Energy bills have risen at EIGHT times the rate of earnings in the last three years

Rise: Energy bills have risen by 36 per cent in the last three years.

Citizens Advice has found that the 'Big Six' suppliers have increased prices by 36 per cent since October 2010, during which time earnings have risen by 4.4 per cent. Prices have also easily outstripped the rate of inflation, almost four times the 10.2 per cent increase in the last three years.

We can fix the high street - but it'll take TEN YEARS: Devastating warning from Dixons boss as clamour to slash tax on businesses grows

Decade of woe: Our town centres will continue to 'look a little bit sad', says Sebastian James

The Chancellor is facing a tidal wave of demands to spend £1.7 billion on a business rates freeze to rescue cash-strapped shops.

FTSE fat cats see average pay packet soar by 40% as share-based incentive schemes make up for lower bonuses

Bosses pay: Executives saw a 58 per cent surge in so-called Long Term Incentive Plans (Posed by models)

Average total earnings in the FTSE 100 group of companies reached £3.3million, compared to £2.4million in the previous year, according to new research.

'Extended loan lets me do up my first flat': Get a mortgage for longer than 25 years and cut costs

Added value: Emma Coyle has some big plans for her new home

Long-life mortgages are coming to the rescue of hard-up homeowners. Brokers say increasing numbers of borrowers are asking for loans of 30 or 35 years rather than the traditional 25-year repayment mortgage. Emma Coyle (pictured) is benefiting as she settles into her new home, a Victorian flat in Manchester.

easyJet hits new heights as is set to report higher profits than Ryanair for the first time

Flying high: easyJet is expected to report a 50 per cent jump in profits on last year

The orange airline is expected to report pre-tax earnings of £476million this year, up some 50 per cent on last year.

From sorting out wills to cutting tax bills ... The FOUR vital reasons you HAVE to talk about money with the family

Stress: Linda Black faces huge costs to sort out her late father's estate

Linda Black (pictured) faces huge costs to sort out the estate of her late father, who left only a handwritten will dating from 2000.

Energy firms' fury over refusal to cut green tax as Ed Davey warns Big Six are 'too profitable'

A shining light: Ed Davey's comments will infuriate City investors and the energy groups

The Energy Secretary's comments will infuriate City investors and the energy groups, coming just days after some issued warnings of lower-than-expected profits.

Hiring a car abroad over the winter holidays will cost families a third more than a year ago

Shocking: Families face huge bills for car hire on foreign breaks

Website iCarhireinsurance surveyed prices from leading providers and found the bill for a typical family vehicle rented for a week is on average £299, up £81.

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MIDAS SHARE TIPS: Startling payouts show confidence in future ... and may herald share rises

Tall order: Premier Oil's Simon Lockett plans to lift production by two-thirds

Midas is starting a new column – dividend surprises. The column will look at the ten companies in the FTSE 350 index whose latest payouts most surpassed brokers’ forecasts. While past performance is no guarantee of the future, history shows that companies that produce these dividend surprises tend also to deliver share price rises that beat the market.

Ocado delivers share windfall for directors as boss Tim Steiner's stake is now worth £115m

Bumper return: Ocado chief executive Tim Steiner

Directors dipped into their own pockets to take part in the fund-raising exercise, which took place with Ocado seemingly struggling to survive.

Rolls-Royce wins £3billion engine order from Etihad Airways

Order: Etihad Airways will buy Rolls-Royce's Trent XWB range of aircraft engines

The engines will power 50 Airbus A350 XWBs, an aircraft for which they were specifically designed, but that has yet to take to the skies for a commercial flight.

Banks and supermarkets face unexpected rates bill of almost £500 million for cash machines installed in shops

Shock: The change will affect everyone from the biggest grocery chains to small convenience stores

The Valuation Office Agency is sending backdated bills for rates on the machines in the next few weeks, after changing the way it calculates their rateable value.

OPINION: Output is failing to keep pace with UK's recovery

Fears: The danger is that the UK economy has been damaged by the financial crisis, and is less able to produce goods and services than it once was, says Danny Gabay

Weak productivity means that faster growth quickly translates into higher inflation, says former Bank of England economist Danny Gabay.

SUNDAY NEWSPAPER SHARE TIPS: Premier Oil, Man Group and SSE

Tips: SSE and Premier Oil feature in this Sunday's newspapers.

