Finance calculator

Complete our Car Finance Calculator - find out your repayment terms
At motion finance we can lend you anything from £1500 to £50,000! Please enter the amount you wish to borrow and the term you would like the loan over into the boxes below and our calculator will show you the repayments immediately. It's important that you rate your credit to the best of your knowledge; this will give a more accurate idea what your repayment is likely to be. The repayments and representative APR shown are an approximate guideline which we endeavour to provide you. All applications are considered on their individual merits and there are several factors that can prevent us obtaining an exact match to the quotation you receive from our finance repayment calculator.
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Amount You Wish To Borrow

Please enter the amount you would like to borrow

Repayment Term

Select the number of months you would like your loan over.

Amount Of Deposit

Providing a deposit will reduce your monthly repayments, please enter the deposit you would like to put down.
*REMEMBER you do not have to provide a deposit if you don't want to!

Credit Rating

Please select the credit rating which best suits your personal circumstances.
To help you rate your credit please read our guide below
'How we rate your credit'.

YOUR PERSONAL FINANCE EXAMPLE

MONTHLY REPAYMENT

Total amount payable:
£11,997.60
APR
7.99%
199.96
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Please be aware that your sample finance repayment scheme figures, above, should be regarded as an overall and approximate guide. There are many variable factors involved in car finance, so we can't absolutely guarantee a loan at the quoted rates shown by our Car Finance Calculator. However, you can be sure that we'll always seek the very best finance that takes into account your individual needs and personal circumstances.

How we rate your credit

To help you categorise you're crediting rating when using our finance calculator please use our guidelines below.

  • Excellent – We would classify your credit rating as excellent if you have a long standing address history traceable through many years of electoral roll registration, a firm long standing employment history i.e. many years with the same employer, several existing credit agreements all 'A' paid showing similar commitments to the one which you are applying for and no recent credit searches.
  • Good –We would classify your credit rating as good if you have a solid traceable address history via electoral roll registration, some credit history all paid on time but not necessarily of similar size or commitment to your new application, a good employment history with no gaps in employment and only a few recent searches.
  • Poor – We would classify your credit rating as poor if you have a frequently changing address history with only partial trace via electoral roll registration, active credit accounts with previous missed payments, current arrears and small defaults, Changeable employment history with possible gaps in employment and lots of recent credit searches.
  • Bad – We would classify your credit rating as bad if you have had lots of recent addresses with little or no trace via the electoral roll registration, adverse credit information including CCJ's, Defaults and serious arrears, erratic employment history with breaks in employment and lots of recent credit searches.
Please be aware that your sample finance repayment scheme figures, above, should be regarded as an overall and approximate guide. There are many variable factors involved in car finance, so we can't absolutely guarantee a loan at the quoted rates shown by our Car Finance Calculator. However, you can be sure that we'll always seek the very best finance that takes into account your individual needs and personal circumstances.
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