The rich get richer: Britain's wealthiest DOUBLE their fortunes since the financial crash and are now worth £519billion

Billions: Virgin tycoon Sir Richard Branson is worth £3.6billion.

The fortunes of the 1,000 richest men and women in the UK rose by 15.4 per cent compared to last year, when their combined wealth stood at £449billion. It also means that total wealth has doubled since 2009, when the top 1,000 were worth a measly £258billion. Topping the table are industry and finance tycoons the Hinduja brothers, whose combined fortunes of £11.9billion usurpsed Arsenal FC shareholder Alisher Usmanov.

Carney says housing market boom is 'biggest risk' to economic recovery and warns Bank is ready to take action on mortgage lending

Warning: Mark Carney has said the Bank of England will be keeping a close eye on the UK's booming housing market.

With average house prices sky-rocketing in most parts of the UK and approvals for larger mortgages also on the rise, the Governor worries that a 'big debt overhang' is building up.

US drugs giant Pfizer races to beat deadline with £55-a-share deal for AstraZeneca

Improved bid: The AstraZeneca board has already rejected Pfizer's £50-a-share offer

Pfizer is understood to be putting the final touches to an improved bid for AstraZeneca this weekend which is expected to value the British drugs giant at £67 billion.

'I paid £500 for Rolex now worth £20,000': Why watches are a timely investment 100 years after First World War

Rhythm: Ian Anderson of Jethro Tull paid £500 for a Rolex Cosmograph now worth £20,000

A vintage wristwatch can be a timely investment - and this year is an important anniversary for timepiece investors. The mechanical watch was traditionally attached to a chain fob, but in the First World War it began to be worn on the wrist as a practical necessity by soldiers fighting in the trenches. Jethro Tull's Ian Anderson (pictured) is a collector.

'It's easy for me to thank everyone online': Get the maximum cash out of your charity donations

Gift horse: Sophia Walne is raising money for a Scout charity

JustGiving users have raised £1.5 billion, but it is one of the most expensive choices for fundraisers. Sophia Walne (pictured) aims to raise £3,500.

'I’ll make my own lunch to get first home loan': Can you pass the 5 stress tests to get a mortgage?

Meal deal: Sarah Heath is willing to save

Get ready to put your finances through the ‘stress tests’ as you won’t get a mortgage or be able to remortgage without passing them. Sarah Heath fears being rejected.

'I get BIG savings on my tiny cars - so join the club': Smart ideas to drive down car insurance

Dinky cars: Andy Carter with some of
his classics

Shopping around for the best car insurance is the simplest way to cut costs. But there are even smarter ways to slash premiums. Andy Carter gets a good deal.

'New overdraft fees felt like Barclays WANTED me to leave the bank': Check out the winners in current account wars

Bounced out: Anthony Coleman and Lucy Roach with Maisie, Matilda and Martha

Supermarkets, High Street stores and banks are locked in a battle for new current account customers. Anthony Coleman (pictured) has changed his bank.

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MIDAS SHARE TIPS: Get aboard as Saga sets sail for its stock market float

Ship shape: The company,
which is known for its cruises
for older travellers, makes most
of its money through insurance

Over-50s travel and insurance group Saga is one of the best-known brands in Britain and its flotation is one of the most eagerly awaited stock market events of the year. Would-be investors have until midnight on Tuesday to apply. But are the shares a bargain or is Saga simply riding the flotation bandwagon?

SIMON WATKINS: As far as City is concerned about Pfizer’s bid for AstraZeneca, only money talks

Simon Watkins

If people are sufficiently strongly opposed to the takeover, they should write to whoever handles their investments or pensions and make their voices heard.

Adventure Forest Group reports rising profits and claims 'green shoots of recovery' at last boosting business

High life: Go Ape's treetop challenge

Turnover for 2013 was £15.4 million, up from £13.1 million, while profits rose from £2.1 million to £2.6 million.

MIDAS SHARE TIPS UPDATE: Hold on tight…Alton Towers owner can still bring shareholders thrilling profits

Upside: Merlin has risen 13 per cent since its debut

Merlin Entertainments floated last November at 315p. Midas recommended buying stock and the shares have since risen by almost 8 per cent to 3391⁄4p.

