'I've been forced back to work to make ends meet': Opposition grows to the rule that wrecks retirement

Hard graft: John Allen, 71, earns the minimum wage as a gardener

Leading Tory MP David Davis is backing Financial Mail’s campaign against Government rules that have slashed the income of tens of thousands of pensioners, like John Allen (pictured), who saved diligently for retirement. The cuts, often more than half and applied without warning or appeal, have forced some couples to consider selling their homes while others have had to take out expensive equity release plans to replace the money they have lost.

George Osborne on track as borrowing is slashed by £7bn

George Osborne

Critical figures for the public finances should provide a brighter than expected backdrop to George Osborne’s Autumn Statement.

Centrica to abandon nuclear plants in Britain as energy giant switches investment to US market

Giant turbine hall in a power station

The owner of British Gas will formally take the decision by January at the latest to end its partnership with French energy giant EDF to build a new Hinkley Point power station in Somerset.

Row looms over who will pay for two-year extension to Greece’s deficit-reduction programme

Greek flag

Between 20 and 40bin euros (£16bn to £32bn) will be needed to fund Greece after the target date for its cuts programme was put back to 2016. But it is unclear where the money will come from.

Worsening plight of the accidental landlords stuck with TWO loans

Milli Richards lets the flat she lived in before moving in with her boyfriend Martin Clack but she does not expect to make a profit

There could be as many as half a million such homeowners, it is estimated, like Milli Richards (pictured), who let their properties because they cannot or do not want to sell them.

BP considers £3.7billion plan to buy its own stock

Buy-back: BP is considering a £3.7billion plan to revive its flagging share price

BP is weighing up whether to commit about £3.7billion to buy up its own stock using funds from the forthcoming sale of its stake in its Russian joint venture to Rosneft.

What Amazon didn’t tell MPs on the Public Accounts Committee

What Amazon didn't tell MPs

Insurers demand radical changes to driving test as rural death toll revealed

Danger zone: Rural roads are a higher risk to young drivers

Young drivers are most at risk of death or serious injury on rural roads, according to a new analysis from the Association of British Insurers.

LISA BUCKINGHAM: Lights might soon go out across Britain

Lisa Buckingham

We are becoming ever more dependent on energy supplies from abroad and the date when the lights will go out is, alarmingly, no longer distant.

JEFF PRESTRIDGE: Chancellor Osborne, scrap these two vote losers

Jeff Prestridge

George Osborne has much soul-searching to do in the run-up to his Autumn Statement. Hopefully, he will execute U-turns on the new tax on children and the pension income drawdown shambles.

Insurance

Cheapest insurance

Compare thousands of policies

Credit cards

Best credit cards

Compare today's best buys and other outstanding offers

Energy bills

Cut your fuel bills

Compare the cheapest gas and electricity tariffs in your area

Loans

Cheapest loans

Our tool scans the market for the cheapest rates on personal loans

Find the best deal for you GO

Mortgages

Best mortgages

See today's latest mortgage rates and get a free consultation with an adviser

GO

Share dealing

Share dealing

Buy or sell shares for £12.50, including investment trusts, ETFs, FREE advice and low-cost dividend reinvestment

Find out more GO

Current accounts

Current accounts

Compare today's best offers and rates on 300 accounts

GO

Savings accounts

Best savings accounts

See today's top rates on ISAs, instant access, fixed-rate bonds and more

GO

TAKING STOCK: Snail-paced probe into gas market will find next to nothing

A computerised display of the FTSE 100 index

As the hysteria over energy giants allegedly fixing the wholesale gas price dies down (I predict a near-total exoneration of the industry), customers can focus on the size of their energy bills and company profits. Consumer discontent over energy prices is fuelling a rise in the number of them willing to shop around, particularly when energy company profits are rising.

MIDAS: Trust the boss who splashes out £1.6m on his own shares

Joanne Hart

Company directors are forbidden from trading on inside information, but their share sales and purchases can provide investors with some interesting pointers. Midas analyses some of the most significant trades quarterly.

'We love cashback websites': You don't have to behave like Scrooge to cut the ever-rising cost of Christmas

David and Angie Foster compete to see who can get the most back from their spending

TONY HETHERINGTON: Couple's stress 'beyond belief' over timeshare

Millstone: Benalmadena on the Costa del Sol

We believe we have lost our money to a sham deal that started in 2009 when we sent £7,500 to London accountant Sochalls for its client, Club Class International. This was a fee to get rid of a timeshare we have owned at Benalmadena in southern Spain for more than 15 years. In 2010 CCI did pay the annual maintenance fee for our timeshare, but in 2011 we received a demand for that year’s fees of £998 and attempts to contact CCI failed.

Heathrow is near 'saturation point' and urgently needs to expand, says Emirates

Emirates airline

The airline, which carries 1.7 million passengers a year to and from the UK, says that in three years London’s main airport will be full and Emirates will be unable to expand.