We round-up the Sunday newspaper share tips. This week: SSE, and dividend surprises from Premier Oil, Man Group and Antofagasta.

'I saved hundreds of pounds on a trip': Buy train tickets in advance and pay just a TENTH of the full price

Bargain-hunter: Sam Leutton saved hundreds of pounds on a trip to her family

The run-up to Christmas started in earnest last week when pop sensation Jessie J switched on the lights in Oxford Street – an event that should prompt anyone thinking of travelling over the festive season by train to book their tickets now before prices rise steeply. According to online ticket seller TheTrainLine, a total of £5 million is saved by rail travellers buying Christmas tickets this month rather than waiting until December. Sam Leutton (pictured) profited.

May the rip-off continue! Banks and building societies free to charge loyal customers premium rates unless watchdogs act

Excluded: An EU ban on costly numbers for helplines will not cover financial firms

Investigations by consumer group Which? found that existing customers are typically charged up to 12p a minute from a landline and up to 40p a minute from a mobile to call helplines. EU rules will ban the use of expensive numbers for helplines next year, but financial firms are excluded.

'I went on Dragons' Den to please my mum. Now I plan to save Jessops': TV's business giant (at 6ft 7in) tells of his biggest challenge

Wealth of experience: Peter Jones encourages schoolchildren to achieve success in business

Peter Jones's personal wealth is estimated at almost half-a-billion pounds. In March he bought the high-street photographic chain. The company had collapsed into administration and Jones snapped it up and began drastic surgery, giving customers the chance to play with products in the same way as at an Apple store.

Social media battle sees Facebook and Twitter go head-to-head for small advertisers

Battle: Twitter and Facebook have both made changes to attract small business advertisers.

Twitter has introduced a system in the UK enabling smaller firms to target Twitter users with their advertising, but Facebook is hitting back.

Former Marks & Spencer boss Sir Stuart Rose adds a fifth chairmanship with a new job at a small online bedding company

Rebranding: Stuart Rose

Rose, who has joined Duvet & Pillow Warehouse as chairman, holds the same position at Ocado, Fat Face, Blue Inc and Oasis Healthcare dental group.

Weston family lands £47million dividend from its world famous Selfridges department stores

Fortune: Galen and Hilary Weston and their daughter Alannah, left, at the flagship store

The payout made to the family’s main company, Wittington Investments, came after a jump in sales boosted turnover to £1 billion for the year to February.

Small firms want to boast of Commonwealth Games involvement, not be gagged like London 2012

Loud and proud: Olympic cyclist Sir Chris Hoy carries the Commonwealth Games baton

Ministers are facing demands that British firms supplying goods and services to next year’s Commonwealth Games should be allowed to boast of their involvement.

TONY HETHERINGTON: George Clooney, Leonardo DiCaprio and a horror movie offer

George Clooney

A dodgy past accompanies an invitation to invest in a £62million blockbuster movie about Greenpeace starring George Clooney, Leonardo Di Caprio, Matt Damon and Tom Hanks, none of whom have agreed to appear in it.

JEFF PRESTRIDGE: I admire those quiet few who are taking on the financial goliaths

Jeff Prestridge

Undeterred by intimidating regulatory and complaints regimes and the financial muscle of the firms they challenge, these admirable few fight on regardless in the pursuit of justice.

Ministry of Defence beats retreat over privatisation as Serco faces fire

Running out of steam: The proposal to hand the task of buying equipment to private companies has faced opposition from the military and politicians

Hopes for the plan had been troubled by the scandals surrounding Serco, which is a member of one of the consortiums bidding for the MoD procurement contracts.

Next generation of Mini with 'more space and larger boot' to be unveiled by BMW

Unveiling: BMW will reveal the design of its new-look Mini tomorrow in Oxford.

The latest version will be the third since the marque became part of the German car maker in 2000 after the break-up of its previous owner Rover Group.

'You're missing a trick if you're in credit and don't take advantage': The top savings rates are in your current account!

Cash boost:Simone Matthews has switched to Nationwide because it pays 5 per cent interest

Savers are being urged to put their cash into everyday current accounts as a growing number now pay interest rates that are many times higher than savings accounts – even tax-free cash Isas. With banks battling to attract new business, some are offering 5 per cent interest for customers who stay in credit. Simone Matthews (pictured) has switched.

