ADRIAN DURHAM: If the decision-makers at United had appointed a new manager in the right way, instead of letting Fergie choose one of his mates, they might not be in this mess
About a week ago David Moyes said: 'The top of the table will sort itself out.' That set United fans’ alarm bells ringing. It might look like United effortlessly ended up at the top or close by every year, but they worked hard for it. ...read
FOOTBALL 9-5: Follow all the news with Sportsmail's live rolling service...
Join Sportsmail's Football 9-5 service, where we bring you the latest news as it happens throughout the day with all the best pictures and hard-hitting opinion. ...read
Ask the doctor: Why is my nose always so runny and sore?
Dr MARTIN SCURR on chronic rhinitis and the correct dosage of Gaviscon, plus your medical notes aren't private now. ...read
Wild bore: Spencer ruins Jamie's romantic safari with Lucy Watson. Still, the Made In Chelsea set were perfectly at home in South Africa, says Jim Shelley
Never a show to be restricted by such a petty detail as its title, Made In Chelsea was set largely in a South African safari park. Footage included a chest-thumping, sexually insecure, alpha male, a poisonous snake in the grass, and an irksome, overweight wild bore. But enough about Spencer... ...read
RICHARD KAY: Michelin-starred chef Mark Hix and lover Lara split up
She wanted to marry — not least for their 15-month-old daughter, Isla. But Mark, 51, who has twin girls aged 19, could only grimace at the thought, writes RICHARD KAY. ...read
EPHRAIM HARDCASTLE: Billionaire Tory MP Zac Goldsmith is not planning to run as London mayor
Zac won’t be giving up his leafy Richmond constituency to allow Boris a return to the Commons in 2015, nor is he planning his own run as London mayor. ...read
Forgive your cheating husband? You're far braver than I was, Mrs Hollywood
Good on you, Alexandra Hollywood, I hope you can achieve what I never could — forgiving a cheating husband, writes AMANDA PLATELL. ...read
DAILY MAIL COMMENT: Abusing the charity of the British public
There is good reason to be deeply worried about the actions of the charities to which countless ordinary families generously donate their money. ...read
ADAM GEMILI: It's amazing to think my career is running all over the globe... and in the next few years all roads lead to Rio
As an athlete the most important thing is to look after your body. I rely on it to run. If I have one niggle or injury, one tiny bit isn’t right, that will effect my performance. ...read
CHARLES SALE: Blatter could continue unopposed for FIFTH term at FIFA with Platini unlikely to rival him (good job he's only 79!)
Sepp Blatter could be re-elected for a ridiculous fifth term as FIFA president now his expected rival Michel Platini looks increasingly unlikely to stand against him. ...read
Wine gums, madam... do you have ID?
RICHARD LITTLEJOHN: Supermarkets appear to be competing with each other to invent the most ludicrous excuse to prevent shoppers buying what they want. ...read
The great man rang the Palace: Hello Elizabeth, how's the Duke?
QUENTIN LETTS: Nelson Mandela was indeed a remarkable man: In death, he even managed to get Gordon Brown to come to the Commons! ...read
DEREK LAWRENSON'S WORLD OF GOLF: What started as a major shootout between Tiger and Rory turned into Scott's and Rose's paradise, finishing with a worthy winner... a lookback at a fascinating year
It was supposed to be the year of Tiger versus Rory but, instead, this was the season where nice guys showed conclusively they can finish first. Adam Scott and Justin Rose claimed their first majors and Henrik Stenson emerged as the player of the year. ...read
ALEX BRUMMER: Protecting Britain's future growth by keeping foreign predators at bay
A new report proposes that acquisitions in key sectors like energy and defence should be scrutinised. ...read
Oh Morrissey, you're just like Mrs Thatcher
CRAIG BROWN: Oddly enough, Morrissey shares his penchant for self-pity with his great bete-noir, Margaret Thatcher. ...read
JEFF POWELL: Calzaghe's entry into the Hall of Fame gives him another reason to stay retired... and for Froch to follow his career path
Whenever Joe Calzaghe goes to the boxing, he always finds himself being asked the age-old question of the hard old game: ‘Are you coming back?’ ...read
Money Morals: We had to spend £3,000 fixing our boiler and now we're skint - is it too late to cancel Christmas?
We had managed to put aside about £500 for Christmas but our boiler packed up and now we have no money. Should we tell the kids? Have your say in Money Morals. ...read
ADAM UREN: State pension rises show why young people need to vote so that they aren't an open goal for austerity
The rising retirement age is sensible but it doesn't make it any less of a downer to millions of young people who have constantly been hit by austerity Britain. ...read
Will Moyes turn it around at Old Trafford... or are champions United set to miss out on the top four? It's time to TACKLE KEOWN!
Manchester United's woes deepen for new manager David Moyes after back-to-back Premier League defeats put their title defence in serious doubt. But will the Scot turn it around? Sportsmail columnist Martin Keown answers the all-important questions ahead of another busy weekend of Premier League action. ...read
GRAHAM POLL: I was accused of match-fixing in 2006 but I've never even been approached... Integrity is everything when you're a referee
Referees have been investigated for match-fixing in this country - I was asked about an allegation surrounding games I officiated in 2006 - but they are no longer the automatic suspects following the recent revelations about players apparently involved with illegal activity. ...read
THE TRANSFER COLUMN: Liverpool lead chase for 'the Egyptian Messi' Salah and Barcelona set sights on United target Gundogan
This is the Transfer Column, where Sportsmail delivers the very latest news, gossip and rumours from around the football world three times a week. In today's column: In-demand Basle winger Mohamed Salah could be on his way to Liverpool after being spotted at Anfield, Barcelona have joined Manchester United and Real Madrid in the chase for Ilkay Gundogen and Yohan Cabaye still has eyes for PSG. ...read
CLINT HILL: QPR deserved to go down last season because we were unprofessional... but Harry has turned that around and we can bounce back to the big time
QPR captain Clint Hill is aiming to win his second promotion to the Premier League with the club. Hill says there is a far better atmosphere in Harry Redknapp's squad this season than there was last year. ...read
BUMBLE AT THE TEST: England are better off ducking than hooking and they need their captain to start Cooking on gas
DAVID LLOYD IN ADELAIDE: Sportsmail's columnist talks about how England's batsmen should deal with the short ball, how the skipper's brain has been scrambled and meeting characters in the Royal Oak... ...read
The Left said Twitter gave power to the people. Now they're having to admit it's a toxic monster
A. N. WILSON: Inevitably, as with pornographic images on the internet, Twitter has turned very nasty indeed. Far from being a vehicle of freedom, Twitter descended rapidly into an excuse for extending the scope of human nastiness. ...read
ALEX BRUMMER: Protecting Britain's future growth by keeping foreign predators at bay
A new report proposes that acquisitions in key sectors like energy and defence should be scrutinised. ...read
Forgive your cheating husband? You're far braver than I was, Mrs Hollywood
Good on you, Alexandra Hollywood, I hope you can achieve what I never could — forgiving a cheating husband, writes AMANDA PLATELL. ...read
ANDREW ALEXANDER: Did David Cameron see the truth in Sri Lanka?
