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Biggest rise in house hunters for three years but property prices continue to fall

Sliding: House prices have been falling for two years but activity is picking up say surveyors.

France and Spain still most popular destinations to buy a property abroad, despite eurozone turmoil

French fancy: Properties across the Channel remain popular. Pictured, Moselle, in the East of France

Property tax hikes in France however have resulted in a dip in interest in buying across the Channel. According to a survey, 23% of would-be overseas buyers would choose France - down from 35% in March.

'I beat bullying managing agents on excessive charges': Retirement home owners fight for fairness as prices fall

Justice: Mary Smith won a battle over charges at Strand Court

Mary Smith, 65, was among the residents of Strand Court, a complex of 49 retirement flats in Rye, East Sussex, who won a notable legal victory in May against one of Britain's biggest managing agents, Peverel. Britain's 2.5 million leasehold homeowners should be given new safeguards by the Government, according to MPs, property experts, charities and homeowner representatives.

Mortgage deal of the week: Market Harborough's low-fee three-year fix at 3.25% for remortgages

Deal of the week: Our mortgage experts pick a stand-out homeloan for borrowers.

This is Money's mortgage broker partner London and Country helps guide borrowers through the mortgage maze with its deal of the week.

Home repossessions hit lowest level since 2007 - 40% below the property slump peak

Slowly sliding: Repossessions have fallen to a five-year indicating that homeowners are managing to keep on top of their finances better

A total of 8,200 properties were taken into possession between July and September - substantially below the 13,200 recent peak in 2009.

Property market gets a mortgage boost but struggles for direction: What next for house prices?

Houses and bar charts

Better mortgage deals are bumping up against house prices that are still on the slide. We analyse the latest reports and predictions.

Home loan costs slashed back to record low levels. What next for mortgage rates and should you fix?

Houses and calculator

Tesco Bank has staged a serious mortgage attack with a record low 1.99% two-year fixed rate. So is now the time to fix your mortgage? Read our latest analysis.

House prices continue two-year slump to slide back towards 2009 lows, reports Halifax

On the slide: House prices have been falling for two years and are heading back towards the 2009 lows.

Half of first-time buyers considering affordable housing schemes in struggle to get on the property ladder

Counting the costs: Thousands of first-time buyers are turning to affordable housing schemes to make the cost of buying more manageable

One in six say they would not have considered using such a scheme in the past, but the tough economic climate has forced them to reconsider, the study from Lloyds TSB found.

DAN ATKINSON: If this is the next 'Great Depression', why have house prices not fallen further?

House prices aren't falling as far as people expect.

The oft-repeated claim that this is the worst recession since the Thirties is not reflected in today's property prices, but stagnant or falling earnings have led to houses becoming more unaffordable.

'You would never think that our house could ever flood' - and how flood victims are trapped in homes they can't insure

Victims: Clive and Marilyn Raby visit their four-bedroom home which is being restored after flash flooding hit Swillington

Clive and Marilyn Raby were caught in a flood nightmare when drains backed up and a local water treatment plant overflowed after a downpour. They returned home to find a horrible mix of floodwater and raw sewage sloshing through the house.

SIMON LAMBERT: Check people can afford their mortgages? That's hardly rocket science

Simon Lambert: The mortgage crackdown really is just common sense.

That our banks and building societies even need a three-year long review to tell them to check people can pay back their mortgages says everything you need to know about the boom years.

JAMES CONEY: A generation in peril...older homeowners who spent their life renting from the bank

James Coney

Up and down the country, homeowners in their 50s, 60s and 70s are falling behind on their mortgage repayments and struggling to make ends meet.

'Under-used' holiday homes should be seized back from owners to ease local housing shortages, union boss declares

No holidays: The union wants homes that are only temporarily occupied in popular tourist spots in places such as Cornwall (below) to be bought back by councils or taxed more heavily

More than 170,000 people own a holiday home in the UK, with the highest numbers in the South West and Wales - and the GMB said that if these are almost permanently empty there is no monetary benefit to the local area. Paul Kenny, general secretary of the GMB, said: 'In many areas urgent action is needed to ascertain if properties used as holiday homes are actually in use at all.'

We're financial prisoners because we can’t sell our retirement home': The 'dream' homes that have tumbled much further than house prices

Muriel and Mack McNally's flat has plunged in price

Retirement homes built by Britain’s biggest specialist developer have plunged in value relative to ordinary homes. The McNallys (pictured) have been trying to sell for five years.