Banks and supermarkets face unexpected rates bill of almost £500 million for cash machines installed in shops

Shock: The change will affect everyone from the biggest grocery chains to small convenience stores

The Valuation Office Agency is sending backdated bills for rates on the machines in the next few weeks, after changing the way it calculates their rateable value.

Could sweaty commuters cut your energy bill? Hundreds of homes to be warmed by waste heat from the London Underground

At last there's an upside: Homes in Islington will be warmed by waste heat from the London Underground

Heat will be captured from a Northern Line vent and piped into a heat network to warm local homes and help cut energy bills.

Hotel empire owned by Sir Rocco Forte and his family say it's 'turned a corner' this year

Back in the black: Sir Rocco Forte

After racking up losses of £9.7 million last year the company has reported profits for the year to April 2013 of £2.9 million on turnover of £185 million.

Will rising house prices and the property market recovery make it cheaper to rent a home?

Rent: A lack of housing supply means rents are unlikely to drop drastically

Now that the property market is recovering and Help to Buy is spurring first-timers into buying, might rents start to come back down?

STANDARD LIFE GLOBAL: Duo's 45 per cent gain makes strong case for investing in smaller firms

Supporter: Fund manager Alan Rowsell holds fashion group Asos

Fund manager Alan Rowsell (pictured) has got the Standard Life Global Smaller Companies fund off to a flying start. Since launch early last year, it has returned 45 per cent - far more than a fund tracking the FTSE All-Share index. Rowsell runs the fund on a day-to-day basis while Nimmo oversees it.

SIMON WATKINS: We cannot uninvent the technologies that have made many trips to the shops and the bank unnecessary

Simon Watkins

Our town centres will evolve a new role as part of the economic recovery, but we cannot simply hope they can be artificially returned to their former selves.

South African billionaire Christo Wiese visiting Britain to review takeover targets, including Sir Philip Green's BHS chain

Keen: South African billionaire Christo Wiese will be window shopping on Britain's high street next month

Wiese is keen to expand his empire and will visit in the next few weeks to investigate which firms would fit with his South African-based group Pepkor.

Soaring spires and rich histories lure eager home buyers: Four of the best cathedral cities to look for a house

Heavenly: Cathedral cities such as Canterbury are a popular choice for home buyers

Cathedral cities are on song — and not just because they are warming up for the festive season. We’re all flocking to live in their lively enclaves. And when the property market holds its value despite downturns, there’s little wonder they are proving so popular. Here are our four of the best.

Is it time to invest in Digital Britain? Five top technology shares to rival Twitter

Listing: Twitter's share price soared when it listed on the New York Stock Exchange

Headlines have been grabbed by Facebook and Twitter but there are also many top tech contenders in the UK. We highlight five of the best.

Rents rise by 11% in a year to 41% of average wage as demand for homes outstrips supply

Steep increase: Despite efforts to boost the property markets rental prices are continuing to climb higher

LSG said national average monthly rent costs increased by 1 per cent in October and were now 11 per cent higher than a year ago at £785 a month.

Home repossessions at lowest level since 2008, but future interest rate rise could hit those rushing for cheap mortgages

Arrears: Fewer people have seen their homes repossessed between July and September compared to the previous three months.

Some 7,200 families lost their homes between July and September, the lowest quarterly figure recorded by the Council of Mortgage Lenders.

I'm suffering with anxiety and family problems and can't cope with the gym: why won't LA Fitness let me cancel?

The reader cancelled the direct debit for her gym membership without informing them first (Posed by model)

My doctor wrote a letter to them advising of my situation, however as the letter did not say I was unable to exercise they refused to accept it.

Pawnbroking for the posh: Ten supercars that wealthy owners are putting up as collateral on short-term loans

DB6

Desperate for quick cash to fund home improvements or to use as bridging loans, the UK's affluent are increasingly putting up their supercars as collateral, according to personal asset lender Borro. English classics, sleek Italian models and environment-killing gas guzzlers are being handed over to the lender for safekeeping in return for hefty loans of as much as £120,000. The loan is not without risk, as one in 10 end up unable to pay it back and must give up their prized possession.

McBusted fans seething as tickets sell out in minutes... and appear on reselling sites seconds later at three times the price

McFly: Pop-rock band Mcfly perform at Civic Hall on Sep 22.

