Online banking customers who slip up and make wrong payments to get more help clawing their money back

Uh-oh: Online banking customers who realise too late that they have typed an incorrect digit will have better access to recourse

Major banks and building societies have signed up to the voluntary code, which will give customers greater protection if their money does go astray. All it takes is one incorrect digit when filling in an account number or a sort code when banking online, and funds can end up in the wrong bank account.

'You pay for Man Utd and get Colchester Utd': Barclays bosses face shareholder revolt over bonuses for under-performing bankers at AGM

Protesters wearing masks of Barclays Chief Executive Officer Anthony Jenkins demonstrate outsider the bank's AGM today

Barclays was accused of ‘paying for Manchester United but getting Colchester United’ as it faced shareholder anger over rising bonuses and falling profits.

European demand continues to boost UK car production as output jumps by 12%

Key market: UK car manufacturers have seen a jump in output thanks to strong demand from Europe

Car manufacturers produced 142,158 new cars in March, a 2.9 per cent increase on the same quarter last year when the number stood at 126,909, the SMMT said.

I booked a Thomas Cook holiday in Cuba but the hotel was hit by suspected food poisoning. Why must I pay 800 to move?

Worried: Sandi Long is concerned about going on holiday to a hotel where there has been an outbreak of illness

I am due to fly to the Hotel Playa Pesquero in Cuba, but have just read that some guests are falling ill. I am worried about going now because I really don't want to get ill on my holiday. Thomas Cook wants to charge me for changing hotel. Is this fair? What are my rights?

SIMON LAMBERT: Why would you pay a High Street estate agent so much money to sell your home?

Simon Lambert, Editor, This is Money

Considering how easy it now is to be a DIY seller, it's astonishing we still pay estate agents thousands in fees - so does that mean we actually think they are worth it?

Can I use my private pension to buy extra state pension without paying income tax?

Income boost: People who have retired before April 2016 will be able to buy additional state pension income at 891 for 1-a-week.

When restrictions on pensions are lifted next year, can my friend hand her pot over in exchange for extra state pension, without paying income tax?

Beware the latest nuisance call rip-off... scammers pretending to be from the service that bans nuisance calls!

Is it a scam? Households are being targeted by people offering a paid-for call blocking service that is available free of charge

Scammers target households that are weary of endless nuisance phone calls to offer them a paid-for service that they claim will block cold callers.

Shortage of three-bed semis as 'second-steppers' rush to buy a family home after the mortgage crunch

Three is the magic number: Three-bed semi-detached homes are in short supply.

A backlog of demand from 'second-steppers' who have been trapped in smaller starter homes during the financial crisis is fueling the rush.


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MARKET REPORT: Tate & Lyle takeover bid would be sweet music for punters

Market report

How sweet it is to be loved by hungry punters who think a tasty takeover bid could be on the menu. Excited professional investors suddenly turned sweet on Tate & Lyle amid growing speculation that Bermuda-based food processing group Bunge could be on the verge of launching a 3.9billion or 850p-a-share cash bid for the under-performing London-based food ingredients group.

Insurance giant Standard Life blasts Barclays over excessive bonuses


Barclays has come under fire after criticising Standard Life for daring to challenge its latest bonus bonanza in public.

Unilever plans Ragu sauce sell-off to focus on smaller number of core products

Sell-off: Unilever hopes to raise 1billion from the sale of Ragu

The consumer goods giant hopes to raise 1billion from the sale of the pasta sauce which it owns in America, having already sold the UK operation three years ago.

Confidence returns to retailers as High Street sales rise for fifth consecutive month

A new dawn

The High Street has a 'spring in its step', according to the CBI, in further evidence the economy is roaring back to life.

RUTH SUNDERLAND: Standard Life is right to speak up over bonuses

Ruth Sunderland

Alison Kennedy deserves a medal for attacking excessive bonuses at Barclays, not the rebuke she received from departing pay committee chief Sir John Sunderland.

CITY FOCUS: Deals in the mix for pharmaceutical giants

Big pharma M&A

Large pharmaceutical industry mergers and acquisitions 'can sometimes work but are often very disruptive' - that was the view of AstraZeneca boss Pascal Soriot.