Understanding a country or even a conflict takes much more than a brief visit, especially if you have the simple sense to realise that the intention is to mislead you, writes Andrew Alexander. ...read
ANDREW PIERCE: Don't bet on Tom to stop union lottery
What are Tom Watson's views on the gambling services being hawked by the Unite union, with which he is so closely connected? ...read
DAILY MAIL COMMENT: Abusing the charity of the British public
There is good reason to be deeply worried about the actions of the charities to which countless ordinary families generously donate their money. ...read
EPHRAIM HARDCASTLE: Billionaire Tory MP Zac Goldsmith is not planning to run as London mayor
Zac won’t be giving up his leafy Richmond constituency to allow Boris a return to the Commons in 2015, nor is he planning his own run as London mayor. ...read
As the Labour leader reacts angrily to our critique of his Marxist father... We repeat: This man did hate Britain
GEOFFREY LEVY: At his death aged 70, in 1994, Ralph Miliband had not given up the cause to which he, so passionately, had sworn an oath 54 years earlier. ...read
MAIL ON SUNDAY COMMENT: 'Marine A' deserves our mercy
Politicians start wars, and often gain votes from victory. If things go wrong, they seldom suffer much. Sometimes they even prosper. Soldiers, by contrast, die, are maimed or otherwise damaged in conflicts they never chose. ...read
Yes, too many young Britons are work-shy: Shame it takes a Romanian minister to say what our own politicians daren't
Almost a million 18 to 25-year-olds lack work. The compassion industry tells us this scourge should be our shame; that we are threatened with a ‘lost generation’, whom we have betrayed. ...read
MELANIE PHILLIPS: No one has a human right to hide from justice behind a veil
A liberal society should permit cultural or religious minorities to wear distinctive clothing - but only if that doesn’t get in the way of an institution’s ability to enforce basic standards of security. ...read
PETER MCKAY: Why desperate Ed is daft to bring back the Blairites
Ed Miliband has to find a way of persuading the country that he is fashioning a party which is neither Blairite nor Brownite - and is less likely to disappoint them. ...read
The great man rang the Palace: Hello Elizabeth, how's the Duke?
QUENTIN LETTS: Nelson Mandela was indeed a remarkable man: In death, he even managed to get Gordon Brown to come to the Commons! ...read
RICHARD KAY: Michelin-starred chef Mark Hix and lover Lara split up
She wanted to marry — not least for their 15-month-old daughter, Isla. But Mark, 51, who has twin girls aged 19, could only grimace at the thought, writes RICHARD KAY. ...read
Wine gums, madam... do you have ID?
RICHARD LITTLEJOHN: Supermarkets appear to be competing with each other to invent the most ludicrous excuse to prevent shoppers buying what they want. ...read
They're SO trendy - but are you brave enough to swap the car for a bike crossed with a wheelbarrow?
This week one Londoner was pictured taking his children to school in a kind of bike crossed with a wheelbarrow, but how safe are the £1,000 'cargo bikes?' ...read
I know Tom Daley is an admirable chap but I can't help feeling a little manipulated
Am i alone in feeling uneasy about the way in which the 19-year-old Olympic diver Tom Daley has publicised his homosexual relationship, as well as about the near unanimous acclaim of the media? ...read
I admit it, I can't wait to retire in four years 358 days. Pity my poor sons, who've got to work till they drop
Nobody ever believes me when I say this, but I hate my job. I know this sounds hideously churlish, and that huge numbers of people would kill for my privilege of being paid to witter on, week after week, about any subject that takes my fancy, writes TOM UTLEY. ...read
ADRIAN DURHAM: If the decision-makers at United had appointed a new manager in the right way, instead of letting Fergie choose one of his mates, they might not be in this mess
About a week ago David Moyes said: 'The top of the table will sort itself out.' That set United fans’ alarm bells ringing. It might look like United effortlessly ended up at the top or close by every year, but they worked hard for it. ...read
BEN KAY: It's fast forward for maturing pair Lawes and Hartley
England's biggest plus is the emergence this autumn of Courtney Lawes and Dylan Hartley into world-class forwards. ...read
BRAD GILBERT: Skinny kid Evans now has the power to progress towards the top 50
During my spell working for the Lawn Tennis Association, I remember this skinny kid as a junior with a dream single-handed backhand — Dan Evans. ...read
CHARLES SALE: Blatter could continue unopposed for FIFTH term at FIFA with Platini unlikely to rival him (good job he's only 79!)
Sepp Blatter could be re-elected for a ridiculous fifth term as FIFA president now his expected rival Michel Platini looks increasingly unlikely to stand against him. ...read
WORLD OF RUGBY: Coach Lancaster far from merry as England injury epidemic grows
At this rate, Stuart Lancaster is not going to enjoy a very Merry Christmas. With every passing week comes another injury setback for the England coach. ...read
DALEY THOMPSON: Mo's brilliant but he needs to break world records to be a great like Seb, Sally and me
I thought Mo Farah’s achievement in Moscow, winning 5,000m and 10,000m gold to add to his two Olympic titles, was brilliant. ...read
BUMBLE AT THE TEST: England are better off ducking than hooking and they need their captain to start Cooking on gas
DAVID LLOYD IN ADELAIDE: Sportsmail's columnist talks about how England's batsmen should deal with the short ball, how the skipper's brain has been scrambled and meeting characters in the Royal Oak... ...read
DEREK LAWRENSON'S WORLD OF GOLF: What started as a major shootout between Tiger and Rory turned into Scott's and Rose's paradise, finishing with a worthy winner... a lookback at a fascinating year
It was supposed to be the year of Tiger versus Rory but, instead, this was the season where nice guys showed conclusively they can finish first. Adam Scott and Justin Rose claimed their first majors and Henrik Stenson emerged as the player of the year. ...read
MERSEY BEAT: Is Baines the best around? On this form, Roy has no choice but to leave Cole on the bench for England
DOMINIC KING: With England's World Cup ambitions still on a knife edge, would Roy Hodgson be so bold to leave Ashley Cole on the bench? He should do. ...read
FOOTBALL 9-5: Follow all the news with Sportsmail's live rolling service...