Greece gets fund's vote as Europe emerges from currency crisis

FP Argonaut Absolute Return Fund

Barry Norris, of the Argonaut Absolute Return Fund, believes that despite the country's troubles, Greece is the word for investors with eyes on making money from Europe.

Marc Bolland hails golden era at Marks & Spencer even as profits slide

Reshaping: Marc Bolland with model Rosie Huntington-Whiteley

Bolland will outline plans to cut company spending by £200 million a year over the next three years, arguing that key capital investment is complete.

Forget the Christine Keeler scandal - Cliveden’s the new Downton: Britain's most notorious grand house cashing in on tourist boom

Infamous: Cliveden, where Christine Keeler met John Profumo, is drawing new guests

Booking at period homes rose by 18 per cent last year according to VisitBritain with the TV drama widely credited with attracting tourist pounds. Cliveden, the former home of the Astors and the scene of key events in the notorious Profumo scandal, is now a top-class hotel owned by brothers Ian and Richard Livingstone, who made their fortune in London property.

Ryanair's loudmouth Michael O'Leary humbly admits: We're falling behind...we CAN learn from easyJet

Colourful character: Ryanair boss Michael O'Leary has vowed to be nicer

Call O’Leary what you like just as long as you keep flying Ryanair. That has always been the philosophy of the budget airline’s ever-colourful boss. Or it used to be. With the budget airline about to report its first fall in profits for five years, O’Leary is out to change his ways.

Energy bills set to rise in order to pay for wind farms in Scotland

Hot air: Ofgem admits that its proposals will result in Scottish wind farms paying an average of £13 per kilowatt less than at present to access the National Grid

Regulator Ofgem said it would go ahead with plans to shake up the energy market that will end up helping Scottish wind farms at the expense of power stations in England.

TONY HETHERINGTON: 'I lost £27,000 with risky trader banned in US'

Tony Hetherington

I opened a small trading account with Banc de Binary and was contacted by broker Simon Sachs, who convinced to deposit my money, which I can't get back.

Co-op Group set to scrap dividend to members and kicks out amateurs

End of an era: The scrapping of the traditional annual divi came as part of wider overhaul of the troubled group

The end of the traditional divi came as part of wider overhaul, which will see its elected board of lay members replaced by a professional executive team.

SALLY HAMILTON: Fund managers get fat but serve up poor returns

Sally Hamilton

Research for The Mail on Sunday by fund analyst FE shows that as many as one in three failed to beat their index over the past ten years.

Supermarket which launched five months ago with backers including Body Shop veteran Gordon Roddick plans second store

Target: Amy and Ruth Anslow's shop' hiSbe' broke even after a month

The Brighton store, called how it Should be or hiSbe for short, was set up by sisters Ruth and Amy Anslow and aims to provide an alternative to the grocery giants, by selling what its calls affordable groceries sourced 'responsibly'. It is now considering opening a second outlet in neighbouring Hove.

Parliamentary plans to impose levy on payday lenders stumble at first hurdle after key clause fails to make it into Consumer Rights Bill through lack of time

Campaign: Stella Creasy wants more regulation for payday lenders

The clause has been backed by Labour leader Ed Miliband and championed by Labour MP Stella Creasy, who has campaigned for more regulation.

SMALL BUSINESS: Food producers cut to pieces as prices plunge at checkout

Under pressure: Average farm gate beef prices have dropped to about £3.50 a kilo from £4 a year ago

The average price paid to farmers for meat has slumped by 12.5 per cent over the past year, according to the National Farmers’ Union.

SMALL BUSINESS: Entrepreneur Dan Yates has particular reason to celebrate arrival of sunshine

Demand: Dan Yates expects bookings to double this year

Bookings at Pitchup.com, where holidaymakers can choose from more than 5,000 camping and caravan sites in Britain and across the Continent, shot up last week.

I want to invest in Saga shares, but can I do it through an Isa?

Saga: Saga is due to float at the end of May

I am a Saga customer and am interested in buying shares in the public listing. I known I am entitled to extra shares, but can I invest through my Isa? Our experts explain how customers and non-customers can take advantage of the Saga float and where you can buy the shares

System flaws hitting small firms shows why 'taxman should not be trusted' to take cash from bank accounts

Untrustworthy: The Institute of Chartered Accountants said there's 'fundamental flaws' in the new tax reporting system.