Best cars to own 2014: It's no joke, Skoda takes top three slots in Auto Express customer satisfaction awards

Heavyweight champion: The Skoda Yeti was voted best car by drivers for the third year running

Skoda really has turned the joke on its head by scooping the top three slots ins a major car satisfaction survey of more than 50,000 UK motorists. As part of its spectacular hat-trick, the Skoda Yeti took top honours for the third year running in the Auto Express 'Driver Power' – as well as being voted the easiest car of all to drive and best overall SUV.

We're getting richer at last: Pay rises hit 2.5% in first quarter to overtake increase in RPI cost of living for first time since 2009

Nearly ahead of inflation: Workers saw their pay rise on average by 2.5 per cent in the first quarter

The increase in average pay for UK households grew by 2.5 per cent in the first quarter - the same pace as a year ago but now in line with the Retail Prices Index.

Investing in a fund? Hidden fees and charges could be gobbling up two-thirds of your profits

Invest wisely: Hidden fees could be gobbling up two-thirds of your profits

Despite new rules that are supposed to make it clearer what you pay to invest, our research reveals that layer after layer of fees still eat into investors' profits.

Rise in card spending over Easter period is down to DIY shoppers taking advantage of booming house prices

Do it yourself: Visa said spending over Easter weekend rose by 17 per cent, while DIY spending has grown 10 per cent year-on-year.

The card payments giant said spending on its cards in the UK was 17 per cent higher over Easter Weekend compared to last year.

Fancy a taxidermy date night or an insect cooking class? The nightlife start-up catering for our demand for the unusual

Founders: Andrew Webster and Nick Telson are the brains behind DesignMyNight

Andrew Webster and Nick Telson's winning idea was a site that helps design your night out - and it seems that a crucial ingredient is offering unusual experiences.

What really happens when you hit the Premium Bonds jackpot? We speak to the financial adviser to the winners

Agent Million: If you hold Premium Bonds, one day she might knock on YOUR door

Many people dream how they would spend a 1m prize, but only a few live out their fantasy. Premium Bonds operator NS&I; offers all newly-minted millionaires the option of getting some money advice from a professional financial planner after they receive the good news. Robin Melley of Matrix Capital reveals his top 10 tips for people who hit the jackpot.


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Will you be quizzed about your sex life when you apply for a mortgage? Banks forced to crack down on lending with three-hour interviews

How did this happen then? In some cases, bank advisers have asked specific questions like have you been trying for children? Are you expecting?

Everyone who wants to get a mortgage will now have to go through onerous and intrusive checks to prove they can afford to repay what they borrow. It won’t just be first-time buyers who have to pass these checks, to be introduced by City watchdog the Financial Conduct Authority.

SIMON LAMBERT: Why would you pay a High Street estate agent to sell your home?

Worth it? Are a High Street estate agent's fees worth it when you can sell online for less?

Considering how easy it now is to be a DIY seller, it’s astonishing we still pay estate agents thousands in fees - so does that mean we actually think they are worth it? Having paid an agent myself in recent years, I can tell you why I did – to get a better price. But, in a different position and a seller’s market would I pay? I suspect not.

Bullish homeowners rush to invest in house improvements as they expect property prices to rise 9%

Bullish: Homeowners across the UK expect property prices to rise by at least 7% in their region

Property owners expect house prices to rocket by a staggering average of 8.8% between now and September a survey has found.

Spending power in the North East grows at nearly double pace than in London - but Londoners still have more money to splash on luxuries

Discretionary income: Londoners still have the highest spending power in the UK despite it grew at half the pace than in the North East last month

Asda's latest income tracker says household spending power in the North East grew by 5.5 per cent while in London it rose by just 2.8 per cent.

'I worry people on average incomes will now struggle to get a mortgage': Building society boss says focus should be on tackling housing supply problems

Double lockout: Paul Winter says that the focus should be on increasing housing supply, not locking out those with small incomes from obtaining a mortgage

The Government should address housing supply issues rather than limiting those on average incomes from obtaining a mortgage, according to the chief of Ipswich BS. Paul Winter told This is Money many aspirational homeowners are set to face a 'double lockout' in the form of unavailable lending and a lack of homes to choose from.

ASK TONY: My bag went up in smoke after a coach in which I was travelling caught fire – but I can’t claim on insurance

Emergency: I saw smoke billowing out of the front so immediately got off, leaving behind my bag containing a change of clothes

Last August, the coach in which I was travelling caught fire. I saw smoke billowing out of the front so immediately got off, leaving behind my bag. I claimed 250 from the coach company’s insurer (as instructed). I have received a letter from the insurer, Allianz, saying that the incident was completely unforeseeable’ so it won't pay out.