Join Sportsmail's Football 9-5 service, where we bring you the latest news as it happens throughout the day with all the best pictures and hard-hitting opinion. ...read
Neville: 'Do home-grown players have as big a chance of coming through as we did?' Scholes: 'No, not even close.' On the day The Class of '92 premieres, we sit down with Gary, Paul and coach Eric Harrison
Sunday sees the premiere of The Class of '92 charting the extraordinary rise of a band of Manchester United youngsters. One of them, Gary Neville, sits down with another, Paul Scholes, and coach Eric Harrison. ...read
GEORGE NORTH: Wales have lost eight in a row against Australia but we have to win on Saturday
I'm a competitive person who hates losing and we've lost eight in a row against Australia. So enough is enough — we have to win on Saturday. ...read
GRAHAM POLL: I was accused of match-fixing in 2006 but I've never even been approached... Integrity is everything when you're a referee
Referees have been investigated for match-fixing in this country - I was asked about an allegation surrounding games I officiated in 2006 - but they are no longer the automatic suspects following the recent revelations about players apparently involved with illegal activity. ...read
JAMES ANDERSON: I will keep on sledging! Gabba was the most hostile atmosphere I've seen... backchat is one of my key weapons to beat Aussies
The atmosphere on the field during the last hour of the first Test in Brisbane was as hostile as I have experienced. It was all on. But I have no problem with what the Australians were doing. ...read
JAMIE CARRAGHER: From his 50-yard lob over Ruddy to his touch of magic against Newcastle... here are my top five moments from Suarez
Luis Suarez proved once again in midweek why he is in the top five players in world football with four goals against Norwich. Who knows where he will be next season? ...read
JAMIE REDKNAPP: Chelsea's frontmen aren't doing the business and Cech looks dodgy... Mourinho needs Lukaku and Courtois back sharpish
Chelsea need surgery. Jose Mourinho has to get a striker in the transfer window, but that won’t be easy. He can’t keep relying on Frank Lampard and Eden Hazard. ...read
JEFF POWELL: Calzaghe's entry into the Hall of Fame gives him another reason to stay retired... and for Froch to follow his career path
Whenever Joe Calzaghe goes to the boxing, he always finds himself being asked the age-old question of the hard old game: ‘Are you coming back?’ ...read
ON THE ROAD: Karanka's facing a special kind of challenge at Middlesbrough
Aitor Karanka began life as Middlesbrough’s first overseas manager with a 2-1 defeat at Leeds on Saturday. 13 years on from his last visit to Elland Road. ...read
TOP SPIN AT THE TEST: The good, the bad and the ugly from day five in Adelaide
Lawrence Booth with the best and the worst action from the five day of the second Test at the Adelaide Oval. ...read
EDGE OF THE BOX: The World Cup draw was no bore...Sir Geoff, Greg and glamorous Fernanda had us on the edge of our seats
As telly events go, these things normally cannot be any more boring. A case of Strictly Come Paint Drying. But of course this one was slightly different. ...read
LUKE BARNATT: I used to sleep on the floor of the gym, now I'm going to win a UFC title
Luke Barnatt is barely six months into his UFC career - but he has already mapped out his route to the title. The Cambridge middleweight takes on Andrew Craig in Manchester on October 26. ...read
Will Moyes turn it around at Old Trafford... or are champions United set to miss out on the top four? It's time to TACKLE KEOWN!
Manchester United's woes deepen for new manager David Moyes after back-to-back Premier League defeats put their title defence in serious doubt. But will the Scot turn it around? Sportsmail columnist Martin Keown answers the all-important questions ahead of another busy weekend of Premier League action. ...read
MARTIN KEOWN: Moyes is still the right man for the job... but United can no longer count on fear factor
The top of the Premier League table is starting to take shape and it has a familiar look to it. Arsenal, Chelsea, Manchester City and Liverpool are all right up there but there’s one glaring absentee... ...read
MARTIN SAMUEL: What if mid-table is as good as it gets for Man United under Moyes?
Manchester United did not give David Moyes a six-year contract to have him out after six bad matches. Then again, they didn’t do it to come ninth, either. ...read
MARTIN SAMUEL - THE DEBATE: An anti-Chelsea or Everton agenda? Stop yanking my chain! I was talking about the loan system long before Lukaku started skittling Mourinho's rivals
The loan system was this week’s topic, after Jose Mourinho revelled in the fact that Romelu Lukaku could down Chelsea’s rivals playing for Everton – but couldn’t turn out against Chelsea. ...read
On the road: 'Sat-nav' coaching is driving the Scottish game down a cul-de-sac
Question: can you name the Scottish Footballer of the Year? The answer is a 22-year-old striker who may be Scotland’s No 9 at Wembley and who scored twice on Saturday. ...read
Murray's Wimbledon sanctum, the fall from grace of Swedish tennis and Fognini's £7,000 rant at umpire
MIKE DICKSON: Where did Andy Murray go when he wanted a haven of peace and quiet to himself at Wimbledon? ...read
NASSER HUSSAIN: Not learning from mistakes is a bigger problem than being 2-0 down... senior players have to dig us out
Too many England batsmen are being repetitive in the way they get out and there must be some tough talking in the short time before Perth. ...read
ASH WEDNESDAY: Hull City is their team, Hull City is their dream... can you imagine a fan leaving his terraced house and telling his family he was 'off to see the Tigers?'
