What is Wage Garnishment?

Wage garnishment is a means of collecting tax debt owed to IRS, so it is a form of asset seizure. By federal law, the IRS has a right to collect your tax debt by targeting and seizing your assets - one of your targetable assets may be your paycheck (wages, salary, etc). However, the IRS can't garnish your wages until they have:

  • Assessed your tax liability
  • Sent you a bill that explains how much you owe (Notice and Demand for Payment)
  • Determined that you neglected or refused to fully pay your debt on time.
  • Sent a Final Notice of Intent to Levy at 30 days before garnishing your wages
  • If you are at risk of the IRS subjecting you to wage garnishment, you should act immediately.

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    How Wage Garnishment Affects You

    In addition to taking money from your very important paycheck, a wage garnishment can also adversely affect your credit, reputation, and loan or bank applications. The consequences of a wage garnishment are serious and shouldn't be ignored.

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    How to Avoid Wage Garnishment

    The best way to avoid wage garnishment is to file your taxes and pay your tax debt in full, on time. We understand that this is not easy, and you should know that thousands of Americans find themselves with wage garnishment problems too.

    A tax resolution pro can provide alternatives to having your wages garnished. There are protections in the law that can prohibit the IRS from seizing your wages, but the tax code is complicated and restrictions apply.

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    How to Get Rid of Wage Garnishment

    Paying your tax debt in full is the best way to eliminate a wage garnishment. There may be other alternatives, however, depending on your specific tax case. A tax pro is required to know the tax code in full and all of the laws that protect you as a citizen, therefore a tax pro will be able to help you determine which (if any) alternatives might be available to you.

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    How do I Know if I Should Contact a Tax Professional?

    USTR believes that contacting a tax resolution professional is common sense. When you have a medical problem, you contact a doctor. When you have a car problem, you contact a mechanic. When you have a tax problem, you should contact a tax professional. Many tax professionals provide a FREE consultation and USTR can connect you with some of the best tax professionals in the country. Click Here to Find a Pro