JAMES CONEY: The new stringent mortgage rules could prove to be a hard test to pass for many first-time borrowers

Test: Officially starting on Saturday, many banks and building societies will implement time-consuming detailed probes

Officially starting on Saturday, though many banks and building societies have already implemented them, the rules are onerous, time-consuming and detailed.

Schroder Recovery: The fund that hunts for bad news so it can invest in shares that look set to bounce back

At the helm: Nick Kirrage (pictured) and Kevin Murphy are joint managers at Schroders

Schroder Recovery finds companies that have suffered a setback so their share price looks cheap - and then invests in those it thinks can bounce back.

Thought the 'pasty tax' was bad? Well, the Isle of Man gives you...the Toilet Tax!

Caught short: The Isle of Man is implementing a 50 tax on each property to pay for sewerage, rising to 100 next year.

Residents in the Isle of Man now have to pay a 50 sewerage tax, rising to 100 next year. This is Money has taken a look at other deeply unpopular taxes.

I'm due to miss the new higher state pension - but will I be able to get it if I defer my retirement for a year?

No rush: Delaying taking your state pension can have benefits - but you will have to wait.

I am due to receive my state pension in November 2015 when I reach 62 years of age. It will be at the current, lower rate rather than the new higher one. But, if I delay receiving my state pension until after April 2016 when the new single tier rate is introduced, would I receive the higher amount?

Heartbleed bug poses the biggest threat to your bank security yet by allowing hackers to snatch credit card details online

Change your passwords: Internet bank customers are being warned to change their passwords to reduce the risk of falling victim to the online bug

The Heartbleed bug has been dubbed the biggest internet security threat the world has ever seen. The virus, has been around since 2012. It allows hackers to steal valuable data, such as passwords or credit card numbers, through holes in a firm's website security. There are fears hackers could hold on to stolen data.

What your credit score reveals about you and how to read your report

Credit report: Navigating your credit file can be confusing but it is important to check your score and the details of the report to give yourself the best chance of being accepted by potential lenders

A good credit score is crucial to getting the rate you want when borrowing so it is important to check your filed and make sure it is in the best possible shape.

Small banks have the best deals for savers willing to tie up their cash for one or two years

Top deals: Smaller providers such as Shawbrook and Close Brothers have the best buy fixed-rate savings accounts

Savers willing to tie up their money for one or two years can earn top deals with smaller banks. Shawbrook has raised the rate on its one-year fixed-rate bond.

Energy giants pocket 75m of green tax cuts which would have helped millions of households save 50 on their energy bills

British Gas, EDF Energy, Eon, Npower, Scottish and Southern Energy and Scottish Power  will save money this year after the Government slashed network charges

All of the big six firms will save money this year after the Government slashed network charges and the cost of implementing green schemes.

Can this man revive the Co-op? Richard Pennycook faces the unenviable task of leading embattled group

Co-Op: Richard Pennycook was thrust into the role of caretaker boss by the exit of Euan Sutherland, who walked out in a huff

Pennycook was thrust into the role of caretaker boss by the exit of Euan Sutherland, who walked out in a huff after details of his 6.6million pay deal were leaked. At the age of 50, Pennycook is a seasoned retailer with a string of crisis-management situations under his belt, including Laura Ashley, Welcome Break and HP Bulmer.

Virgin Atlantic boss plots course for return to profit in 2014

Cabin pressure

Sir Richard Branson's airline has made a profit only once in the past four years, but boss Craig Kreeger said he was 'committed' to a return to the black during 2014.

Production boost lifts Anglo American shares, with all commodities except platinum seeing growth

Strikes impact: Anglo American's platinum production was hit by violent strikes in South Africa, but all other commodities saw growth

Investors welcomed the update on the miner’s performance, the latest since new boss Mark Cutifani arrived a year ago with a cost-cutting agenda.

Iconic Gherkin tower in a pickle as owners drown in debt

Iconic tower: The Gherkin looks set to be sold

The Gherkin, one of the most famous skyscrapers in the City of London, looks set to be sold after it was put into receivership.