NEIL ASHTON: When, apart from newspaper reporters and headline writers searching for another word to describe them, have you ever heard anyone call Hull City 'The Tigers'? ...read
The transition was painful, but Lambert finally has Villa bursting with energy... will they keep progressing or stagnate?
It is almost 18 months now since Paul Lambert swept into Villa Park with a vision of a very different future. So, where are we? How is "The Project"? Asked to buy into a new-look club by owner Randy Lerner, the Scot set about his task with zeal. ...read
BT reach for the Sky but have a long way to go in multi-billion fight
It's 11am at the BT Sport (BTS) studios in Olympic Park, east London, and there's a nervous excitement around the place only partly related to the new kids on the football broadcasting block kicking off the Premier League season by showing their first live Premier League game - Liverpool versus Stoke. ...read
PATRICK COLLINS: Mandela knew sport had the power to help end apartheid - it gave hope and defiance in the face of evil, and the greatest man of the age embraced its power
Nelson Mandela changed the world and he knew that sport had played a full and honourable part in that stunning transformation. ...read
PAUL NEWMAN: England must win 4-0 to keep Australia down, so rest Anderson and let Tremlett loose on his patch
It is desperately important that England go on to win the Ashes 4-0. They cannot give Australia a break, not with the return series coming hot on the heels of this one. ...read
Scu's view: Moore the merrier as hard work pays off after Sire De Grugy wins Tingle Creek Chase
PETER SCUDAMORE: Early in my riding days I often was called up by trainer Charlie Moore but those rides dwindled when his son Gary started to get more mounts. ...read
ADAM GEMILI: It's amazing to think my career is running all over the globe... and in the next few years all roads lead to Rio
As an athlete the most important thing is to look after your body. I rely on it to run. If I have one niggle or injury, one tiny bit isn’t right, that will effect my performance. ...read
THE FOOTBALL GRAPEVINE: Arsenal consider Berbatov, Suarez won't be rushed into new deal, Newcastle lead chase for Zaha and West Ham will target Hoddle if Allardyce gets the push
ROB SHEPHERD: Arsenal boss Arsene Wenger will consider signing Dimitar Berbatov when the January transfer window opens. Wenger has agreed that he should sign a new striker to boost Arsenal’s title hopes. ...read
THE TRANSFER COLUMN: Liverpool lead chase for 'the Egyptian Messi' Salah and Barcelona set sights on United target Gundogan
This is the Transfer Column, where Sportsmail delivers the very latest news, gossip and rumours from around the football world three times a week. In today's column: In-demand Basle winger Mohamed Salah could be on his way to Liverpool after being spotted at Anfield, Barcelona have joined Manchester United and Real Madrid in the chase for Ilkay Gundogen and Yohan Cabaye still has eyes for PSG. ...read
Sam Turner weekend betting box: Kazeem to eclipse rivals
The presence of Mukhadram, Declaration Of War, The Fugue and Mars makes this another tough examination for AL KAZEEM. ...read
SAM TOMKINS COLUMN: I'm desperate to add the World Cup to my Grand Final and Challenge Cup triumphs... and I can't wait to beat Australia in the opener at Cardiff
There are only a few days to go before we take on Australia at the Millennium Stadium. I’m incredibly excited by the prospect of walking out in front of a big crowd and singing the national anthem. ...read
CLINT HILL: QPR deserved to go down last season because we were unprofessional... but Harry has turned that around and we can bounce back to the big time
QPR captain Clint Hill is aiming to win his second promotion to the Premier League with the club. Hill says there is a far better atmosphere in Harry Redknapp's squad this season than there was last year. ...read
Battered in Brisbane and in despair Down Under - after that Ashes collapse, England's batsmen really are... USELESS!
Your striker fluffs a sitter, your defender shanks a clearance, your winger misses a try or your hot tip falls at the first fence.... All together now: 'USELESS!' Our man delivers the verdict with real feeling. Today's it's the England cricket team's turn to be handed Sportsmail's dubious honour... ...read
Troubled souls Trinny and Saatchi are made for each other says ALISON BOSHOFF as the odd couple are spotted out together two nights in a row
The pairing seemed so unforeseen that, even after a couple of dinners together earlier this month, few could believe that romance was on the menu, writes ALISON BOSHOFF. ...read
Winnie Mandela - the role of my life! Actress Naomie Harris spent one year 'exorcising' Nelson's ex-wife after the role 'took its toll'
The actress told BAZ BAMIGBOYE she has taken a year off acting after portraying Nelson Mandela's ex-wife in the film Mandela: Long Walk To Freedom. ...read
JACI STEPHEN: 'Sit', 'Heel'...educating the dogs and the kids
Dogs are remarkable creatures, so I was always going to love The Wonder Of Dogs. The series opened in the Oxfordshire village of Brightwell, which houses 1,500 people and 120 dogs. ...read
SIR CLIVE WOODWARD: England can win the World Cup with this pack... but not these backs
England v New Zealand just reinforced the lessons that were plain to see when Wales took England to the cleaners earlier this year. ...read
BEL MOONEY: Am I wrong to be so jealous or is my fiancee cheating on me again?
This week, BEL MOONEY advises a man whose partner recently made a work trip and met up with a 'very good friend'. ...read
Tragic, yes, but having your dead husband's baby doesn't seem right
I totally understand the desire for children, but worry about the father’s role in the family being air-brushed away by science; trumped always by a wife’s wish to be a mother. ...read
Janet Street-Porter: Too many women just can't afford to be mums - until it's too late
'The number of women who don't have children has increased by an astonishing amount over the past 30 years. Often this is because they can't afford to take time off of work.' ...read
LIZ JONES, FASHION THERAPY: Had your fill of cheap foreign fashion? Try my best of British
'Fashion brands that have confidence in the UK are increasingly rare. But there are some home-grown labels that make their clothes in the UK, like ethical knitwear brand Izzy Lane (pictured).' ...read
LORRAINE CANDY: Why does every other mum in the world have to be so perfect?
According to my eldest girls, aged nine and 11, Other Children's Mums (OCMs) are so much better at this mothering malarkey than I am. ...read
Rowan Pelling's sex advice column: He only finds me sexy if I put on lingerie
Question: When I met my second husband seven years ago, I was thrilled to find a man who treats me like a sex goddess. He loves me in make-up, glamorous clothes and sexy lingerie. ...read
Ask the doctor: Why is my nose always so runny and sore?