Hundreds of tickets were listed on 'secondary' ticketing websites immediately with prices starting at about £80 and with some sellers asking for as much as £250.

Banks and supermarkets face unexpected rates bill of almost £500 million for cash machines installed in shops

Shock: The change will affect everyone from the biggest grocery chains to small convenience stores

The Valuation Office Agency is sending backdated bills for rates on the machines in the next few weeks, after changing the way it calculates their rateable value.

New record-breaking boom in journeys by 'white van man' hailed as further proof that UK economy is back on the move

On the move: Journeys by light-goods vehicles have increased by 5.1 per cent

Journeys by light-goods vehicles have soared by a whopping 5.1 per cent in the three months to September this year.

BEN GRIFFITHS: Space sector could give a valuable boost to the nascent economic recovery

BEN GRIFFITHS

With rival economies like India and China now engaged in a new space race, Britain has powerful potential trading partners with which to work.

A flight delay meant we missed our cruise. The airline paid out, but Saga insurance won't cover our ruined holiday

Sea sick: Insurance would not pay a refund despite passegers missing the start due to a flight delay.

Due to a flight delay of 13 hours my wife and I were unable to engage with our NCL cruise ship to Barcelona recently. Monarch has accepted liability and is refunding the cost of the flight, but my claim for the cruise part of the trip has been refused by Saga.

My grandson has arm pain from heavy lifting but was threatened with the sack if he can't do his job. What can he do?

Pain: Lifting heavy carcasses caused pain for the reader's grandson, is his employer wrong to insist his job rides on carrying on?

My grandson's developed severe pain in his arm from carrying 100kg carcasses in his job as a meat delivery driver and it was intimated when he mentioned it to his bosses that he would be laid off if he was unable to carry out his work. Do we have a case against the employer?

Ditching the UK for sunnier climes? Clever transfers and careful planning could help you fund your new luxury lifestyle

A Spanish Villa

It is little wonder that so many people choose to ditch the dull and rainy UK weather and move overseas - but what will you need to think about before making the move and what tricks can help make your money go further?

RUTH SUNDERLAND: If our great mutual movement is to thrive, its standard-bearer must be whiter than white

Ruth Sunderland

Nationwide building society, the UK’s biggest mutual, is understandably anxious not to be tarred with the same brush as the calamitous Co-op Bank. Graham Beale, the chief executive, can give himself a pat on the back this weekend. But look a little deeper into the Nationwide accounts and there are lessons he will no doubt be drawing from the Co-op debacle.

Landlords enjoying rising returns as rents soar and lenders slash loan rates: Best buy-to-let mortgages revealed

Buy-to-let: For the very best mortgage deals, borrowers will need to put together a hefty deposit

Banks and building societies have flooded the market with buy-to-let loans and slashed their cost to tempt borrowers into doing business with them. These investors are fast becoming a valuable cash cow for the lenders who view them as a safe bet — but who also charge them more interest than residential borrowers.

When will interest rates rise? Bank says unemployment target could be hit in 2015 - but that still may not trigger an increase

When will interest rates rise? The Bank of England's November inflation report shows money markets suggesting mid-2015 and economists later that year.

The bank rate is at a rock bottom 0.5%, and one day it must rise. The big question is when? We explain the factors that will decide when interest rates rise and how quickly, including the latest forecasts from markets and economists. The Bank of England now says the stronger than expected recovery could see the 7 per cent unemployment benchmark arrive sooner.

SMALL CAP MOVERS: Buoyant technology sector gears up for takeover battles

Buoyant year: Small cap technology shares have generally outperformed their natural resource harvesting peers on AIM

Investors in small cap technology companies can look forward to a new wave of consolidation driven activity.

CBI urges Osborne to reform business rates system and boost much-needed investment

Chancellor George Osborne

In its submission to the Chancellor ahead of his Autumn Statement next month, the CBI urged George Osborne (pictured) to cup rises at 2 per cent next year.

Youth unemployment 'could spark social unrest', warns World Economic Forum

Leading the way: The UK has emerged as one of the strongest economies in the developed world

The group said there is ‘an urgent need to address long-simmering economic problems’ such as long-term unemployment and the widening gap between rich and poor.

INVESTMENT EXTRA: Shareholder perks are back in fashion, but should you use them as a basis to invest?