Currency movements knock sales at Ben & Jerry's ice cream firm Unilever as emerging markets growth slows

Sales slow: Currency factors impacted first quarter sales at Ben & Jerry's ice cream maker Unilever

Emerging markets saw 6.6 per cent sales growth for Unilever in the first quarter, slower than the 8.4 per cent growth it notched up in the previous three months.

Ed Balls facing calls to explain role in disastrous Co-op takeover of Britannia that triggered near-collapse of mutual

Labour party shadow Chancellor Ed Balls delivers a keynote speech during the second day of the annual Labour party conference in Liverpool, north-west England, on September 26, 2011. AFP PHOTO/BEN STANSALL (Photo credit should read BEN STANSALL/AFP/Getty Images)

Mr Balls has repeatedly boasted how he helped to grease the wheels of the 2009 deal which will be pin-pointed as the crucial factor in its decline.

Fresh blow for savers: Banks cut rates on top cash Isa deals just weeks into the new tax year

Rates slashed: Banks have begun to chop Isa deals

Banks are making chops to Isa deals at the start of the new tax year. Some of the big High Street names have led the rate-cutting and others are bound to follow.

Thousands of British jobs at risk as AstraZeneca faces takeover battle with US drugs giant Pfizer

Bid target: AstraZeneca, led by Pascal Soriot, who took over as chief executive in 2012, has been struggling with falling sales and profits

AstraZeneca, which develops cancer and diabetes drugs, almost fell prey to Pfizer, the US group behind Viagra, last year although talks broke down over price.

Refinancing debts puts insurance giant Saga in line for 3bn stock market listing

Stock market listing: Saga offers financial services but also cruises to over-50s

The company said last night that it is in a ‘strong position to proceed with an IPO’ after renegotiating its loans.

Primark is poised to break into the lucrative American market in its biggest move since opening stores in France last year

France: Students stand outside a Primark in Oxford Street

Associated British Foods, which posted a 4 per cent rise in half-year underlying sales for its budget fashion chain, plans to open a series of stores in the north-east states.

Sports Direct goes to battle with shareholders for rejecting Mike Ashley bonus scheme

Revolt: Sports Direct sought to push through a bonus scheme that would have seen the billionaire make a further 65million

In a strongly worded statement, contained in an upbeat trading update, the firm attacked shareholders for refusing to support the latest bonus scheme for Ashley.

Tax-free lump sum on pension pots 'should be scrapped' and savers given 50p tax relief for every 1 they save, think tank argues

Lump sum: The Centre for Policy Studies argues that scrapping the lump sum would help address the inequities in a pension benefits system costing the country 54billion every year.

The proposals have been put forward by Michael Johnson, of the Centre for Policy Studies, as a way of addressing the inequality of the current pensions system. He has called for a new 'simpler' system that would see every 1 saved into a pension attract 50p tax relief, rather than the current marginal rates system where it costs basic rate taxpayers 80p to save 1, while it costs higher rate taxpayers just 60p.

Small print that's longer than George Orwell's Animal Farm! HSBC gets wooden spoon for endless terms and conditions

Book length: The terms and conditions for an HSBC current account are longer than George Orwell's Animal Farm

Nearly three quarters of people do not read terms and conditions and policy documents from banks and insurers in full because they are too long, according to research.

Jumps in stamp duty, fees for estate agents and lawyers pushes cost of moving home up 6% to 8,248

Struggle: People are finding the cost of moving home more expensive than usual.

The research by Lloyds Bank, showed that, collectively, UK home owners spent 6.6billion on moving home last year, a 27 per cent year-on-year increase on 2012.

Will new rules kill off Britain's favourite mortgages? FCA chief says watchdog has worries about 'teasers' like the two-year fix

MMR countdown: New rules start next Saturday which will mean stricter checks when borrowers apply for a mortgage

Cheap but short-term fixed-rate mortgages could be hit by a bid to ensure the irresponsible lending that contributed to the 2008 financial crisis is not repeated.


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MIDAS SHARE TIPS: 'Dogs' portfolio yields 5.9% and is running ahead of the Footsie - and Sainsbury's and Vodafone are now in


The Dogs portfolio is made up of the ten highest-yielding stocks in the FTSE 100 and the recent share price gains mark an impressive return to form. We last reviewed the portfolio in October, since when it has risen by 6.5 per cent. The FTSE 100 index of Britain's largest quoted companies has climbed 2 per cent over the same period.