Dr MARTIN SCURR on chronic rhinitis and the correct dosage of Gaviscon, plus your medical notes aren't private now. ...read
ADAM UREN: State pension rises show why young people need to vote so that they aren't an open goal for austerity
The rising retirement age is sensible but it doesn't make it any less of a downer to millions of young people who have constantly been hit by austerity Britain. ...read
'The energy market might be dysfunctional - but Cameron is still right on the extra sweater'
Offices and most High Street premises. are overheated every winter. And it's rarely I go round to other people's houses without having to strip off down to shirtsleeves. ...read
ED MONK: Consumers are stupid, feckless and lazy - but they're the only consumers we've got
Our officials should not regulate according to how they hope consumers will behave, but to how they actually do behave - stupid, feckless, lazy and all. ...read
JAMES CONEY: Despite end of pernicious Funding for Lending scheme the incomes of many savers will never recover
Pensioners can’t simply put more into their savings as the capital that has been spent thanks to lower interest rates cannot be replaced. ...read
JAMES SALMON: Are the Chancellor's banking reforms really tough, or too little too late?
The Chancellor has come under fire for ducking key reforms designed to improve the culture and safety of Britain’s scandal-prone lenders. ...read
JEFF PRESTRIDGE: A pig-headed mess fails us all on savings
It’s a shame the announcement that the state retirement age was being raised was not accompanied by radical plans to encourage employees to save more. ...read
LEE BOYCE: Should HSBC really boast about its savings 'best deals' for existing customers when most pay a pittance?
The world's local bank was keen to Tweet the views of its UK chief Antonio Simoes talking at the BBA earlier in the day - but should he really be boasting about its rates? ...read
MARC SHOFFMAN: My Bitcoins have rocketed from £10 to £100 in four months, is it time to take this cryptocurrency seriously?
My Bitcoins have become ten-baggers as the value of a single coin broke through the $1,000 barrier for the first time this week. ...read
Money Morals: We had to spend £3,000 fixing our boiler and now we're skint - is it too late to cancel Christmas?
We had managed to put aside about £500 for Christmas but our boiler packed up and now we have no money. Should we tell the kids? Have your say in Money Morals. ...read
RACHEL RICKARD STRAUS: A film about a payday lender? I Wonga what you were thinking
Wonga has commissioned a 30-minute film, which it says will challenge public perceptions about the lender and its customers. We went along. ...read
Cash, plastic, your mobile phone, your face, your 'bits', or something even newer: what will money look like in future and will Wonga still be here?
Richard Browning went on the trail of the self-styled financial disruptors to see if the array of modern alternatives to money will win the public trust that the banks have lost ...read
SAM DUNN: Mark Carney has no qualms about helping borrowers and turning the thumbscrews on savers
Despite evincing what he called ‘tremendous sympathy’ for those who’d laboured to build up a nest-egg, he made clear that ‘raising interest rates is not the answer’. ...read
Buy a £250k home and get hit with a stamp duty bill designed for an £800k one: Does George Osborne dare fix this mess?
If the 3% stamp duty threshold risen with house prices it would stand at £813,000, so will the Chancellor ever do something about this unfair tax? asks Simon Lambert. ...read
SIMON WATKINS: Are we seeing the 'wrong type of growth'? Shopping and eating won't save us
There is more than a dash of truth to the criticism that we are seeing an unbalanced recovery, which might be sowing the seeds of the next crisis. ...read
Unemployed 18-year-old applies for £300 payday loan and is offered £500 - is this responsible lending?
He applied for a £300 loan through Cash Lady as an unemployed eighteen-year-old presuming that he’d be turned down. The result? They arranged a £500 loan. ...read
ASK TONY: It's taken Orange five months to pay a £25 phone top-up
My husband asked for £25 to be added to our account. However, Orange took £25 three times, but we still haven't had the extra money they took returned to us. ...read
TONY HETHERINGTON: Your missing cash is on the Costa del Sol!
Aims Review contacted me offering its PPI claims service. It said if I was not entitled to a refund, my £250 would be returned. Tony Hetherington investigates. ...read
BLACK DOG: Boris's 'mentally deficient' jibe
Boris Johnson’s jibe at people with low IQs was mild compared to an even more provocative swipe at the ‘mentally deficient’ when he edited The Spectator. ...read
JAMES FORSYTH: Cameron's headless chickens are in for another roasting
Rather than sticking to the economy, which is growing at a good clip, Cameron and Osborne have chased Miliband like headless chickens. ...read
Forget the greedy kids, this aunt is going to spoil herself
Having never taken drugs or even smoked a cigarette, I hid the ecstasy tablet in my palm, and the next morning left it on his bedside table, as I hate waste, writes LIZ JONES. ...read
PETER HITCHENS: Today's child-snatchers are as evil as Philomena's nuns
Judi Dench does a wonderful job of portraying a badly wronged woman, robbed of her child by cruel and bigoted Irish nuns in a grim convent, with the complicity of the State and the law in Philomena writes PETER HITCHENS. ...read
RACHEL JOHNSON: Don't envy those 'power couples' - they're cursed
We have no idea whether Charles and Nigella went to Relate, or sat in some anonymous consulting room off Harley Street with a box of Kleenex and a couples counsellor. ...read
Beauty Buzz: Dear Santa, this year I’d love…
The make-up bag that doubles as a party clutch and the gift that will fix your skin from the inside and out ...read
Beauty Bible beauty clinic: My skin is super-sensitive but I still need to exfoliate
I am 44 with slightly sensitive dry skin. When I cleanse with a hot cloth cleanser, the pores at the side of my nose look stretched and my skin looks crêpey. But if I don’t cleanse, the skin at the side of my nostrils is uncomfortable. I do also need deeper exfoliation weekly but worry that this may cause broken capillaries. Can you advise? ...read
LIZ JONES: Be polite, and give up your seat for a child-free grafter
Equalities Minister Jo Swinson, who is seven months pregnant, was made to stand for 20 minutes in Parliament while hundreds of MPs, sat around her. ...read
Mimi Spencer: 'I nearly fell off my chair when I read that Gwyneth Paltrow likes a cheeky ciggie once a week'
Well, sorry folks, me too. Once in a while, I have a rollie – usually when perched on the step in the garden once everyone’s asleep. If you have ever smoked, you’ll know why. If you haven’t, I needn’t try to explain because you’ll never understand how such a filthy, smoggy, antisocial, appalling habit could put a smile on the face of someone who is quite into down dog and the joy of borlotti beans. ...read
Try to concentrate on just one thing this week, Sagitarius
Sally Brompton's 7 day astro forecast ...read
Health Notes: This week’s issues and advice
Helping your loved ones through cancer treatment and the best treatment for gout ...read
Our relationships expert Zelda West-Meads answers your questions
How is best to deal with persistent infidelity over the course of a marriage ...read
Fantasy Friday: The age old debate rears its head once again... but do the stats favour Lampard or Gerrard?