Send that tax form to Revenue & Customs now to get refund within weeks

Model collector Steven Leigh uses an online service for his tax

Anyone who submits their annual tax return in the next three weeks and is owed a refund could have the money in their bank account before Christmas.

DAN ATKINSON: Quantitative easing's rewards will punish the Coalition

Dan Atkinson

In terms of Ministers cutting themselves some slack, QE is in a class of its own. Clarity is being lost and with it the impression that the Treasury is capable of holding to a steady line of policy. And voters punish muddled governments.

Banks set for big hit as they ditch commercial property

Empty shops on the High Street

Banks in Britain and the Continent face a multi-billion pound squeeze on their assets as they attempt to shrink their exposure to commercial property.

The Dragons chewed me up, but my organic biscuits are now going in 262 M&S; stores

Diving in: Joe Reade's eco-bakery on Mill impressed Marks & Spencer

A tiny bakery on the Isle of Mull has won a contract to supply Marks & Spencer after being left on the plate by the Dragons’ Den entrepreneurs.

Taxman to announce a hit squad tomorrow targeting landlords in the South East

Taxman target

The taxman will tomorrow announce a hit squad to catch people letting properties in the South East who are not disclosing the income on their tax returns.

Allow some of the High Street to die, says report

High Street

Ian Anderson, senior director at one of the country’s biggest retail property advisers CBRE, said planning rules should be relaxed to help some town centres back on their feet, but warned that others might be better off failing.

Smartphone app that allows access to blocked content when abroad booms in Arab Spring and China

An app can break through China's 'great firewall'

A smartphone app that allows access to blocked content when abroad has had more than three million downloads in the year since its launch last November.

Payday loan companies appear to be in breach of regulations

Websites have sprung up in recent weeks offering payday loans to help pay for Christmas shopping and celebrations

Websites have sprung up in recent weeks offering payday loans to help pay for Christmas shopping and celebrations, including several explicitly aimed at people on benefits.

'I don't mean to sound like a martyr but my biggest achievement now is just to stand up': Martha Lane Fox is back, with a £63bn aim

Martha Lane Fox meets exhaustling commitments, although her injuries from a car crash still affect her mobility

Is France the timebomb at the heart of Europe, as The Economist suggests?

Incendiary: The Economist has published a special report that suggests France could lie at the heart of a new bout of the eurozone crisis.

If it was possible to spark a diplomatic incident between a nation and a newspaper, by posing that question, today's Economist just managed it. A high profile debunking of France's position as one of the few 'safe' eurozone ports in the current storm, also raises the prospect of crisis 'as early as next year'.

Stobart issues bond paying 5.5 per cent to the public

Stobart lorries have their own fan club

Transport and logistics company Stobart Group has joined the rush of firms borrowing direct from the public.

COMET closing down sales start - and 41 stores could close within weeks if no buyer arrives

Comet closures: Some stores are having clearance sales now

Closing down sales began today at 27 of the stores, where up to 500 jobs could be under threat. A further 14 closing down sales will begin early next week.

Homeowners lose out on billions of pounds in loans because banks divert money to handle bogus demands from claims management companies

Paul Lynam, chief executive of Secure Trust Bank

Paul Lynam, chief executive of Secure Bank Trust, said 90% of PPI claims made against his bank’s lending arm, Everyday Loans, were rejected by the Financial Ombudsman Service.

Thriving Dubai is an export oasis as eurozone crisis deepens

Growing fast: Dubai has wealth, young consumers and is a local hub

UK exports to the Middle East and North Africa are set to rise by nine per cent a year from 2013 to 2015, and by seven per cent a year between 2016 and 2020.

Britain’s richest and poorest households are facing the biggest squeeze from inflation

Pound coins

Research published today by the accountancy group PricewaterhouseCoopers shows that the richest ten per cent of households faced an inflation rate of 2.95%, against an increase of 2.7% in the CPI in the year to October.

Will online giant Amazon move in on Britain's wine business?

Uncorked: Amazon is expected to increase its wine sales in the UK

One area where Amazon has so far failed to make an impression is in the potentially lucrative world of wine retailing. Until now.

John Lewis takings up by 7.6% compared to a year ago as it's given a festive sales boost

John Lewis

The retailer increased overall takings by 7.6 per cent on a year ago to £91.7million in the week to Saturday, with the Furby the must-have toy for Christmas.

ASK THE EXPERTS: Stepson took valuable items after dad’s death

Ask the Experts cartoon

My late husband’s will split assets between me and his son and daughter by a previous relationship. His son was the executor. His son came and removed items that then never appeared in the probate. What can I do?

Motorists flock to order the £6k Dacia Sandero. We reveal Britain's five cheapest brand new cars

Head-to-head: Bargain car buyers can have the basic Dacia Sandero or the offbeat Renault Twizy.

The Dacia Sandero which will hit showrooms in the New Year, costs under £6,000. This is Money rounds up the top five bargain new cars - and all of them cost less than £7,500.

Living in a market town can be rather pricey: Average home costs £23,000 more than average

To live in a town such as Beaconsfield, whose colourful market is pictured here, costs an average of £810,700

If you dream about escaping city life for a new home in a picturesque market town with a view of the rolling countryside, you had better start saving.