Pay booms for building societies' chiefs as millions of savers are hit with more than 1,000 interest rate cuts

The big league

Building societies made more than 1,000 interest rate cuts to savings accounts last year but 13 chief executives enjoyed double-digit percentage increases to their pay packages.

Why do building society bosses deserve bumper pay rises? We ask them to justify the hikes

Bumper year: Market Harborough's Mark Robinson's remuneration increased by 10.1 per cent.

Almost half of all building society chief executives, such as Market Harborough's Mark Robinson, pocketed double-digit percentage renumeration increases. We asked them how thy are justified.

Who Wants To Be A Millionaire? Number of people seeking professional help drops as most turn to friends and family to get free pension advice ... BUT this could be disastrous, experts warn

Questions: Chris Tarrant on the popular TV quiz show

The forthcoming pensions revolution will give almost limitless choice on what to do with our retirement savings pots - but new research suggests we could be heading for trouble because of where we seek our financial advice. Should you get help from an expert or go it alone?

TONY HETHERINGTON: 'Debt collector' exposed as fake in timeshare row

La Quinta Club in Spain

Tony Hetherington is Financial Mail on Sunday's ace investigator, fighting readers corners, and winning victories for those who have been left out-of-pocket.

JEFF PRESTRIDGE: Current account switchers should not fall for the Co-op Bank's 100 bribe

jeff prestridge

Despite its parlous financial state the bank continues to offer a ‘bribe’ of 100 to anyone thinking of jettisoning their existing bank in favour of the Co-op.

I switched and cut my costs by 30 a month: Get big savings on your energy bills from the small suppliers

Plugged in: Martin Spencer is only concerned about price and not the provider's size

A price war is kicking off among small 'challenger' energy suppliers as they try to swipe customers from the Big Six suppliers. We explain what is happening and how you can benefit. Martin Spencer (pictured) recently switched to a one-year fixed tariff with Flow Energy, one of the smaller suppliers, saving 30 a month.

Low inflation and wage rises to boost UK household spending power by 1.5% in 2014

Spending power: Many Britons will benefit from rising wages and lower inflation.

Living standards should rise on the whole, with inflation set to stay below the 2 per cent target for the remainder of the year, a think tank predicts.

Encouraging bunking off? Center Parcs slammed for advertising family holidays that are only available in term time

Center Parcs ASA ruling

The 279 holiday for four people is advertised as a family break, but is not available during the school holidays or weekends.

That's the ticket! 'I started up my bus company at 16 and now my 3m firm stands to win national award'

Driving force: Geoff Cross of Central Buses

CEN Group, set up by Geoff Cross, 27, when he was 16, is among the finalists in the Federation of Small Businesses' WorldPay UK Business Awards. Almost 1,000 firms entered the awards, backed by The Apprentice star and small business ambassador to the Conservatives, Karren Brady.

Report into RBS's treatment of small firms accused of overlooking crucial evidence

RBS whitewash: Small firms have slammed the report

A report commissioned by RBS to investigate its treatment of small firms has been accused of ignoring offers of information from businesses and their advisers.

Generation gap hits Britain's small family firms, new research warns

Mis-match of style: The handover for first-generation companies is usually the most fraught

The transition of a family firm from one generation to the next is at risk from mis-matches of styles, ambition and plans, says a global study by PwC.


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Where do you stand in the pebbledash wars: Is it a hideous eye-sore or a chance to bag a property on the cheap?

Garish? Pebbledash seems to bring out some of our more snobbish instincts, but it used to be coveted

Nothing divides opinion like pebbledash. While many consider it hideous, in the right architectural context can it be an adornment, not an eyesore? One West Hampstead resident was forced by the council to restore her pebbledash, after she had removed it without seeking planning permission.

Is a faulty shower mixer tap making our boiler work too hard and driving up our gas bills?

Is the shower stealing power?

When it is turned right over to hot it is still not hot enough, at least in the winter, so we turn up the heat regulator on the combi boiler to get hot showers.

Forget London, it's far too pricey! I launched my property start-up in Berlin instead - and bought 1,000 flats

Property savvy: Jonathan Freedman (left) has made the most of investment opportunities in Berlin's up-and-coming neighbourhoods

Berlin has a young, creative energy and is cheap enough to invest, says property guru Jonathan Freedman, who ditched Britain's price property for Germany.