Welcome to Sportsmail's weekly Fantasy Football column which will try to help you get the edge on your friends, family and Jamie Redknapp. RIK SHARMA considers the key issues in the game. ...read
Why doesn't Stephen Fry call for a ban on Russian music, theatre and all performing arts?
ADRIAN HILTON: 'An absolute ban on the Russian Winter Olympics of 2014 on Sochi is simply essential,' says Stephen Fry in an impassioned letter to the Prime Minister and the International Olympic Committee. ...read
The teacher who changed my life: In this moving tribute to his old English master, who's just died, CLIVE ASLET says his one regret is he never thanked him
A fortnight ago I heard that the English master who taught me at school, the great Frank Miles, had died, aged 92. I say great — he was great to us, the ones for whom reading came to matter so much as a result of his highly individual influence. ...read
Mandela was a giant - but how absurd for the BBC to compare him to Christ
The phenomenon of public charm and private coldness, is a political commonplace, far from unique to Nelson Mandela, writes DOMINIC LAWSON. ...read
I know it won't happen but the best 65th birthday present the Queen could give Charles is her abdication
I think Prince Charles will make a rather good king - humane, thoughtful and open-minded. And I believe he ought to get his chance sooner rather than later, writes DOMINIC SANDBROOK. ...read
How can the high priestess of abortion support the barbarity of terminating a baby just because she's a girl?
KATHY GYNGELL: How can the so-called feminist 'sisterhood' defend the destruction of female foetuses being aborted because of their gender? ...read
So alluring. So very cynical. Why we should ban Wonga's 'family friendly' TV ads
Why the gulf between the highly manipulative advertising of Wonga and the reality of the product it pushes is a social evil we can no longer ignore, writes MELISSA KITE. ...read
MICHAEL BURLEIGH: Stalin's gulags and his Left wing British apologists
In Hampstead parlours, intellectual apologists for Stalin like Ralph Miliband’s great friend Eric Hobsbawm loved talking in abstractions as millions died in horror. ...read
RUTH SUNDERLAND: According to hype, Britain is turning into one big building site
But the Government's £375bn infrastructure plan is just that – a plan, not a reality. And, in the real world, a number of flagship projects are behind schedule. ...read
SARAH VINE: Our batty brains will help women takeover the world
Men, we girls were always told, have a one-track mind. A grotesque stereo- type, of course; I know plenty of blokes who can think about sex and football at the same time. ...read
SIMON HEFFER: Is Red Ed sharpening his axe for Balls?
Labour is in turmoil this weekend after Ed Balls' catastrophic response to the Autumn Statement. After months of trying to talk down Britain with scaremongering falsehoods about the state of the economy, the Shadow Chancellor has been brutally exposed for peddling untruths. As a result, Labour MPs have been forced to wake up to the fact that the Coalition's 'incompetent' stewardship of the economy will not hand them victory in the General Election of 2015. ...read
The series of headline-making royal security scandals and why one Commander has escaped the cull
STEPHEN WRIGHT: Few doubt last week’s shocking break-in at the most famous royal residence in the world is a matter of enormous public interest. ...read
Oh Morrissey, you're just like Mrs Thatcher
CRAIG BROWN: Oddly enough, Morrissey shares his penchant for self-pity with his great bete-noir, Margaret Thatcher. ...read
CHRIS EVANS: How best to test the silky smooth S 350 Merc? Take a ride in the back seat
Let’s hear it for the all-singing-and-dancing S 350 BlueTEC. There’s little this car won’t do if requested. ...read
CRAIG BROWN: A bizarre virgin birth, an outrageous divorce... and a whodunnit that gripped high society
One of the most notorious sex scandals of the 20th century had everything, except, strangely enough, sex. ...read
DEBORAH ROSS: Most watchable thing on telly? The viewers...
Gogglebox is watching people on television watching people on television who, in turn, are not watching people on television. ...read
From Daniel Radcliffe in Kill Your Darlings to Robert Redford in All Is Lost: The London Festival films you won't want to miss...
The Harry Potter actor's role as Beat Generation poet Allen Ginsberg in his latest film is just one of the memorable films being shown at the festival. ...read
OLLY SMITH: On the thirst day of Christmas: They're the bottles that will guarantee a vintage celebration
On the wine front, there’s still plenty of time to prepare for the festivities – but don’t leave it too late! Stock up now and you can relax. ...read
PIERS MORGAN: Sean Penn's a whirlwind of intensity and passion - but great fun, too
The text message was intriguing: ‘Want to come to a small private house party and meet the Haiti Prime Minister?’ asked Hollywood's most firebrand actor. ...read
Can Nokia revive its flagging fortunes with the shiny new 2520 tablet? Not likely...
