From this week, householders who are talked into buying double glazing or conservatories by door-to-door traders have lost their right to cancel if they get cold feet. The revelation has sparked outrage among consumer groups who fear vulnerable people given the hard sell will be unable to escape from rip-off deals.
SAVE MONEY, MAKE MONEY: THE BEST RATES, DEALS AND TIPS THAT CAN MAKE YOUR RICHER
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Best credit cards to help clear your debts at 0 per cent interest -
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Our pick of the top deals and perks that even include free money -
TOP CREDIT CARDS
From big ticket purchases to rewards, we pick the top deals -
CUT ENERGY BILLS
Is it worth switching supplier and how much could you save? -
CHEAP MORTGAGES
What next for rates, the best buy deals and should you fix? -
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Ten tips to find the cheapest and best cover - plus compare quotes in minutes -
HOLIDAY SPENDING
Bank accounts and credit cards that don't hit you with big fees -
BALANCE TRANSFERS
Best credit cards to help clear your debts at 0 per cent interest -
FIVE FAVOURITE ISAS
We've scoured the savings tables to find the best tax-free savings
Shoppers get 14 days to change their minds and return goods bought online as new consumer rights law comes into force
Sneaky pre-ticked boxes on websites will also be banned for payment linked to additional services, such as travel insurance when buying a holiday or flight. The measures are part of the new EU Consumer Rights Directive, which is being brought in to make families feel more confident about shopping online.
I have a lot of Clubcard, Nectar points and airmiles. What will happen to unspent points when I die?
'Loyalty to Barclays and Aviva cost me £10,000 extra over 32 years': Pushy lenders make 1.5m households overpay for home cover
Figures indicate that one in four owners who bought their house before the mid-1990s have stuck with the cover they bought at the time. Cliff Greenhill has been overpaying on his home insurance for 32 years since he took out a home loan through his bank. He has now saved himself £750 a year, though he now has identical cover from the same insurer.
Antiques Roadshow on repeat, painting plates with old spinach and dropping phones in orange juice… We go behind the scenes at Which?'s secret testing labs
The location is kept secret – to stop manufacturers trying to influence testers – but we were invited for a behind-the-scenes tour, provided we didn’t give the game away. Here expert technicians comb real pet hair into carpets to test vacuum cleaners and hammer nails into potatoes to see how well microwaves contain fires.
Fifteen meals from a fiver...? Frugal top tips from celebrity food campaigner who's got the supermarket shop down to £1 a DAY
While households are constantly being reminded to switch their energy suppliers or bank providers to stay on top of bills, the weekly shopping list is less often scrutinised. While Jack's challenge is an extreme version, it does show that there are simple steps households can take to cut back on supermarket bills
CUT YOUR BILLS: TIPS AND TOOLS
DEALS OF THE WEEK
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BILLS: LATEST NEWS, IDEAS AND TIPS
Is defrosting the freezer the easiest way to cut electricity bills overnight? It worked for the Lewis family...
'Invading through computers, phones and letterboxes': 25% rise in households falling victim to scams to four million
Pensioners and struggling households in particular are targeted by scammers, with fraud offences in England and Wales rising by 25 per cent in 2013. A third of scams were over the phone, the charity’s study found, a quarter were through visits to a website, 16 per cent via letter or fax and ten per cent through emails.
CARDS OF THE WEEK
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Fix your bills: how to cut your everyday costs and keep saving money all year round
Needlessly overpaying for gas and electricity, mortgage payments, home phone, broadband and car and home insurance costs can take its toll - adding up to tens, if not hundreds, of pounds every month. Overhauling your bills can potentially save you thousands of pounds, we deliver all the tools and tips you need in one place.
An energy price war at last? Ovo is first firm to pledge bills below £1,000
Ovo Energy said it was cutting prices for the fifth time since the autumn because the wholesale price of gas has fallen by 9.5 per cent. As many as 72 per cent of consumers would now switch to a small supplier - up from 56 per cent just a year ago and 52 per cent in 2012, a uSwitch survey found.
LATEST ON HOUSEHOLD Bills
- Why are communications companies impossible to communicate with? My Warning for TalkTalk customers thinking of 'upgrading' to its Essentials TV package
- 'Rather than relying on Royal Mail...you should consider all options': You don't have to pay a packet to send a parcel
- 10,000 households who signed up for mass energy switch can now move to top deal as Green Star Energy offers best discount
- Victory for Ovo Energy customers as watchdog backtracks on decision to stop the supplier paying interest on bill overpayments
- Homeowners quietly stripped of vital protection against unscrupulous doorstep sellers under new EU laws
- Complaints to the Big Six energy companies reach record high - up 15% in just one year
- Wedding bliss ... on a budget: From a campsite for guests to home brewed champagne - keep bills small on your big day
- Energy bills: Could you cut your bills by switching where are the best deals?
