has launched two new credit cards aimed at those trying to repair a damaged credit rating which offer rewards for responsible borrowing.

Claims to financial lifeboat jump 145% as Welcome Finance PPI victims flood scheme

To the rescue: The FSCS saw claim numbers jump last year - bu the average claim was far lower.

The Financial Services Compensation Scheme (FSCS) paid an average of £4,035 to people left out of pocket by the collapse of financial firms in 2011/12, its latest annual report and accounts shows.

Rise of the recurring payment menace: How to avoid trap of continuous payments

Balance: Consumer Focus has found that bank and building society staff are confused about CPA's and give inaccurate advice to customers.

Increasing numbers of bank account-holders are complaining about mystery payments on their statements for services they thought they were no longer paying for.

PPI claims explosion: 60% rise in claims - including 6,000 from people who never held a policy

PPI complaints: There has been a surge in the number of mis-sold PPI gripes according to the latest figures from the FOS

According to the Financial Ombudsman Service, it received 264,375 new disputes – a 28% increase on the previous year. Of these, 60 per cent related to mis-sold PPI

GET MORE FROM THIS IS MONEY

GO Sign up for our newsletter, newsflashes and latest deals

Loan Repayment Calculator

Monthly payment
Results

Credit Card Reality Check Calculator

Your plastic debt

This calculator will show you just how long it's going to take you to clear your credit card balance if you don't wake up, face reality, stop paying the bare minimum and start clearing this punitive form of debt.

Result
Clear your debt quickly

Now see how much you need to pay a month to clear your balance in the shortest possible time.

Result