These days, the sight of a Nokia actually in use is a clear sign you’re either around pensioners or in the Third World. ...read
TOM PARKER BOWLES: And let the feasting begin! 'Tis the season of ham, goose, Stilton and giant ribs of beef
The less said about mean-spirited mince pies, sullen puddings and the ocean-going bore that is turkey, the better. ...read
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- Will they be next? Mila Kunis stuns in a pale pink dress as she acts as bridesmaid at brother Michael's wedding with a dapper Ashton Kutcher by her side
- Cougar's out of the bag! Courteney Cox, 49, unveils 'romance' with Johnny McDaid, 37, at pal Jennifer Aniston's holiday bash
- Giving her problems the cold shoulder! Octomom treats her children to ice cream... as it emerges she faces eviction just in time for Christmas
- 'I don't wanna leave my babies': Miley Cyrus reluctantly kisses dogs goodbye before kicking off her Bangerz world tour Off to Minneapolis
- These boots are made for walking! Katie Holmes and Suri sport practical black footwear and cosy coats for school run Put a spring in their step
- You've got to be kidding? Kim Kardashian compares herself to icon Elizabeth Taylor in most indulgent selfie yet Recreating photo
- Cheek to cheek: David Beckham and Harper keep close in London in matching outfits They were the best dressed dad and daughter duo in town
- Feeling Fiennes! Stunning Felicity Jones cuddles up to co-star Ralph at The Invisible Woman premiere They grew close while playing lovers
- Adam Levine's Tessanne Chin battles through tears to perform Bridge Over Troubled Water in The Voice semi-finals Blew competition away
- So that's what caught Harry's eye! Kendall Jenner shows off her toned stomach and svelte figure, days after New York date with 1D star Styles
- Nothing to see here! Will Smith and Margot Robbie put affair rumours behind them as they greet fans on last day on Focus set Last day of shooting
- She's certainly Team Jacob! Taylor Lautner and girlfriend Marie Avgeropoulos hold hands for rock-out date at Jay Z concert In Los Angeles
- 'All my black friends can't swim... they don't go in the pool as they don't want to get their weaves wet!' Brandi Glanville upsets Joyce with racist remark
- Hanksy-panksy! Sexy Emma Thompson has a ball wrestling over Tom with wife Rita Wilson at Saving Mr Banks premiere Got playfully frisky
- A Brit of class! Bethenny Frankel picks up her daughter Bryn from Manhattan day care wearing Union Flag rain boots Mo skills and style
- 'Daddy, people are doing cocaine!' Michael Lohan comes to Lindsay's defence to insist she left party when she saw drugs 'Removed herself'
- Touch of sunburn? Pippa Middleton glows as she arrives back from romantic trip to Taj Mahal in India with boyfriend Nico Jackson The pair looked relaxed
- Drug paraphernalia found at the Miami mansion where Lindsay Lohan partied... before Barron Hilton assault took place Pictures from mansion
- Sorry Twihards! Kristen Stewart jets out of Los Angeles... but it's 'NOT to meet her ex-boyfriend Robert Pattinson in London'
- What would Effie Trinket say? Elizabeth Banks shows off her natural beauty as she goes make-up free for stroll with her sons Hunger Games star
- Somewhere Doug's heart is breaking! Courtney Stodden takes a topless selfie as she tops up her tan at the beach Cut a rather lonely figure
- 'I just wanted to be elsewhere': Victoria Beckham admits 'passion wasn't there' when she reunited with the Spice Girls for world tour
- Look away now Ashton! Mila Kunis and Channing Tatum share passionate kiss in trailer for Jupiter Ascending The first trailer for the Wachowskis' movie
- Spicing things up! Mel B slips into skintight jeans and gets cheeky on the red carpet with a fake mustache Blondes do have more fun!
- Anything Ireland can do! New mom Hilaria Baldwin follows her stepdaughter's lead with bikini-clad yoga on the beach in Hawaii Has pre-baby body back
- A Roar-ing good time! Pop hotties Katy Perry and Ellie Goulding catch over dinner It's a Gurls' night out!
- When Carrie met... Carrie! Sarah Jessica Parker and AnnaSophia Robb pose together for the first time in outfits that would do their shared alter-ego proud
- Leonardo DiCaprio attends Parisian premiere of The Wolf Of Wall Street amid fears for missing step-brother Reportedly suffering a private heartache
- So Whole-some! Gwyneth Paltrow treats children Apple and Moses to frozen yoghurt after picking up groceries in black gilet and jeans
- 99 Problems...but walking ain't one: Nicki Minaj is flanked by two bouncers as she arrives at Jay Z concert Two giant bodyguards
- Cool as ice! Alessandra Ambrosio styles out the big L.A. chill in skintight jeans and chic cashmere sweater Ran errands
- Is that your Christmas jumper, Avril? Lavigne wears her trademark black jazzed up with sparkles for Jingle Ball in Chicago Spreading holiday cheer
- Smitten by the sea! Steven Tyler's heavily tattooed daughter Mia cuddles up to her boyfriend as they frolic on Miami Beach Joined by Liv Tyler too
- How's that for a mood lifter! Pete Wentz hits the shops with his boy Bronx and girlfriend Meagan Camper after luggage goes missing Troubles forgotten
- 'I tried to commit commit suicide as a teenager': Justin Bieber's mother Pattie Mallette makes candid admission... as son says he's still growing up
- Gavin Rossdale reunites with his love child Daisy Lowe, as they walk her dog in London She is his 24-year-old model daughter
- 'Models need to be smart too!' Candice Swanepoel defends her profession as she shows off her figure in scarlet lace dress Need brains too
- 'I've lost 50lbs!' Yo-yo dieter Ajay Rochester has successfully slimmed down and shows off the results by getting back into her American flag bikini
- 'Falling in love with her gave me a foundation': Ben Affleck gushes about meeting Jennifer Garner on Daredevil set... but insists they'll NEVER team up again
- Sensational at 68! Goldie Hawn displays her lean limbs in tight workout wear for leisurely meal with a pal Proving that she's still in tip-top form
- Sad homecoming: Charlize Theron jets back to her native South Africa ahead of Nelson Mandela's funeral
- Walking in a winter wonderland! Maggie Gyllenhaal and husband Peter Sarsgaard wrap up against New York's frosty reception
- No shoes, no shirt...no problem! 'Lord' Scott Disick spends the day shirtless to soak up the Miami sun While Kourtney's away, Scott Disick shall play.