Bag with benefits: Mulberry shares come with one of the best deals

In offering private investors discount entry to attractions such as Madame Tussauds and Legoland, Merlin helped roll back a decades-long erosion of shareholder perks.

Best place to live in the UK? Solihull tops 'standard of living league' while Scottish towns fare worst

spt_map.jpg

Solihull came top in a standard of living league of UK regions thanks to its high scores on disposable income, life expectancy and fast broadband speeds, uSwitch said. The consumer comparison website added that Scottish regions fared the worst by virtue of low incomes, poor exam results, low life expectancy and fewer hours of daylight.

Asda promises £1bn in price cuts to stop shoppers deserting to Aldi and Lidl while Sir Philip Green aims to serve up BHS food stores

Sir Philip Green

Asda boss Andy Clarke said the middle market fought over by Asda, Tesco, Morrison and Sainsbury is almost dead as shoppers flock to either discounters Aldi and Lidl or upmarket Waitrose. He is promising a five-year price war that will save shoppers £1billion, as part of a strategy to position Asda as a discount supermarket, but one where customers can do their full weekly shop.

Nestle and oil explorer EnQuest to create jobs at KitKat factories and in the North Sea

Some 1,900 jobs will be created at Nestle's KitKat factories over the next three years

The UK arm of Nestle announced it will create 1,900 jobs for young people over the next three years, while EnQuest announced a £4billion investment in the North Sea.

Upmarket oven-maker Aga Rangemaster enjoys cast iron sales thanks to housing boom

Boost: Oven-maker Aga Rangemaster is advertised by Mary Berry from TV's the Great British Bake Off

Increasing numbers of homeowners are fitting the cast iron burners into their new kitchens and have boosted orders by 15 per cent.

'Co-op customers are now coming to us': Nationwide boss Graham Beale blasts Co-op Bank as profits surge

Mutual benefit: Graham Beale says customers are switching to Nationwide instead of the Co-op

Mr Beale he said customers looking to switch bank accounts who traditionally would have moved to the Co-op are moving to Nationwide instead.

Leeds BS cuts rates for remortgaging, but is now the time to find a better mortgage and who has the best deals?

Remortgage: Finding a new mortgage deal could save you money

With house prices rising and the prospect of the Bank of England base rate increasing, now may be the right time to make sure you are on the best mortgage deal. Many lenders already offer their best buy rates for remortgaging rather than specific products. We compare what Leeds has to offer.

Can't take cards, don't want cheques? Post Office's new payments service to help small firms make more money

Payments: The Post Office is to offer a new card service to help small businesses

According to new WorldPay research, 87 per cent of customers are likely to spend more money per transaction when paying with a debit or credit card, as opposed to cash. Yet many small traders can't take cards and with cheques dying out find themselves with a payment problem.

Fed up of lousy interest rates? Missed out on Royal Mail shares? You can get an income without gambling your savings

Bid on shares: Some of UK's largest companies are rewarding shareholders with a dividend income of as much as 6 per cent a year

UK companies are set to pay out a bumper £100billion in dividends next year. So, if you are desperate for some income, now may be time to look towards the stock market. With a good fund or shares, you can grow your money and get a little extra annual income by pocketing the dividend payout or yield.

Power giant Npower looks to cut more that 1,000 UK jobs as British Gas owner Centrica scales back profit forecasts

Feeling the heat

The two energy companies revealed warnings on Thursday, with Centrica issuing a swingeing profits alert and Npower preparing to cut more than 1,000 UK jobs.

Taxpayers' money scattered 'like confetti': How two-thirds of the government's energy budget is guzzled by nuclear waste projects

Soaring costs: Nuclear decommissioning at Sellafield is set to cost taxpayers more than £67biillion

Two-thirds of the Department for Energy and Climate Change's budget is gobbled up by decommissioning nuclear waste - £1.9billion in the last year alone.

'We were mortgage free - now we risk losing our home': Adviser sold couple investment scheme that left them with almost £500k of debt

Home at risk: Arthur and Irene Pearson's debt includes a £200,000 mortgage they can't pay off

Arthur Pearson and his wife Irene were sold a fiendishly complicated investment scheme that had them borrow money with disastrous results.The debt includes a £200,000 mortgage they can’t pay off. Worse still, they have no one to complain to, as the independent financial adviser who convinced them to take out the investment, and the firm he worked for, are no longer in business.