The estate agent's defence: Eight reasons why you should pay the professionals to sell your home

Is an estate agent worth the money? We may moan about them but when it comes to actually putting our homes up for sale, the vast majority of people still opt for a High Street agent’s services. Leading agent Ed Mead, who stars in BBC series Under Offer, explains why his much-moaned about industry really helps.

Get ready for a new bank explosion: As red tape is loosened, FCA reveals 29 firms have applied for the right to do battle for your money

Account explosion: Will the dawn of quicker banking licences mean more current account choice in the near future? Pictures, Walter White in TV series Breaking Bad

The Financial Conduct Authority has confirmed that 29 firms have applied for authorisation to become banks, This is Money can reveal. But will this result in more current accounts to mix-up a market where four giants control a 75% stake? Banking correspondent Lee Boyce takes a look.

Top 20 most watched investment trusts: Investors attracted to 'dividend heroes' - and size isn't everything

Searches: Data from the AIC shows the most viewed trusts on its website, but how have they performed?

We reveal the most viewed investment trusts of the start of 2014, why investors like them and how they have performed.

M&S; vouchers, cashback, 5% interest and free overdrafts - are you tempted by the latest juicy current account perks?

Interest account: TSB has a current account which pays 5% interest on balances up to 2,000

There has been a raft of new current accounts in recent months offered by banks, including TSB and its Classic Plus which pays 5% interest to customers.

Banks and building societies give 'inexcusably' bad information on savings compensation and protection, investigation reveals

Poor responses: When questioned about savings protection, banks and building societies often could not provide basic information

Which? researchers posed as new customers to ask 13 banks and building societies questions about how the Financial Services Compensation Scheme (FSCS) works.

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money: How to cut what you spend and put more in your savings

To clear the average national household debt of 13,000 at 6% interest with a monthly repayment of 100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 – updated – money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

DIY investing: How to pick the best platform for you.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

What should you know before buying a fund? The DIY investors'guide

DIY investing guide: A financial expert explains which bits of a KIID document are actually important, the parts investors are free to skim, and what important information they leave out

Investment companies have to produce a checklist of important details like charges and performance for each of their funds - but what do they leave out?

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Starting out: Fund tips for beginner or cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? City economists tip rates as high as 1.75% next year, as traders bet on swifter hikes

Lower for longer: Bank of England Governor Mark Carney has stated that the base rate should stay low and only rise gradually.

Interest rates will rise next year, probably above 1 per cent and possibly as high as 1.75 per cent, City economists say. This is higher than the Bank of England itself expects and comes as inflation was reported by the ONS to have dropped to 1.6 per cent in March this week - theoretically easing pressure for a rate rise.

Our savings picks: This is Money's five favourite best buy cash Isas for 2014

number 5

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Ten tips for buy-to-let: the essential advice for property investors and pick of the top mortgage rates

Hand holding model house to let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Read our top ten buy-to-let tips

The best ever mortgage deals are vanishing, so should you grab a fix now? What next for mortgage rates?

Lock in a five-year fix now: The bank rate could rise as early as next year, which would send mortgage rates up

Borrowers have seen the best of the spectacularly cheap mortgages vanish, especially the cream of the five-year fixed rates. So should you act now?

Compare your pay to the national average in your job: League table of official UK salaries across 400 trades and professions

Best paid jobs: Where would the hard workers of Call the Midwife sit in the pay league?

Midwives in the UK get paid on average 29,248: so where does your salary fit into the national league table, and how does it compare to the average in your profession? Our table lists hundreds of Britain's jobs from company executives and doctors to van drivers, waiters and textile machine operators.

Premium Bonds winners

April 2014
Prize value Winning bond No. Area
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100,000 95BA403053 West Sussex
100,000 49HX819840 Buckinghamshire
100,000 120KM691885 Warwickshire
50,000 211KN055510 Hampshire and Isle of Wight
50,000 183FZ080246 Buckinghamshire
50,000 77JF436857 North Yorkshire
50,000 152HJ813502 Reading
50,000 206DG422270 Overseas
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50,000 135NA625127 Lancashire
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Will new rules kill off Britain's favourite mortgages? FCA chief says watchdog has worries about 'teasers' like the two-year fix

MMR countdown: New rules start next Saturday which will mean stricter checks when borrowers apply for a mortgage

Cheap but short-term fixed-rate mortgages could be hit by a bid to ensure the irresponsible lending that contributed to the 2008 financial crisis is not repeated.


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