The Institute of Chartered Accountants argues that flaws in HMRC's new tax reporting system for small firms show it should not be given greater powers. The Real Time Information system means firms must provide the taxman with details every time a worker is paid, typically needing monthly updates from businesses that previously had to provide figures only once a year.

Government offers beleaguered UK Coal £10m loan at 10% interest

Loan offer: UK Coal plans to close its two deep-mine pits and sell its six open cast pits.

The firm is still in final negotiations with the Government and it is expected to make an announcement on its future this week.

Is the party ending for buy-to-let? Landlords see rents rise just £5 in a year - but house price boom pushes average total return to almost £17,000

Rent growth: How rents have changed since January 2010

Rents in England and Wales are just 0.6% higher than a year ago, which is less than half the latest 1.6% annual rate of inflation, according to a monthly index.

Are you living near a building boom? Number of new houses being built in England up a third in a year but still 26% below the last decade's peak

Hotspots: These maps show where new starts are mainly concentrated, with deep blue being the areas with most growth

North and east above London's green belt has seen a boom in building, from Essex and Cambridgeshire, to Leicestershire and onto Suffolk and Norfolk.

Big fashion names wanting to offload unsold stock helping online website BrandAlley bloom

Blossoming: Melissa Littler and Rob Feldmann at Chelsea

Sales at the £33 million-a-year turnover site, which is exhibiting at Chelsea Flower Show this week alongside top companies such as Gucci and Laurent-Perrier, are expected to more than double in the next three years. BrandAlley, which was bought from Rupert Murdoch’s former News International last year, holds ‘flash’ sales for hundreds of brands.

Rude awakening awaits millions of retirees: Why it's vital to check how much state pension you're going to get

Misapprehension: Many people heading towards retirement may be overestimating how much state pension they are likely to get.

Research from the Institute of Fiscal Studies shows that many people heading towards retirement expecting the full state pension could be in for a rude awakening.

Website for the over-50s plans expansion with help of £1million fundraising drive

Target audience: Silversurfers.com aims to be an 'online Saga' for the over-50s.

Silversurfers.com aims to be an 'online Saga', offering news, advice, special offers and discussion forums, and directors include former Marks & Spencer executive Nigel Colne.

Long-term mortgages hit record high as Britons struggle to afford a home amid rising prices

Long term debt: The number of mortgages to be re-payed over 30 or more years hit a record high in the first quarter

The Council of Mortgage Lenders said 13.7 per cent of Britons who took out a mortgage in the first three months of the year will repay it in 30 or more years.

Are you a secret millionaire? ONS report reveals that one in ten of us is, largely thanks to surge in property values

More than 1 in 10 people own a second property or land, including 3 per cent who have a second home abroad

Roughly one in ten households in Britain are worth seven-figures largely thanks to the boom property values, particularly in the South. This is Money takes a look at the key facts from the ONS wealth report which reveals financial snapshot of our finances.

M&S Bank launches new gimmick-free current account with low cost overdraft, rewards points and £100 in vouchers and NO annual fee

Good all-rounder: M&S Bank launches a new fee-free current account offering customers reward points, a free overdraft buffer and reduced overseas charges.

M&S; Bank has added a new fee-free current account to it's banking line up. The new account offers a good all-round deal with a low cost overdraft, rewards points to spend in stores and £100 in M&S; vouchers for those using its switching service.

'Your state pension will be...': Individual statements for new old age pension expected 'this summer', DWP says

Changes: The new flat-rate state pension will be introduced in April 2016 in what is the biggest shake-up of the system in decades.

The DWP has told This is Money that people will be able to request individual statements for their single-tier pension at some point over the summer.

New Burberry chief executive Christopher Bailey in line to get annual pay package of £10.3m

Christopher Bailey's luxury package

The luxury goods firm has created a long-term incentive plan that could pay out up to £4.4m if he hits targets, the annual report will show next month.

The pension haves and have nots: Official figures highlight huge savings gaps between the sexes and rich and poor

Inequality: Almost half of pension savings in the UK is held by just 10 per cent of savers.