Which fashion retailer shares should you buy? Stock experts reveal their picks amid hopes shoppers are getting in festive mood

Fashion promotions: ASOS got singer Beyonce to pose for its site while and SuperGroup pushes its menswear range

Want to buy a fashion retailer before the Christmas party season gets under way, but unsure which might offer the best return? We asked stock experts for tips.

As more price hikes are announced could cashback deals help you claw back some of the costs of rising bills this winter?

Cashback revolution: Savvy switchers could boost their savings with a cashback website

With price hikes dominating the headlines savvy switching and cashback deals are some of the easiest ways to keep a rein on of rising costs

Cashback, money-off vouchers and more: Be a savvy seasonal spender and get paid to do your Christmas shopping

Tis the season to spend: Aldi's Christmas ad

The adverts on TV are a real sign the shops are ready for Christmas — so you need to be, too. Our wallets are already wearing thin, especially with double-digit energy price rises looming. So this year, more than ever, it is vital to be a savvy seasonal shopper. Tony Hazell looks at how you can be prepared.

Interest rates should return to 'normal level' of 4-5% once economic recovery is assured, Bank policymaker says

Revision: The Bank of England revised its economic growth forecast for Britain to 1.6 per cent this year and said unemployment could fall to 7 per cent by the end of 2014

Mr Fisher added it was unlikely that the Bank’s monetary policy committee would vote to pump more money into the economy under the quantitative easing scheme.

World shares climb towards five-year highs as investors look forward to more cheap money from the States

Pledge: Incoming Federal Reserve chief Janet Yellen at her Senate confirmation hearing on Thursday

The pledge that the Fed would stick with its massive stimulus programme for now was greeted by stock rises on Wall St, in Asia and a positive reaction in Europe today.

You could be better off avoiding Help to Buy: We reveal the best small deposit mortgages - and one could save you £4,000

Help to Buy: You can apply for a mortgage with a 5 per cent deposit with Help to Buy, but it is still worth shopping around

Royal Bank of Scotland, NatWest and Halifax have already begun processing more than 2,000 mortgage applications under the Help to Buy guarantee, but other lenders have launched or cut 5 per cent deposit rates in recent weeks that are just as good or cheaper. We reveal the top low deposit home loans.

I need investment for my company - but should I trust my VC and are there any catches?

Don't do it: Shotgun weddings don¿t work in romance, and they don¿t work in venture capital, either.

Venture capital firms vary dramatically in their ability and capacity to really add value to support the growth of your company.

House price rises most widespread for 11 years as RICS warns lack of homes to meet Help to Buy demand will create bubble

On the up: House prices are rising in all regions, says RICS

The figures prompted the RICS to urge the Government to immediately tackle the problem of demand outstripping the supply of homes for sale.

I have a buy-to-let and want to live in it after my divorce, but I can't afford to. Can I use Help to Buy to get a new home?

Any help?: Can buy-to-let owners use the Government scheme if they can;t afford to live in their own property?

I own a buy-to-let but cannot afford to live there as the value is now higher than my multiples will allow. I'm recently divorced and want to own somewhere as a shared mortgage with my new partner. Can I take advantage of the Help to Buy scheme?

Apathy with poor savings rates means a quarter of us won't bother switching accounts to get a better deal

Disillusion: Savers have been on the receiving end of paltry rates from banks and building societies.

Even though savings accounts vary hugely in the interest they pay, a quarter of savers are so disillusioned with low rates across the market they won't bother.

Can I take care of my wife in retirement by giving her my personal pension pot so that she can buy an annuity?

Plans: How do I make sure my wife is taken care of in retirement?

I have a £30,000 private pension pot on top of my company pension. Can I transfer this to my wife for her to purchase an annuity?

Should I use a personal loan, credit card or remortgage to fund my loft conversion?

High life: A loft conversion can add value

How can I raise the £15,000 I need for a loft conversion? The rates on a personal loan seem close to what is on offer for a remortgage, so which is better?

The quick and easy guide to setting up a website for your small business and getting it ranked on Google

Easy: Many web hosting sites provide support and assistance

Your fledgling business's online presence can be make-or-break for its future, so it's worth doing all you can to make sure you are getting the most out of the world wide web - and drawing in lots of potential customers.