Tesco backs City man turned brewer Duncan Sambrook

Dream: Duncan Sambrook

A brewery set up four years ago by a former City accountant is to start selling its beers in Tesco.

'The focus is on selling not customer service': Whistleblowers reveal bonus targets Santander staff are pushed to hit

Second whistleblower: He says that excellent customer service is 'no longer paramount'

ADAM UREN: It's all too easy to buy too much at the supermarket. So how much do you spend a week?

Supermarket Sweep: Dale Winton encouraged contestants to shop 'til they dropped, and I find myself doing the same.

A study saying shoppers overspend at the supermarket by up to £30 each visit certainly touched a nerve with our readers, so how much do you spend?

Productivity slump 'due to a surfeit of salesmen'

Manufacturing

Britain’s dismal productivity may in part be down to a simple problem – too few workers and too many salesmen.

Don't rule out more QE, says BoE chief Sir Mervyn King as he warns UK could slip back into recession

Money printing: The Bank will not rule out more QE

Sir Mervyn King refused to rule out pumping more new money into the economy and warned the UK could slip back in to recession on its 'long and winding' road to recovery.

Eurozone back in recession as even Germany totters and anti-austerity protests break out across continent

Popular unrest: Protesters take part in a demonstration during a general strike in Valencia, Spain

Germany and France, the eurozone's biggest economies, could not save the bloc from a double-dip recession.

Families need to earn £30,000 a year 'to survive' - and that's without holidays or restaurant meals

Families spend nearly £25,000 on just the bare essentials, according to Skipton Financial Services

A new study suggests that an average family now needs a disposable income of £24,801.51 every year for essential expenditure such as mortgage or rent payments, utilities, insurance, food, petrol, mobile phone and landline costs and clothing. The figure has increased by £129.35 since last year, with some costs rising and others falling back.

Inflation's on the rise but markets are unmoved suggesting no bank rate rise until '2017'

Bank of England in London

A sharp rise in inflation has failed to significantly alter the money market's predictions for the UK bank rate. Markets continue to suggest the Bank of England's key borrowing rate will not increase until 2017.

How fraudsters use your Facebook, LinkedIn and Twitter pages to build a jigsaw and steal your identity

Keep it private: Social media users are urged to beef up their privacy settings on their accounts to stop online fraudsters using your details to take out loans and credit cards in your name.

Victims who fail to guard their private information online are leaving themselves vulnerable to con artists reproducing a person's identity with jigsaw clues.

I'm wasting money paying rent and want to buy a home, what's the most I can borrow on my £14k salary?

Property ladder: How much a hopeful first-time buyer can borrow depends on their other outgoings.

Why businesses should listen to The Rolling Stones and learn from their success story

Remarkable achievement: The Rolling Stones - with left to right, Mick Jagger, Keith Richards, Ronnie Wood and Charlie Watts - celebrate their 50th anniversary this year

As the Rolling Stones celebrate their 50th anniversary this year, our entrepreneur explains why businesses can learn as much from Mick, Keith, Charlie and Ronnie as they can from 'Dragon’s Den'.

Moody's could downgrade UK's 'AAA' credit rating in early 2013 if economy fails to shape up

Chancellor's dilemma: Moody's pinpointed the UK's biggest policy challenge as balancing the need to slash debt with the need to stimulate the economy

Moody's pinpointed the Government's biggest policy challenge as balancing the need to slash debt with the need to stimulate the economy.

Orange stages U-turn on axing free broadband after customer backlash - but you must complain to keep it

Backtrack: Orange has decided to offer to match the cost of customer's line rental and pay for any termination fees if they feel the change in rules has affected them financially.

After facing thousands of complaints from customers the mobile provider has quietly backtracked on the change.

Broadband

Cheapest broadband

Search for the best providers in your area

Insurance

Cheapest insurance

Compare thousands of policies

Energy bills

Energy bills

You could save £££s on your energy bills. Find out in seconds

Credit check

What does your credit rating reveal?

Get a FREE trial credit check today to see what the financial services industry can see about you

GO

Warranties

Extended warranties

Get cheaper cover on

Car insurance

Cheaper car insurance

Compare more than 100 insurers in less than five minutes

GO

Mortgages

Best mortgages

See today's latest mortgage rates and get a free consultation with an adviser

GO

Home insurance

Cheaper home insurance

Compare home insurance quotes from 75+ companies

GO

What next for interest rates?

Bank of England in London

We explain the factors that will decide when interest rates rise - and how quickly, including the latest forecasts from markets and economists.

What next for house prices?

Houses and bar charts

House prices are inching up but estate agents warn that over-optimistic sellers unwilling to cut their asking prices will not get a sold sign up. So what now for property?

What next for mortgage rates?

Houses and calculator

Tesco Bank has staged a serious mortgage attack with a record low 1.99% two-year fixed rate. So is now the time to fix your mortgage? Read our latest analysis.