Figures from the Office for National Statistics cast a harsh light on the massive inequality that exists among the UK's pension savers.

Money Morals: I've found the perfect house, should I buy-to-let now and then use my pension to clear the mortgage next year?

Pension plan: Should I buy-to-let now and then pay off the mortgage with my retirement pot in a year's time.

I plan to take out my pension money as cash and buy a rental property outright, I will then use the rent from this to provide me with extra income in my retirement. I think that if I wait until I get my pension pot next year, I could end up having to pay £10,000 to £20,000 more for a similar property. So should I act now?

Newcastle BS launches new fixed-rate savings deal paying 3.5% - but would you lock your cash away until 2021 to get it?

Newcastle BS launches new seven year fixed-rate savings account

Newcastle is the latest small savings provider to launch a long-term fixed-rate account in a bid to tempt savers with a market-leading rate.This morning, it has launched a seven-year fix with a 3.5% rate, meaning savers will have to lock away until 2021 to get it.

BoE's Broadbent says house prices rises not surprising and sees no need for rate rises while mortgage debt remains stable

Watching brief: Ben Broadbent said the Bank had tools to curb house prices without raising rates.

Sterling took a pounding as the Bank declared the UK had ‘edged closer’ to higher interest rates - but played down the prospect of an early increase.

When will interest rates rise? Slack and low inflation means rates are on track to stick until mid-2015, despite house price conundrum

Lower for longer: Bank of England Governor Mark Carney has stated that the base rate should stay low and only rise gradually.

The Bank says slack in the economy could keep rates down, while unemployment would fall faster than expected, growth was on track and inflation was low.

E.On becomes fifth of the Big Six energy suppliers to be fined for mis-selling and must pay £12m plus compensation to victims

Compensation: E.on will pay £12million and believes some 465,000 customers have been victims of mis-selling

The energy regulator said that E.on mis-sold energy plans to a large amount of customers as it did not provide them with the correct information after failing to properly train its sales staff and those it employed through third party telesales agencies between June 2010 and December 2013.

Engineer Kentz becomes first British company to suffer defeat in legally binding vote over pay plans

Pay checked

The firm’s remuneration committee will go back to the drawing board, consulting investors on a new pay policy, after 58 per cent of them refused to back it.

Bovis Homes sees 80% jump in reservations for new homes as it continues to benefit from housing market recovery

Increased activity: Bovis Homes said so far it had built 78 per cent more homes than last year

The housebuilder said the total amount of private reservations to be completed this year were 2,096 – a 78 per cent increase from last year’s 1,176 units.

ALEX BRUMMER: Dangerous prospect for the eurozone as next Euro parliament is likely to be full of Right-wing kooks

Alex Brummer

The elections will be the first time since the eurozone crisis erupted that voters will have a chance to make known their views at the ballot box. It will not be pretty.

MARKET REPORT: Britain’s biggest supermarkets lead way as Sainsbury’s, Morrisons and Tesco claim gold, silver and bronze in FTSE 100 leaderboard

A computerised display of the FTSE 100 index

The trio were buoyed on the back of reports that US private equity firms could snap up Morrisons in a £6.4bn take-out.

BEN GRIFFITHS: Fate of AstraZeneca lies with US investors

Ben Griffiths

Astra investors need to remember that America is unlikely to let predator Pfizer shift its tax base overseas permanently.

INVESTMENT EXTRA: Fuel cells may be about to have their day in the City

Powering up

In an energy-hungry world, where fossil fuels are dwindling, fuel cells can provide an alternative to expensive and sometimes unreliable power from the grid.

SMALL CAP SHARE IDEAS: Oil explorer Caza Oil & Gas share price doubles but is stock still undervalued?

Price rise: Caza Oil and Gas enjoyed a 50 per cent rise this week thanks to the success of recent drilling at the Bone Spring play in New Mexico.

The AIM-listed company last issued shares at the end of April at 8.5p and the share price is now almost double that at 16.7p.

I sold my business and have £3m on deposit - where can I put it so my money is safe and I get competitive interest?

Safe haven: Is it possible to get decent returns and protect large sums of money?

I've just sold a business and have nearly £3m on deposit. I have plans for this cash but in the short term I want the best interest rate I can get, and obviously for it to be held as safely as possible.What would you advise?