Calling all British businesses in need of money or help: It's time to look local and stop missing out

Bills: There are plenty of ways small businesses can find extra support or funding

Businesses across Britain could be losing out on billions of pounds of support, despite it being available right now on their doorsteps. Here's how to get some.

'I exported to grow my business and never looked back': Don't put off expanding overseas

Then and now: Eve Taylor puts the success of her 40-year-old beauty business down to exporting

Beauty enthusiast Eve Taylor grew her business to sell to 30 countries, but half of all small business owners blame psychological barriers for not exporting sooner.

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Get saving now: This is Money's five favourite best buy cash Isas for 2013

number 5

A new tax year means a fresh Isa allowance to save. We pick our five favourite cash Isas for savers, don't miss this essential Isa reading that is kept up-to-date throughout the year.

Top 20 most reliable investment trusts: Strongest over ten years

Top of the league: AIC analysed investment trusts to find the 20 most reliable and strongly-performing contenders of the last decade

The Association of Investment Companies has analysed all investment trusts to find the 20 strongest and most consistent performers of the last decade.

Ten first class dividend shares to boost your income investing

First class shares: Broker Killik picks its ten top dividend payers to rival Royal Mail shares.

Royal Mail investors were attracted by the lure of a bumper dividend of 6 per cent or higher. But there are lots of household names with a good dividend yield.

Five of the best income funds and investment trusts to build your wealth

End of an era: Neil Woodford is leaving Invesco Perpetual to set up his own firm

Neil Woodford is stepping down from his funds where he is Britain's favourite manager. We pick five alternative income funds and trusts worth a look.

When will interest rates rise? Bank says unemployment target could be hit in 2015 - but that still may not trigger an increase

When will interest rates rise? The Bank of England's November inflation report shows money markets suggesting mid-2015 and economists later that year.

The bank rate is at a rock bottom 0.5%, and one day it must rise. The big question is when? We explain the factors that will decide when interest rates rise and how quickly, including the latest forecasts from markets and economists. The Bank of England now says the stronger than expected recovery could see the 7 per cent unemployment benchmark arrive sooner.

Ten tips for buy-to-let: the essential advice for property investors and pick of the mortgage rates

Hand holding model house to let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Read our top ten buy-to-let tips

It's the best time to be looking for a mortgage for six years, so should you fix? What next for mortgage rates?

In luck: Borrowers have seen the best fixed rates fall to new record lows - but they should beware big fees.

Mortgage lenders have some astonishingly low rates on offer and this is the best time to be looking for a home loan in six years. So should you fix now?

What next for house prices: Property tipped to rise 25% over the next five years, but what will happen near you?

Forecast: Savills has released its five-year house price outlook, tipping average values to go up 25%.

As house price inflation picks up, Savills has released its forecast for areas across Britain. We analyse the latest figures and the prediction for where you live.

Compare your pay to the national average in your job: League table of official UK salaries across 400 trades and professions

Best paid jobs: Where would the hard workers of Call the Midwife sit in the pay league?

Midwives in the UK get paid on average £29,248: so where does your salary fit into the national league table, and how does it compare to the average in your profession? Our table lists hundreds of Britain's jobs from company executives and doctors to van drivers, waiters and textile machine operators.

Premium Bonds winners

November 2013
Prize value Winning bond No. Area
£1,000,000 110NM465374 Tyne and Wear
£100,000 187EE207065 Manchester
£100,000 176RS978106 Lincolnshire
£100,000 159QT036890 Norwich
£50,000 63RH553428 West Midlands
£50,000 191DH809832 Greater Manchester
£50,000 43MJ093284 Croydon
£50,000 49BK161200 Norfolk
£50,000 211QN594328 Hampshire and Isle of Wight
£50,000 37PC596428 Norwich
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Premium Bonds winners

November 2013
Prize value Winning bond No. Area
£1,000,000 110NM465374 Tyne and Wear
£100,000 187EE207065 Manchester
£100,000 176RS978106 Lincolnshire
£100,000 159QT036890 Norwich
£50,000 63RH553428 West Midlands
£50,000 191DH809832 Greater Manchester
£50,000 43MJ093284 Croydon
£50,000 49BK161200 Norfolk
£50,000 211QN594328 Hampshire and Isle of Wight
£50,000 37PC596428 Norwich
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