Are those crowded carriages and early starts really worth it? Not for everyone… how the costs and benefits of commuting stack up across the UK

A long way from home: Commuters often have to travel up to an hour to reach the office

Rail commuters living around an hour out of London would have to travel in to the capital for 81 years for the total rail costs to wipe out the difference in house prices.

Bank of Mum and Dad means business: Half who help children buy a house expect the money to be repaid - with interest

House help: A large percentage of first-time buyers turn to parents for financial help - but many are expected to pay the money back, with interest

Of those parents who do expect the money back, a whopping 73 per cent want it back with interest, a report from bank HSBC has found.

I'm wasting money paying rent and want to buy a home, what's the most I can borrow on my £14k salary?

Property ladder: How much a hopeful first-time buyer can borrow depends on their other outgoings.

Interest-only mortgages survive despite millions who can't repay - but can new rules save mortgage prisoners?

Mortgage prisoners: The FSA's new rules will force tighter affordability lending criteria but this can be waived to help trapped existing borrowers like Dee Wadham, who has nine years to find £68,000 for her interest only mortgage.

Tougher new rules to stop reckless lending have finally been revealed by the financial watchdog, along with a bid to stop boom-era borrowers ending up as ‘mortgage prisoners’, like Dee Wadham, pictured, who has nine years to find £68,000 for her interest-only mortgage

Co-op eases squeeze on first-time buyers by slashing no-fee 10% deposit mortgage rate to 3.99%

End in sight?: First-time buyers have been unable to access the best rates.

Co-operative Bank has launched a two-year fixed rate mortgage for borrowers with a 10 per cent deposit that charges under 4 per cent interest

Should you consider an offset mortgage to get around paltry interest rates?

Beat the bank: Offsetting your mortgage with your savings could save you more in the long-run.

Homeowners could save more by paying less interest when they offset their mortgage, rather than keeping their cash in lower-interest savings accounts.

'We've paid our mortgage for 30 years but we're still £40k short': The mortgage trap that means older owners face losing their homes

Awful dilemma: Pam and Tony Hughes had to decided whether to move out of the house where they had spent three decades or take on more costly debt that would devour their children's inheritance

Tony and Pam Hughes never dreamed they would fail to pay off their mortgage. Like millions of homeowners in their 50s to 70s, they have found themselves trapped.

Potential first-time buyers face wait of more than eight years to save their £26k deposit

Saving for a deposit: Some 56 per cent of the surveyed thought that this was the biggest challenge they faced when wanting to buy a property

Yorkshire BS said that it could take would-be first-time buyers eight years and a half to put aside the 20 per cent deposit needed.

Nearly a fifth of homeowners who bought their property in the last five years are in negative equity

Property shock: A fifth of people believe their property is now worth less than they paid for it

House prices fall for eighth month in a row, says Nationwide, and market will remain 'challenging' until wages grow

Stuttering: House prices may have risen slightly in October on a monthly basis - but annually, they remain lower

Property values dropped 0.9% year-on-year in October, with incomes rising by less than inflation hampering the market.

House sales have increased where prices fell most, with 2.2% more properties sold in first half of 2012

Market activity: Overall there was a 2.2 per cent increase in sales - to 282,086 in total in England and Wales - in the period

Prices in the 10 biggest property sales hotspots fell by 7 per cent over the past four years, Lloyds TSB said.

Hartlepool the surprise property hotspot, as house prices jump 5.7% to outstrip even London

Top spot: Hartlepool's claims to fame include electing H'Angus, the monkey mascot of the town's football team, as its mayor.

Hartlepool has defied the North South divide, the Land Registry reported, as it showed prices in the town up 5.7% compared to a national average of 1.1%.

House prices up 1.8% on a year ago but rise is thanks to London and the South East, official ONS figures report

On the up: House prices in London are still racing far ahead of the national average, the ONS says.

House prices climbed 1.8 per cent over the past year, according to official figures, buoyed by London properties racing ahead more than three times faster than the average.

'A home of our own seems a pipe dream now' - Tenants suffer as landlords push rents to new high

Playing catch-up: Paula Woodward and her partner have not been able to afford a deposit despite steadily rising salaries.

Typical monthly rents increased by 2.9 per cent year-on-year to reach £734, surpassing a previous peak of £725 recorded in July, according to lettings network LSL Property Services. A fresh wave of graduates starting new jobs ramped up demand further as rents rocketed to record highs in five regions across England and Wales

Ten tips for buy-to-let: the essential advice for property investors

Hand holding model house to let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Read This is Money's top ten buy-to-let tips

'I lost seven properties': Cut-price repossession sales 'are cheating the taxpayer'

Landlord Keith Young, pictured with wife Gill, had seven properties repossessed

A battle between Keith Young (pictured with his wife Gill) and his lender has provided evidence that lenders sell repossessed properties at less than their market value, making the position of the borrower much worse.

