A new service has been launched to help people identify financial services companies that not only provide competitive products but also have a record of treating customers fairly and keeping nasty conditions out of policy small-print.

The telematics black box is useful for young motorists like Sean Halpin (pictured). desperate to cut sky-high insurance so they can afford to drive. Annual premiums can be reduced by 20 per cent. But the savings come at a cost - not only must you take more care with how you drive but you must stick to tough limits set by your insurer that can then charge you for mistakes behind the wheel even if not your fault.

A significant proportion of owners already say it is harder to move up the housing ladder than it was to get on to it in the first place. Here we tell you everything you need to know if you want to move to a bigger home.

Cash was once king for Isa buyers but this year’s pauper rates are pushing it off its throne. The best rate you can find on a cash Isa is 3 per cent, fixed for five years, from Skipton Building Society. The top instant access option on the tax-friendly savings accounts is 1.75 per cent from minnow Stafford Railway Building Society, but it won’t accept transfers.

Income seekers looking to shares for better returns will be cheered to learn that dividends are on the rise. A record £100billion is forecast to be paid out to investors in 2014, with average yields of 4.2 per cent, according to Capita Asset Services, which monitors dividend distributions.

Sara Murray, co-founder of Buddi, walked away from a contract with the Ministry of Justice after spending £2million on the project over two years. She says that since bidding for the contract, her firm has won a raft of deals with foreign governments, including the US.

Rather than the usual chain store fashion you can enjoy expensive designer label outfits for a fraction of the price, simply by renting. Internet-based traders such as Girl Meets Dress offer top names such as Alexander McQueen, Stella McCartney and Dolce & Gabbana with rentals from £39 a day.

The Chancellor has already said he wants to address key issues facing the UK’s small firms when he delivers the penultimate Budget before the election this Wednesday. Speaking at the Federation of Small Businesses policy conference earlier this year, he told company bosses the Treasury was ‘hungry for your ideas about what we can do to help small businesses’. Here is a round-up of ideas business groups have put to the Chancellor George Osborne.

Motorists will be able to hire the new electric cars from £2.50 for fifteen minutes, £5 for 30 minutes or £10 per hour under a new car-sharing scheme in the capital. The first electric Bluecar cars have been in trial around the capital with 100 set to be in place within the year rising to 3,000 in total.

Newley separated TSB Bank has set itself apart from the pack offering a new current account paying 5 per cent interest on balances of up to £2,000. while asking for only a £500 monthly deposit. On top of this housueholds can even open two accounts to benefit from the

Money Mail, in association with Bupa, has produced an essential guide to care services and the crucial decisions families have to make about choosing what kind of support their loved ones will need, and how to pay for it. It aims to help families through every step of the process, and point them in the direction of independent help.

Modern work pensions mean that your retirement income is your responsibility. You and your employer put money into your personal pot, which should grow over time to eventually provide a nice healthy sum. Clearly, that makes engaging with yours a good idea. We explain how to get started.

The start of March marked the arrival of the new 2014 number plate and a rush of motorists tempted by cars with the most up-to-date registration. But if you don't want to pay top whack, there is actually an oversupply of effectively brand new but already registered vehicles - and a savvy buyer can negotiate big discounts on these, especially thanks to the numberplate change.

Danny Frondigoun managed to lose his ticket between passing the barrier and boarding the train. An East Coast inspector then fined him, despite Danny having the receipt and other proof of purchase. When he refused to pay it called the police. Danny appealed, but the train operator has stuck to its guns. This is Money investigates.

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 – updated – money-saving tips may appear light-hearted but are deadly serious.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

Midwives in the UK get paid on average £29,248: so where does your salary fit into the national league table, and how does it compare to the average in your profession? Our table lists hundreds of Britain's jobs from company executives and doctors to van drivers, waiters and textile machine operators.