Half of balance transfer debts are not cleared before interest-free deals end: The truth about the credit card traps behind eye-catching offers

A blessing or a curse? Credit cards can be a useful tool but only if you avoid the traps and use your card sensibly

They are promoted as the best way to clear debts, but half of all balance transfers are not repaid interest-free, we reveal the ruses credit card firms use to make money.

SIMON LAMBERT: Britain's economy won't win any World Cups but with some radical action could we make the semi-finals?

Simon Lambert, This is Money editor

I can’t help but warm to Mark Carney when he declares he wants Britain’s economy to be a World Cup winner. There's some things that need to be done first though.

Should you follow Neil Woodford the star manager who turned £1,000 into £25,000?

Fund manager, Neil Woodford of Invesco Perpetual: If you had put £1,000 into the Invesco Perpetual High Income fund when Neil Woodford took the helm 26 years ago, it would now be worth £25,349

If you had put £1,000 into the Invesco Perpetual High Income fund when Neil Woodford took the helm 26 years ago, it would now be worth £25,349. But the 54-year-old’s new-found voice — and its anxious tone — makes perfect sense: the man who once ran £33billion at Invesco Perpetual is going it alone.

Heading for the exit? Two-thirds of savers could want out of their gold-plated pensions to make use of Budget freedoms

Transfer plan: Employers think their workers will be tempted to transfer out of their final salary pension schemes.

Sixty-eight per cent of employers said they think their final salary savers will be tempted to transfer their pensions to get freedom over their retirement pots.

Country drivers pinched harder as petrol prices creep up and supermarkets target cuts at big cities and towns

Country costs: Rural drivers have to pay more for their fuel.

A war among supermarkets means the cheapest petrol in many big towns and cities is at year-lows of just under 126p.

Is a house price bubble about to pop? Anxiety builds over uncertainty in Britain's tumultuous two-speed property market

Bubble: Dirt-cheap mortgage rates cost many homeowners less than 2 per cent a year, but tough new application rules are making it more difficult to secure them.

It’s a period of unprecedented confusion and tumult in the housing market and many are seeking advice on whether now is a bad time to buy; if the bubble is likely to burst; if it’s worth stretching their budget to get on the property ladder; or if financial help from parents and grandparents is the only way to get a mortgage.

Fix your mortgage below 5% until 2024: Newcastle BS unveils 10-year fix - and you can leave for free after five years

Calendar: You could fix your mortgage for ten years with Newcastle BS

Borrowers with a 20 per cent deposit could fix for a decade with Newcastle at a rate of 4.49 per cent, and it only charges exit fees for the first five years.

Why Lloyds is banking on a ‘No’ vote for Scottish independence or there could be trouble ahead for the bank

Vote: Firms will have 18 months to work through any changes if there is a Yes vote, as Salmond has declared independence day will be in March 2016

It is safe to bet there were lively discussions on the subject over dinner between First Minister Alex Salmond and the Lloyds board on Wednesday evening.

Will mobile phone insurance cover my smartphone at a festival - or would it be better to buy an old handset and take that?

Smart move?: Will mobile insurance cover smartphones at festival - or should revelers take a throwaway alternative?

I've noticed that loads of ads for mobile phones have people taking pictures and videos on their phones at festivals - but is it a good idea to take one?

Dixons and Carphone Warehouse confirm £3.8bn merger creating an electronics retail giant for the High St

New powerhouse: The merger of mid caps Carphone Warehouse and Dixons Retail will create a new electricals retail group with a UK portfolio of more than 1,300 stores.

The merger will produce a retail chain with 2,900 stores in at least nine countries with combined sales of £11billion.

A prime opportunity for profit or an over-priced shares trap? What you need to know about IPOs and the floatation frenzy

Floats: Royal Mail floated last year, Saga will float at the end of May and TSB is considering a listing this year

The listing of the Royal Mail last year reignited the public's interest in shares and several well known businesses, such as Pets at Home, Poundland, Just Eat and AO World have followed suit. Now investors are mulling Saga shares. Is investing into an IPO a wise idea and how do they work? We take a look at the typical process and explain some things you need to consider.