Student buy-to-let: 'I'm getting 6-7% return on the upmarket flats I rent out - but I hope I don't have to sell soon!'

Armchair: Geoff Roland does not have to manage his investment

Landlords such as Geoff Roland, who bought into Aspect Three, are making big returns from a boom in university accommodation with upmarket features.

'I paid £21k for a wood and love to relax there after work': Why interest in woodland ownership has never been higher

Who woodn't: John Webb enjoys a glass of wine in his woodland

Small areas of woodland are suddenly soaring in value as people like John Webb (pictured) buy them to relax in nature and give their children space to play outdoors. The nation’s woodlands are heavily protected, so owners can’t erect buildings or permanent structures. But you are allowed to sleep on your land.

ASK TONY: My neighbour's dodgy guttering is harming my home but he won't fix it and my insurer won't pay out

Ask Tony cartoon: My neighbour's poor guttering is hurting my home

My neighbour’s downpipe leaks water and is damaging my property. My insurance company, Axa, says I cannot get any money until I have asked him in a letter to repair it. But my neighbour is refusing to help. I am getting quite worried about the situation as winter approaches. Water is coming down the inside of my back door and it is getting difficult to shut.

What's the cheapest electric alternative to gas central heating for my buy-to-let property?

Burning question: What is the most cost effective way of electrically heating my buy to let property?

My buy-to-let property doesn't have cental heating. The cost of installing and maintaining a gas boiler is high - so what's the most economical electric alternative?

Do I need to tell the UK taxman about properties abroad?

Ask the Experts cartoon

I have a property in Spain and two in Bulgaria. They are not rented out. What, if anything, do I have to declare to the British taxman about these properties?

What are the tax implications of lending our daughter money to buy the house my mother left me?

What are the tax implications of lending our daughter money to buy the house my mother left me?

My daughter works but is never likely to be able to get a mortgage, so we were thinking of lending her money to buy a house that my mother left me two years ago. What are the tax implications?

How to navigate the care fees maze: your long-term care questions answered

Navigating the care fees maze: This is Money's experts answer your questions about elderly care and its financial implications.

This is Money gets many questions about long term care from concerned readers. We've put a selection of your questions to the experts.

First-time buyers: The essential tools and tips to help you get on the property ladder

Property ladder: This is Money's tips can help you buy your first home

How to pay off your mortgage early

House made of money

Paying off your mortgage early is one of the best investments you can make, slashing thousands off what is likely to be your biggest debt. See our guide

Mortgage affordability calculator: How much you can borrow - and the cost of interest-only vs repayment

Sold Sign

Find out how much you can afford to borrow with This is Money's mortgage affordability calculator, and see the difference between capital repayment and interest-only deals

How to get the cheapest life insurance: tricks of the trade

Woman using calculator

Choosing the right way to buy life insurance can save you thousands of pounds. We explain the trick to getting the best deal

How to avoid mortgage arrears

Act now: If you feel yourself slipping into the red, do something before you have to sell your home

Read our steps for avoiding mortgage arrears if you feel you are about to fall into the red

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'Under-used' holiday homes should be seized back from owners by councils to ease local housing shortages, union boss declares

No holidays: The union wants homes that are only temporarily occupied in popular tourist spots in places such as Cornwall (below) to be bought back by councils or taxed more heavily

More than 170,000 people own a holiday home in the UK, with the highest numbers in the South West and Wales - and the GMB said that if these are almost permanently empty there is no monetary benefit to the local area.

Insurance

Cheapest insurance

Compare thousands of policies

Credit cards

Best credit cards

Compare today's best buys and other outstanding offers

Energy bills

Cut your fuel bills

Compare the cheapest gas and electricity tariffs in your area

Loans

Cheapest loans

Our tool scans the market for the cheapest rates on personal loans

Find the best deal for you GO

Mortgages

Best mortgages

See today's latest mortgage rates and get a free consultation with an adviser

GO

Share dealing

Share dealing

Buy or sell shares for £12.50, including investment trusts, ETFs, FREE advice and low-cost dividend reinvestment

Find out more GO

Current accounts

Current accounts

Compare today's best offers and rates on 300 accounts

GO

Savings accounts

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See today's top rates on ISAs, instant access, fixed-rate bonds and more

GO