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Virgin Money Low Rate Credit Card

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  • Purchase rate

    10.99% p.a.

  • Interest free period

    44 days

  • Annual fee

    $99

  • Balance transfer rate

    2.9% p.a.
    for 1st 9 months

  • Cash advance rate

    20.99% p.a.

    Fees

    • Balance Transfer Revert Rate20.99% p.a.
    • Interest free days44
    • Minimum repayment2% or $30
    • Annual fee$99
    • Late payment fee$10
    • Duplicate statement fee$7
    • Over limit fee$40
    • Over limit fee free days3
    • Overseas ATM balance feen/a
    • Overseas ATM withdrawl fee$5
    • Overseas replacement card fee$0

    Services

    • Overseas ATM availabilityYes
    • Insurance cover on purchasesNo
    • Automatic travel insuranceNo

    Frequent flyer program

    • Attached frequent flyer programNo
    • Airline program namen/a
    • Frequent flyer points earning per $1 n/a
    • Spend required for Syd/Mel return flightn/a

    Rewards program

    • Rewards program availableNo
    • Rewards program name n/a
    • Rewards program joining feen/a
    • Rewards points earning per $1n/a
    • Spend required for $100 rewardn/a
    • Lifetime of points n/a
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    Whilst Yahoo!7 Moneyhound attempts to provide information regarding as many products in the market as is possible, not all available products are compared on this site.The comparison rates for home loans are based on secured credit of $150,000 and a term of 25 years. The comparison rates for car and personal loans are based on credit of $10,000 and a term of 3 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Read more on our disclaimers here.

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