- Angelina Jolie's little prince Knox smiles with delight as family join The Lion King cast and crew after Sydney show Star was at the Capitol Theatre in Sydney
- 'I went through an awkward phase in my 30s': Jennifer Aniston reveals she's never been happier... and plans to direct like Angelina Jolie
- 'Instagram selfies are crazy out of control': Amy Poehler lambasts social media trend and says she 'hates looking at pictures of myself'
- Great Odin's raven! Will Ferrell takes tips from Ron Burgundy for Dublin premiere of the long-awaited Anchorman 2 Long-awaited sequel
- Baby, it's cold outside! January Jones goes wintry chic in camel coat and black turtleneck for lunch with little Xander
- Evangeline Lilly stuns in a black lace dress to the Berlin premiere of The Hobbit: The Desolation Of Smaug with Orlando Bloom On German red carpet
- Clint Eastwood's ex Dina talks to Bethenny about the 'bizarre' break-up of her 'fairytale' marriage and denies infidelity rumors Married for 17 years
- Halle Berry debuts her incredibly slender post-pregnancy figure in tight trousers as she steps out for first time since giving birth to son just weeks ago
- 'It's a little nude for me': Laverne & Shirley's Penny Marshall reveals she's not a Girls fan... and that Robert De Niro nearly starred in Big Showbiz veteran
- Lamar Odom 'sentenced to three years probation after pleading no contest to DUI charges' 34-year-old sentenced in a Los Angeles court
- Caught with his trousers down! Johnny Depp is stripped to his underpants in a scuffle on set of Mordecai The 50-year-old was spotted in London
- A model mother! Adriana Lima throws her daughter Valentina a birthday bash in Miami then two days later looks sexy in NYC for a Victoria's Secret event
- Is Mary-Kate Olsen, 27, tying the knot with Olivier Sarkozy, 44? Fashion mogul spotted 'shopping for engagement rings in high end jewelry store'
- No more Californication for David Duchovny as Showtime announces long-running sitcom will end after its seventh season
- Saving face: Battered Barron Hilton 'jets right back to LA to see top plastic surgeons' following Miami brawl that left him with multiple facial wounds
- Mansion number two! Gisele Bundchen and Tom Brady are building a mega house in Boston to rival their LA digs The 14,000 sq ft home will include a spa
- 'You came here to learn personal love. Messy love. Crazy love. Broken love': Khloe Kardashian posts desperate plea to Lamar Odom via Instagram
- Drugs and illegal poker rings: Lindsay Lohan friend Ray LeMoine at centre of Barron Hilton beating admits to murky past Revealed all in book
- She's turning into Jennifer Garner! Gwyneth Paltrow takes her kids and husband to Mrs. Ben Affleck's favorite organic food spot
- 'He was holding her hand': Harry Styles takes 'new girlfriend' Kendall Jenner to his favourite gay bar in New York for date night He's quite a ladies' man
- A dog gone shame? Family Guy replaces Brian with new street-smart dog Vinny in opening credits Brian was run over by a car and killed
- Keep up, Jim! Reese Witherspoon drags her husband along for a shopping tour de France The couple are enjoying a well-earned break in Paris, France
- Hands-on couple! Adam Levine and fiance Behati Prinsloo go arm-in-arm for a romantic stroll by the beach in Hawaii An inseparable couple
- 'I'm definitely not ready for kids': Katy Perry flaunts her toned midriff as she opens up about failed marriage to Russell Brand... and her new love John Mayer
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New reality show sheds rare light on Warren Jeffs' FLDS as former member helps runaways escape from secretive polygamous cult
- A night of Scandal! Pregnant Kerry Washington camouflages baby bump as she joins co-star Katie Lowes for holiday party
- Kanye West denies comparing himself to Nelson Mandela saying he would never 'dishonor or trivialize' the inspiring leader Fell into controversy
- Kanye West claims he's risking his life like a 'police officer or a soldier in war' because he could slip while dancing onstage It's a dangerous job...
- Britney Spears admits she would like a 'mini-me' daughter to stop her feeling lonely ...and says she felt sorry for Kim Kardashian over weight gain
- Pregnant Megan Fox hides her baby bump beneath snug winter coat on family outing with Brian Austin Green and little Noah Expecting second child
- Teri Hatcher proves she's still young at heart with a wild ride at Disneyland on her 49th birthday Teri proved you're only as old as you feel
- Owen Wilson's baby mama Caroline Lindqvist reveals her blooming bump in violet shirt and floral leggings Expecting Owen's baby boy early in the new year
- She's gone grey! Meryl Streep suits up and wigs out to join Katie Holmes' movie The Giver The acting legend was shooting scenes in Cape Town, Sth Africa
- Home for Christmas: Duchess of Cornwall welcomes home her battalion from Afghanistan tour Camilla at medal-giving ceremony in England
- Stay classy, er, Detroit? Meet Mort Crim - the 1970s Michigan broadcaster who was the inspiration for Anchorman's Ron Burgundy
- Kelly Bensimon, 45, takes her love of the gym too far as she displays her VERY hard body in a white bikini Reality star has a grueling workout regime
- Baby, she was born to ride! Bruce Springsteen watches proudly as daughter Jessica show jumps dressed as a white swan With his wife Patti Scialfa
- The Tylers are in town! Steven enjoys a family day out with strikingly similar daughters Liv, Mia and Chelsea and son Taj Looked fit as a fiddle
- Daddy cool! Lester Holt reveals vintage mustache in intimate family photo as Today show hosts reminisce about becoming first-time parents
- The heiress no man could resist: Prince Charles was besotted. She's dated Rod Stewart. Now, at 58, Sabrina Guinness is finally marrying
- How much? Jennifer Aniston 'one of Hollywood's most overpaid stars commanding $10 million a film' High grossing star
- Turning DC green with envy! Michelle Obama dazzles at Kennedy Center Honors as Billy Joel, Santana and Herbie Hancock Gorgeous in green gown
- EXCLUSIVE: She's a little monster! David and Victoria Beckham reveal daughter Harper is a HUGE Lady Gaga fan and even sings her songs Family met the singer
- Just don't mention Brad! Gwyneth Paltrow and Chris Martin among guests at Jennifer Aniston's star-studded holiday party Both dated Brad Pitt
- Not your most flattering look Martha! Stewart displays her pale winter legs in skin-tight cycling shorts and slip on shoes At the W Hotel in Miami
- Hoda the hottie! Kotb, 49, displays her toned figure in a bandeau bikini as she soaks up the sun in Miami Confidently donned a blue-and-white bandeau
- Now you see her, now you don't: Jennifer Lawrence is on top of the world for American Hustler press conference... but fails to stay for the screening
- Sarah Palin announces return to television with FOURTH reality show from her family The Sportsman Channel series will showcase Palin's lifestyle
- She's with the band! Taylor Swift shows off her long legs as she hits the beach with musicians from her entourage in Australia It's summer Down Under