Thousands of airline passengers face flight delay payout disappointment as landmark court case gets underway

Case: Thomson wants to limit claims for flight delay compensation to within two years of a flight's arrival.

Thomson has appeared before court as it seeks a blessing to utilise a legal loophole revealed by This is Money last year to deny compensation for flight delays.

Want a mortgage? Don't eat steak! Revealed: Bizarre questions in new home loan crackdown

mortgage

Mortgage applicants are being asked astonishingly intrusive questions including whether they play golf or eat steak.

The 'secret' Coventry Building Society instant-access cash Isa that pays a far higher rate than the current best buy

Back of the net: Coventry BS have a secret Isa which pays 2%. Pictured, Keith Houchen celebrates a goal for Coventry City on the way to beating Spurs in the 1987 FA Cup Final

This is Money has been alerted to a 'secret' cash Isa which is offered only inside Coventry Building Society branches which offers savers a 2% rate. The Branch Instant Isa is far better than the 1.65% best buy currently offered by BM Savings.

Dixons and Carphone Warehouse confirm £3.8bn merger creating an electronics retail giant for the High St

New powerhouse: The merger of mid caps Carphone Warehouse and Dixons Retail will create a new electricals retail group with a UK portfolio of more than 1,300 stores.

The merger will produce a retail chain with 2,900 stores in at least nine countries with combined sales of £11billion.

Letting agents charging 'hidden fees' to renters will be fined under plans being drawn up by the Government

New rules: Letting agents will be fined if they are found to hit tenants with fees not displayed clearly in their adverts.

The Government is determined to impose 'new obligations' that will demand full transparency on charges from letting agents.

2032 ... the year less than half of us will own our home: Report warns home ownership will become 'preserve of old' within a generation

Now but for how long will estate agents be advertising rental and properties for sale?

The majority of families will rent, rather than own, their homes within a generation, a report will claim today.

More expensive than a house: Rolls-Royce launches special edition Phantom costing £450k

Exterior: The exterior is completed with a hand-painted coachline - an upmarket go-faster stripe

The exclusive new Rolls-Royce Phantom Drophead Coupé Waterspeed has its world premiere in London today. And the attention to detail in a car that honours British hero Sir Malcolm Campbell and his record-breaking Bluebird cars and boats can’t be faulted. Rolls-Royce has even painted the engine – blue.

Don't fall into the annual car insurance trap: 9m drivers automatically renew but could save £220 if they bothered to shop around

Shop around When renewals hit the doormat, drivers should see if they drive a better deal rather than accept it

Nearly 9m drivers automatically renew their car insurance with their existing provider and waste £1.9bn collectively every year by doing so, a comparison website says.

'It's never been easy money and you have to put the hours in like any other business:' One million more renters fuel the buy-to-let boom

Bills alert: Buy-to-let landlady Maxine
Jennings

Investors point to figures from estate agent Savills that say up to a million more renters will be looking for homes in the next five years. Maxine Jennings is a buy-to-letter.

SAVINGS DEALS OF THE WEEK

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The ten shares experts have lined up for the best growth, but can these story stocks fulfil their potential?

Growth: Will Stockopedia's tips live up to expectations

City analysts are supposedly some of the smartest stock pickers in the the market, so can the ten shares they see as having the best potential deliver? Share screening specialist Stockopedia takes a look at the top ten and uses its own research to show which growth shares have quality, value and momentum.

TOP DIY INVESTING PLATFORMS

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  AJ Bell
  Low fund annual fee: 0.2%
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Don't try to time the market, invest in solid growth but don't overpay for it: Tips from top fund manager Mark Slater

Mark Slater

Growth may lie behind a strategy that has delivered a 265 per cent return over the past five years to his fund’s investors, but Mark Slater explains to This is Money that you need to be very picky about investing in firms with a bright future. In our interview he reveals his thoughts on the market and investing tips.

Hunting for income? The top investment trusts that pay Footsie-beating dividends of at least 4%

Looking for clues: Some investment trusts are comfortably outperforming the FTSE100 dividend yield, but are they worth taking up?

The number of high yielders with returns of more than 4 per cent has increased from 10 to 16. Oriel Securiities has revealed the top yielding investment trusts.