- Households will be able to switch energy supplier in just 17 days as regulator cuts switching time in half
- Small energy companies fuel best-buy tables for gas and electricity deals...while bigger rivals face criticism for higher prices
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Latest reports from Bills
- Why are communications companies impossible to communicate with? My Warning for TalkTalk customers thinking of 'upgrading' to its Essentials TV package
- 'Rather than relying on Royal Mail...you should consider all options': You don't have to pay a packet to send a parcel
- 10,000 households who signed up for mass energy switch can now move to top deal as Green Star Energy offers best discount
- Victory for Ovo Energy customers as watchdog backtracks on decision to stop the supplier paying interest on bill overpayments
- Homeowners quietly stripped of vital protection against unscrupulous doorstep sellers under new EU laws
- Complaints to the Big Six energy companies reach record high - up 15% in just one year
- Wedding bliss ... on a budget: From a campsite for guests to home brewed champagne - keep bills small on your big day
- Energy bills: Could you cut your bills by switching where are the best deals?
- Households will be able to switch energy supplier in just 17 days as regulator cuts switching time in half
- Small energy companies fuel best-buy tables for gas and electricity deals...while bigger rivals face criticism for higher prices
- 'I bought my daughter a bike for £5': The smart tricks that can help you uncover an eBay bargain
- Superfast broadband is speeding your way: Tough competition means costs are crashing - here's how to connect for less
- Can you save energy at home even when you're on holiday?
- SSE chief Alistair Phillips-Davies took home a £2.7m pay packet and stands accused of cashing in at customers' expense
- Watchdog orders Ovo Energy to STOP paying customers interest on bills overpayments - but made no demand on 'big six' supplier Scottish Power
BILLS: DON'T MISS
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Energy savings:
From simple tricks to long-term gains
Sponsored - Consumer rights: How to protect yourself when shopping
- Extended warranties: Get cheaper cover for your car, household appliance or motorbike
- Fix your bills: How to cut your everyday costs and keep saving money all year round
- Energy bills: Is it worth switching and which are the best deals?
DON'T MISS
- ASK TONY: Sky sent in the debt collectors over a £22 bill I didn't even owe I cancelled my Sky account and made a final payment.
- JAMES CONEY: Stop this mortgage madness Borrowers are being put on higher rates, and have the real risk of seeing a hike in repayments.
- NatWest hacks at its easy-access cash Isa rates once again - just weeks before the new £15k tax-free limit comes into effect.
- Banks ignite new credit card war Halifax and Barclaycard they battle to offer longest 0% deal, now at 33 months.
- When will interest rates rise: How did surprise drop in inflation rate to 1.5% influence forecasts?
- Average UK home worth £22k more than a year ago Biggest jump in prices for four years, official figures show.
- Supermarket price wars help push inflation to four and half year low of 1.5% Pressure on Bank to raise interest rates eases.
- Numbers hit with inheritance tax jumps by a third Treasury says IHT threshold freeze will fund care reforms to let elderly keep their homes.
- Morrison's axes 2,600 management jobs Modernisation programme to create 4,000 more customer focused roles.
- TSB share price range to value bank at £1.3bn Lloyds Banking Group narrows price range for float to 250p-270p.
- 'We booked flights because of the short layover time - now British Airways has rescheduled meaning a four-hour stopover' Can BA do this?
- Superfast broadband is speeding your way: Tough competition means costs are crashing - here's how to connect for less
- The smart tricks that can help you uncover an eBay bargain Password change could boost trading skills.
LATEST INSURANCE NEWS & ADVICE
'I had to fight for months after my wife died to win my travel cover claim': Victory at last for grieving husband - and a warning over payout delays
An elderly widower whose wife died after an accident on holiday has been forced to wait seven months before finally receiving a £20,000 payout due to him from his travel insurer – with The Mail on Sunday’s help. Before travelling, Peter Hicks and his wife Jean (pictured), had bought a single-trip, joint travel insurance policy through broker Staysure. The plan was underwritten by insurance company Mapfre Assistance. ...read
BILLS: EXPERT ANSWERS
Hotpoint want to send engineer to fix faulty dishwasher - but why should I have to take the day off work when it is their fault?
Hotpoint will fix the machine, which it says is a potential fire hazard, between 8am and 6pm on weekdays. But I work full time - should I have to take the day off? Since it's not my fault the dishwasher is faulty, shouldn't Hotpoint work around me and come at the weekend or in the evening? ...read
MORE BILLS ISSUES: ADVICE ON ...
ANSWERS FROM THE Experts
- 'We booked British Airways flights for short connection but BA has now rescheduled meaning a four-hour stopover: can it do this without compensation?'
- I bought a device to block unwanted phone calls from BT. It never worked so why has an extra £370 disappeared from my bank?
- ASK TONY: Sky sent in the debt collectors over a £22 bill I didn't even owe
- Help us to help you: How you can give your permission for Tony Hazell and Money Mail to fight your corner
- The company that insures our rented property is based in Iceland and has had its licence withdrawn - what happens to our flood claim?
- TONY HETHERINGTON: Cold caller sold me a pointless call blocker
- RACHEL RICKARD STRAUS: Does Osborne intend to outsource all the unpopular jobs to the Bank of England?
- I have a lot of Clubcard, Nectar points and airmiles. What will happen to unspent points when I die?
- ASK TONY: Orange sold me a phone that didn't work - then sent in debt collectors
- TONY HETHERINGTON: Jail for £70million boiler room share fraudsters we exposed
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