Saga shares open for investment: You've been on its cruises and bought its insurance - but should you buy?

Investment: Last year the group posted profits of around £222million

Saga revealed it was pricing its offer at between £1.85 and £2.45 a share, but should you invest? We explain what private investors need to consider.

CARDS OF THE WEEK

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Tesco Bank Clubcard
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Longest 0% transfer
Barclaycard Platinum
Lloyds Card
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Lloyds Bank Platinum card
BT broadband
1.25% cashback
Amex Platinum

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings

50 ways to save money: How to cut what you spend and put more in your savings

To clear the average national household debt of £13,000 at 6% interest with a monthly repayment of £100 will take around 17 years. There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt - or boost your savings - in less than a year. This is Money's top 50 – updated – money-saving tips may appear light-hearted but are deadly serious.

How to choose the best (and cheapest) DIY investing Isa - and our pick of the platforms

DIY investing: How to pick the best platform for you.

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

What should you know before buying a fund? The DIY investors'guide

DIY investing guide: A financial expert explains which bits of a KIID document are actually important, the parts investors are free to skim, and what important information they leave out

Investment companies have to produce a checklist of important details like charges and performance for each of their funds - but what do they leave out?

INVESTING TIPS: Fund and trust ideas for beginner and cautious investors

Starting out: Fund tips for beginner or cautious investors

If you are new to investing then the huge number of funds and investment trusts on offer can be confusing. Fortunately, This is Money's experts have some ideas to get you started.

INVESTING TIPS: Top fund and trust ideas for income investors

Income investing: Dividends can deliver both a healthy boost to long-term growth and a way to earn from your investments.

Income investing can let you draw on your portfolio or reinvest dividends to build solid growth over time. Our experts give their fund and investment trust recommendations.

INVESTING TIPS: Top fund and trust ideas for emerging markets

On the up: Emerging markets such as Brazil are where much of the world's growth is expected to be over future years.

If you're looking to add some flair to your investing Isa with emerging markets, This is Money's experts have some ideas to get you started

When will interest rates rise? Slack and low inflation means rates are on track to stick until mid-2015, despite house price conundrum

Lower for longer: Bank of England Governor Mark Carney has stated that the base rate should stay low and only rise gradually.

The Bank says slack in the economy could keep rates down, while unemployment would fall faster than expected, growth was on track and inflation was low. The outlook for the first rise in the Bank Rate from 0.5 per cent remains at about a year’s time, despite calls for an early hike to slow house price inflation, which is back near double-digit levels.

Our savings picks: This is Money's five favourite best buy cash Isas for 2014

number 5

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Ten tips for buy-to-let: the essential advice for property investors and pick of the top mortgage rates

Hand holding model house to let

For many buy-to-let looks an attractive income investment in a time of low rates and stock market volatility. Read our top ten buy-to-let tips

The best ever mortgage deals are vanishing, so should you grab a fix now? What next for mortgage rates?

Lock in a five-year fix now: The bank rate could rise as early as next year, which would send mortgage rates up

Borrowers have seen the best of the spectacularly cheap mortgages vanish, especially the cream of the five-year fixed rates. So should you act now?

Compare your pay to the national average in your job: League table of official UK salaries across 400 trades and professions

Best paid jobs: Where would the hard workers of Call the Midwife sit in the pay league?

Midwives in the UK get paid on average £29,248: so where does your salary fit into the national league table, and how does it compare to the average in your profession? Our table lists hundreds of Britain's jobs from company executives and doctors to van drivers, waiters and textile machine operators.

Premium Bonds winners

May 2014
Prize value Winning bond No. Area
£1,000,000 45JK622664 Gloucestershire
£100,000 189DW712231 Hampshire and Isle of Wight
£100,000 135YL389735 Warwickshire
£100,000 124QA075228 Bromley
£50,000 98ZE945155 Sefton
£50,000 209LG901108 East Sussex
£50,000 197GT184636 Overseas
£50,000 193BD880985 Hereford and Worcester
£50,000 183EP236627 Berkshire
£50,000 153VM982604 Cheshire East
£50,000 136RT181123 Wiltshire
More Premium Bonds winners
   

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Tourist rates

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Updated 18 May 2014.
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